How To Pay Fortiva Credit Card: Online, Phone or Mail

Did you miss out on your loan repayments and end up having bad credit? Now, getting approved for a credit card will be a tough nut to crack. Some companies will charge high APR just to take advantage of your situation.

But, if you are looking for a zero fraud liability credit card, then Fortiva is the right option for you. Not only this, but it facilitates customers with free access to their credit score. This credit card is specially designed for people with bad credit. 

The Fortiva Credit Card is a credit card issued by The Bank of Missouri and designed for people with bad credit. In this article, you will learn all about the Fortiva Credit card along with its benefits and usage. All you need to do is to keep scrolling down. 

Benefits of Fortiva Credit Card

Following are the key benefits of Fortiva Credit Card that will convince you to buy one for yourself now:

• You won’t need any security deposit for using the credit line – for someone with not so ideal credit history, this is one of the life-saving advantages.
• Free access to Credit Score – 60 days after opening your account, you can check on your VantageScore 3.0 for free. It is crucial for someone with bad credit to keep track of their credit progress over time.
• With Fortiva Credit Card, you can manage your account and make payments easily.
• The fee for Credit Card will be $175 for 1st year, after which it will be reduced to $49 annually.
• The regular APR – Annual Percentage Rate for the credit card is 22.74% – 36% (variable).

Online Account Access

Cardholders can access their Fortiva credit card account online 24/7 to view account activity, make payments, turn on transaction alerts and more.

Fortiva Credit Card Login

1. Visit the Fortiva Credit Card login page.
2. Enter your User Name and password.
3. Click Sign In.
4.  If you can’t remember your user ID or password, click on the corresponding link to retrieve them.
5. Once you’re logged in, you’ll be able to view your account balance, make payments, and do much more.

Register Online

If you don’t have a Fortiva Credit Card, you can register for a new account online. To do so, follow the steps below:

1. Go to the Fortiva Credit Card login page (www.myfortiva.com).
2. Under the Sign In tab, click on the second option, Not Enrolled? Sign Up Now. 
3. Enter your personal information as asked by the page and click Submit.
4. Once your information has been processed, you’ll be able to log in and access your account.

Forgot Password

If you forgot your password, you could retrieve it by following these steps:

1. Go to the Fortiva Credit Card login page (www.myfortiva.com).
2. Under the Sign In tab, there is a line that says Forgot Password or User Name? Click on Password.
3. Enter your user name and click Submit
4. You will receive an email with instructions on how to reset your password.
5. Once you’ve reset your password, you’ll be able to log in and re-access your account.

Forgot User Name

If you forgot your user name, you could retrieve it by following these steps:

1. Go to the Fortiva Credit Card login page.
2. Under the Sign In tab, there is a line that says Forgot Password or User Name? Click on User Name.
3. Enter all the required information and click Submit.
4. Fortiva will send an email to the email address you provided with your user ID
5. Once you have your user ID, you’ll be able to log in and access your account.

Fortiva Credit Card Services

Fortiva Credit Card services include online account access, customer service, and more. Customer service is available by phone or email to answer cardholders’ questions or concerns.

Fortiva Credit Card Bill Pay Phone Number

If you have any questions or need assistance, contact Fortiva Credit Card customer service by calling 1-800-245-7741. Customer service is available Monday-Friday 8:00 AM to 9:00 PM EST and Saturday-Sunday 9:00 AM to 5:30 PM EST. 

Fortiva Credit Card Payment Address

If you would like to send a payment by mail, you can send it to the following address:

Fortiva Retail Services

P.O. Box 659848

San Antonio, TX 78265-9448

Make sure to include your account number on your check or money order. Fortiva Credit Card does not accept cash.

Customer Service Hours

Customer service is available by phone or email from Monday to Friday, 8:00 AM-9:00 PM EST, and on the weekends, from 9:00 AM to 5:30 PM EST. You can also contact customer service through the Fortiva Credit Card website24/7 or email [email protected].

How to Pay Fortiva Credit Card?

Fortiva Credit Card offers several options for making payments. You can make a payment online, by phone, or by mail. 

Online

• Go to www.myfortiva.com
• Log in to your account 
• Click on the Make a Payment option.
• Enter your name, security number, and date of birth.
• Click on the Submit button, and that’s it. Now you can pay Fortiva Credit Card online.

By Phone

Call 1-800-245-7741, and the representative will provide all the necessary instructions for Fortiva Credit Card. Just follow the instructions carefully and do as directed by the representative. 

By Mail

To make a payment by mail, follow the steps below:

1. Write a check or money order addressed to Fortiva. 
2. Make sure to include your account number on your check or money order. 
3. Enclose everything in an envelope and put stamps on it.
4. Send your payment to the following address: Fortiva Retail Services, P.O.Box 105555

Atlanta, GA 30348-5555.

By Fortiva App

To make a payment using Fortiva App, follow the steps below:

1. Go to Google Playstore or the App Store and download the Fortiva Account Centre app.
2. Install and launch the app.
3. Click on Create Account on the launch screen.
4. Enter your first name, last four digits of your security number, and date of birth.
5. Click on the Submit button, and that’s it. Now you can pay Fortiva Credit Card using your mobile app.

How to Avoid Late Fees?

Fortiva Credit Card charges a late fee of up to $38 if you don’t make your minimum payment by the due date. To avoid late fees, be sure to make your payment on time each month. You can set up automatic payments through the Fortiva Credit Card website to ensure that your payments are made on time each month.

FAQs

How Do I Use My Fortiva Credit Card?

To use your card, simply present it at the time of purchase. You can also use your card to make purchases online, over the phone, or through mail orders. When making a purchase, you must provide your name, credit card number, expiration date, and security code.

Can I Pay My Fortiva Bill With A Credit Card?

You can pay your Credit card bills directly through the website. You can also pay on Doxo using a credit card, debit card, Apple pay, or bank account.

Can I Use Fortiva At Walmart?

Yes, you can use your Fortiva credit card at Walmart. The credit limit on a Fortiva card will vary depending on the cardholder’s creditworthiness.

Can I Use Fortiva Retail Credit Anywhere?

Yes, you can use it anywhere where there is the availability of Visa Cards. 

Does Vivint Use Fortiva?

No, Vivint does not use Fortiva. However, this card is accepted virtually everywhere in the US. 

How Do I Cancel My Fortiva Credit Card?

To cancel your Fortiva credit card, you must contact customer service at 1-800-245-7741 or write to them at Account Services, P.O. Box 105555, Atlanta, GA 30348-5555.

Final Thoughts

Fortiva Credit Card is a good option for people with bad or limited credit. The card offers a variety of features and benefits, including flexible payment options and the ability to rebuild your credit. 

There are a variety of credit cards available, so it’s essential to find the one that best meets your needs. When choosing a credit card, you should consider factors such as the interest rate, annual fee, and rewards.