How To Pay Your Rooms To Go Credit Card: Online, Phone or Mail

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If we say you can buy top-quality furniture and pay for it over time, will you believe us? Well, you should! Because a Rooms To Go credit card allows you to do exactly that. 

Furniture shopping usually gets on the extreme high side of the expensiveness scale. Thus, buying it requires adequate financing. This is where the use of Rooms To Go credit cards comes in.

Rooms To Go credit card issued by Synchrony Bank- allows you to do your furniture shopping easily. You can purchase any piece and divide and pay the cost over time. Also, Rooms To Go credit card offers you small monthly payments and special offers. 

Now, might we interest you in learning more about Rooms To Go credit cards, such as login, registration, and payment?

Benefits of Rooms To Go Credit Card

Rooms To Go credit card is the best way to finance furniture shopping. It offers many benefits, such as:

  • No annual fee
  • Hassle-free monthly payments
  • They offer private discount offers that you can avail after signing up.
  • You can make a purchase without making any payment for up to 50 months on purchases priced at $599.99 or up. 
  • Prior knowledge about special events (such as a sale)
  • Five different payment options: in-store, online, by phone, by mail, and by a mobile app.
  • Easy online access to manage your credit card

Note: After the end of the promo period, Rooms To Go charges an APR of 29.99%.

Online Account Access

The most beneficial feature of the Rooms To Go Credit Card is its simplicity and online access. You do not have to worry about payments, credit limits, or bills. With Rooms To Go online account access, you can monitor and manage your account anywhere, anytime.

Now check your balance, make a payment, increase your credit limit, or request customer service- all just a click away!

Follow these steps to access your Rooms To Go Credit Card:

  1. Go to the official website of Synchrony bank. 
  2. Click on Log in in the top-right corner to move to the login page. 
  1. Next, enter your User Name and Password to log in to your account. Click  on the Remember User Name checkbox if you are a regular user. 
  1. Now, click on the Login button to access your account. 

Rooms To Go Credit Card Login

You can visit the Synchrony Bank website to log in to your account to manage your account, make payments, and enjoy discounts.

Note: you need to register your Rooms To Go card online before making a payment.

Register Online

Registration for the Rooms To Go card is a long process involving four steps- Account Lookup, Verification, Profile Setup, and Confirmation. Follow this guide to register your Rooms To Go account online.

  1. On the login page of the MySynchrony website, click on I want to Register.
  1. In the Account Lookup section, enter your Account Number, Last numbers of SSN, and Date of Birth, and Continue.
  1. It will now proceed to the next section Verification.
  2. Here, your personal and contact information is verified. Enter the Verification Code sent by the company by email or mobile number.
  3. Once verified, press the Continue button to proceed to step 3, i.e., Profile Setup.
  4. Now, select a User Name and Password for your profile that is unique to you. Your user name should not be associated with any other Rooms To Go credit cardholder. 
  5. Also, upgrade the Mobile Number, Email Address, and Bank Account Details.
  6. Now, move to the last step, Confirmation. Click on Confirm after filling in and verifying all your information.

Forgot Password

If you forgot your password, we are here to help.

  1. On the login page, click on the I forgot my Password option.
  1. Enter your User Name, last 4 numbers of SSN, and Date of Birth, and click Continue.
  1. Recover your forgotten password and log in to a new account.

Forgot User ID

User ID is the most important credential to log in to your account. Follow these steps if you have forgotten your username.

  1. Click on the I forgot my User Name option on the login page.
  2. Enter your Account Number, Last Four Digits of SSN, and Date of Birth, and click on the Continue button.
  3. Recover your forgotten username or get a new one.

Rooms To Go Credit Card Services

Rooms To Go Credit Card Bill Pay Phone Number

To pay RTG credit card bills via the phone, just call the Rooms To Go Credit Card customer service at 1-866-396-8254. Their representative or automated system will guide you about the payment method.

Rooms To Go Credit Card Payment Address

Another payment method is via mail. You can send payment by a check or money order with your remittance slip to the Synchrony Bank address. The address is as follows:

Rooms To Go / Synchrony Bank

P.O. Box 960061

Orlando, FL 32896-0061

Customer Service Hours 

Besides bill payment, you can also call the Rooms To Go Credit Card customer service number (1-866-396-8254) for queries and assistance. Its customer service is available 24/7.

How to Pay Rooms To Go Credit Card?


Rooms To Go Credit Card allows you to make one-time payments to as many as 12 for the future.

  1. Go to the MySynchrony Login page.
  2. Enter your User Name and Password, and click on Log in.
  3. Click on the Bills Payment option.
  4. Fill your bank account number and bank routing number (check it out with the ABA tool) in the designated space.
  5. Follow the commands on your screen to make your payment.

credit score needed for rooms to go

Pay As Guest 

If you forget your username or password and need to make a payment, there is no need to worry.

Follow these steps to make payments as a guest:

  1. On the “Login page,” click on the Pay As Guest option at the top. 
  2. Enter the required personal and bank account information and mark the checkbox saying I’m not a robot, and click on Find Account.
  3. Go along the prompts to complete the payment. 

By Phone

You can also make your payment via the phone on Rooms To Go Credit Card customer service:1-866-226-5638. The Synchrony Bank representative will ask for the last digits of your Social Security Number, bank account, and routing number. Keep in mind that Synchrony Bank charges a fee for making payments via phone. 

By Mail

You can also send your payment via checks and money orders. Follow these steps to send your payment via mail:

  • Write the payable amount on the check and the bank name (Synchrony Bank). 
  • Attach the remittance slip.
  • Mail Synchrony Bank at the given address:

Rooms To Go/ Synchrony Bank

P.O. Box 960061

Orlando, FL 32896-0061

Note: Also include your Rooms To Go Credit Card payment coupon. If you do not have one, write your account number on the check/ money order to avoid any problems.

Via the Mobile App

Rooms To Go Credit card also offers a seamless online payment method via the mobile app of Synchrony Bank. It is available on both Android and iPhone. Here is how you can pay your bill via the app:

  1. Open the MySynchrony app on your mobile phone.
  2. Log in to the app by entering your Username and Password
Note: Registration for the online account access is necessary before logging in to the app. If you have not registered yet, tap Register at the bottom and follow the commands. 


3. Now, open the Account Summary tab.

4. Once the account summary is loaded, the Make a payment button will be displayed on the screen. 

5. Comply with the commands to complete your payment. 

How to Avoid Late Fees?

Synchrony Bank charges up to $35 as late fees if you fail to pay the due payment by the due date. 

The only way to avoid late fees is to pay the minimum amount due before you hit the deadline. If you are making your payment online, keep in mind that it might take 48 hours to process. Also, the bank suggests sending your payment 7-10 days before the due date if you are paying via mail to avoid late fees.


Who Does Rooms To Go Use For Financing?

Rooms To Go uses Synchrony Bank for financing, and Synchrony Bank provides the card. Thus, you need to contact Synchrony Bank for online payments, assistance, and queries. 

Does Rooms To Go Credit Checks?

Yes, it does. You can send your checks with remittance and invoice at the mail address of Synchrony Bank. The address is Rooms To Go/ Synchrony Bank, P.O. Box 960061, Orlando, FL 32896-0061. Write your account number on the check to avoid any hassle.

What Credit Score Do You Need For Rooms To Go?

You can apply for a Rooms To Go credit card with a fair credit score. The minimum credit score for the Rooms To Go Credit card is 630. You can check if you pre-qualify for the credit card here.

How Does Room To Go Credit Card Application Works?

Rooms To Go Credit Card has a simple application process. You can apply with a fair credit score and get your application approved on the same day. Go to the RTG Credit Card website and click on Complete Application to apply for the credit card


Summing it up, you don’t have to wait for annual sales to buy furniture. With Rooms To Go Credit Card, you can purchase furniture with easy payment options and financing offers. It is a great tool to manage your finances while buying furniture. Enjoy discounts, easy installments, variable payment modes, and much more!