How To Pay Your Kohls Credit Card: Online, Phone or Mail

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Do you love Kohls? Then you’re going to love the Kohl’s credit card! It’s the perfect way to get rewarded for all your shopping at Kohl’s.

You’ll get discounts and special offers, and it’s effortless to use. No more fumbling through your wallet for that pesky plastic – just use your phone to pay. Plus, you can rack up points on every purchase, which you can redeem for even more rewards. However, you can use this card only for purchases at Kohl’s or brands owned by Kin Inc.

So how can you get the most out of your Kohl’s card? How can you access it online and make hassle-free and paperless payments? We will answer every question of yours in this article. First, let’s check out some of the perks of having a Kohl’s credit card.

Benefits of Kohls Credit Card

  • Kohl’s has a loyalty program in which you can earn Kohl’s Rewards points on every purchase you make with their card. You can redeem these points for free Kohl’s Cash coupons, which you can use for purchases at the store.
  • You’ll get special discounts and offers throughout the year, including an introductory discount of 35% off your purchase in the first 14 days.
  • With the Kohl’s Rewards program, you can earn points for every dollar you spend, which you can redeem for discounts on future purchases.
  • You’ll also receive Kohl’s coupons periodically, which can be used for additional savings.
  • With the Kohl’s Cash program, you can earn cash back on your purchases which you can use later.
  • You can check if you qualify for the card before applying with their prequalify feature on their website to avoid any penalty.
  • If you spend over $600, you will become Kohl’s most valued customer and receive coupons and rewards all year round.
  • There are 0 annual fees and APR on this card. However, if you fail to clear your payments at the end of every billing cycle, you will have to face high-interest rates. These interest rates can go up to 24.9%.

Online Account Access

Kohl’s charge cardholders can access their accounts online anytime, anywhere. Online account access allows cardholders to view account activity, make payments, set up account alerts, and more. Plus, it’s a great way to keep track of your spending and budget accordingly.

Here’s how to access your Kohl’s credit card account online:

  1. Visit and click on the Account icon at the top of the page.
  2. From the drop-down list, click on the My Kohl’s Card option.
  3. Enter your Kohl’s credit card number and password into the fields provided.

Kohls Credit Card Login

Here’s how to login to your Kohl’s credit card account:

  1. Go to and enter your Username and Password.
  2. Now, click Log in to access your Kohl’s credit card account.

Register Online

Here’s how to register for your 2022 Kohl’s card account online:

  1. Go to and click on the Register option above the login section.
  2. Here, enter your Kohl’s card’s number (12 digits).
  3. Now, enter your Date of birth (as per your ID), last name, and Zip code.
  4. Click Continue to confirm.
  5. Select a Username and Password, and that’s it!
epay kohls login

Forgot Password

If you have forgotten your Kohl’s credit card’s login password, then follow these steps to recover it:

  1. Go to Kohl’s credit card website, and click on the Forgot password? Option.
  2. Here, enter your Username and click Continue. 
  3. Enter your Date of birth, last name, and ZIP code to verify your identity.
  4. You can select a new password that cannot contain your username and should have:
  • At least 8 to 20 characters
  • One number
  • One uppercase and lowercase letter
  • At least one special character

5. Once done, you will be asked to complete the verification by sending a temporary identification code.

6. After verification, you can log in to your account with the new password.

Forgot User ID

  1. On the Kohl’s card website, click on the Forgot Username? option under the login section.
  2. Now, enter your Card number and click Continue. 
  3. Add your Date of birth, ZIP code, and last name for verification and click Continue.
  4. Enter the one-time passcode sent to you for security purposes.
  5. You will get to see your username now and use it as it is because it is case-sensitive.

Kohls Credit Card Services

Kohls Credit Card Bill Pay Phone Number

Kohl’s credit card holders can make payments by phone by calling 855-564-5748. It is a convenient option if you cannot make your payment in person or online. When you call, be sure to have your Kohl’s credit card number and billing information handy so that the representative can process your payment quickly and efficiently.

Kohls Credit Card Payment Address

If you’re looking for Kohl’s credit card payment address, there are two options. You can send your payment to either:

  • Kohl’s, P.O. Box 60043, City of Industry, CA 91716
  • Kohl’s, P.O. Box 1456, Charlotte, NC 28201

Both addresses are valid, so it’s up to you which one you choose. Whichever is more convenient for you is fine! Include your account number on your payment so it gets applied to the correct account.

Customer Service Hours

If you have any queries about your order or Kohl’s card, you can contact Kohl’s customer service at 855-564-5748. They are available 24 hours a day, and you can connect with their representative instantly.

How to Pay Kohls Credit Card?


  1. Go to Kohl’s website and click on the Account option in the top right corner.
  2. From the list, select My Kohl’s Card and enter the required information to continue.
  3. Click Submit to go to your account summary page.
  4. From here, select the Make a payment option.
  5. Add the amount you want to pay and other required details.
  6. Click Submit to continue.

By Phone

If you prefer to pay by phone, you can call customer service at 855-564-5748, available 24/7. An automated system or a representative will receive your call and give instructions to make payment. Follow their instructions and provide your card number to confirm it.

By Mail

If you’re a Kohl’s credit cardholder, you have the option to pay your bill by mail. Here’s a step-by-step guide on how to do it:

  1. Find an envelope and insert your payment. You’ll need to include your Kohl’s credit card number on the check or money order.
  2. Seal the envelope and address it to:
  • Kohl’s, P.O. Box 60043, City of Industry, CA 91716


  • Kohl’s, P.O. Box 1456, Charlotte, NC 28201
  1. Write Payment Enclosed on the front of the envelope.
  2. Put a stamp on the envelope and mail it out.

That’s all there is to it! To ensure that your payment is received and posted to your account promptly, we recommend that you send your payment at least 5-7 business days before the due date. Be sure to include your account number on your check or money order so they can apply for your payment correctly.

Via the Mobile App

You can easily make payments online or in-store with Kohl’s app, which is available on iOS and Android. Here’s a tutorial for making payments through this app:

  1. Open the Kohl’s app and tap on the three lines menu at the top left corner.
  2. Here, go to Kohl’s pay.
  3. Now, select the Kohl’s card you want to link to Kohl’s pay.
  4. Select your email or number to receive a verification code and enter it to continue.
  5. Now that you have set up Kohl’s pay, you can go to Kohl’s pay from the app and scan the QR code at the checkout.
  6. After scanning, you can select whether you want to pay with Kohl’s cash, points, or coupons. After selection, tap on the Approve button.
  7. Finally, your transaction will be completed, and you will receive a confirmation notification.

How to Avoid Late Fees?

Kohl’s charges a late fee of $25 every time you miss or delay your payment. To avoid this fee, you must keep track of your dues and make the minimum payment each month. However, Kohl’s is a bit lenient in this case; you can directly talk to their customer support representative to reverse the late fees.


What Bank Is Kohl’s Credit Card?

Kohl’s credit card is a store card that you can only use at Kohl’s stores. It is issued by Capital One, N.A, one of the largest banks in the United States, and it offers a variety of credit cards to its customers.

Kohl’s credit card is just one of the many options that Capital One offers. However, if you’re looking for a credit card that you can use anywhere, you might want to consider another option.

What Credit Score Do You Need For Kohl’s Credit Card?

Kohl’s generally requires applicants to have a credit score of 640 or higher in order to be considered for a credit card. However, remember that this is just a general guideline – ultimately, the decision will come down to Kohl’s internal approval process.

Can Kohl’s Look Up My Charge Card?

Yes, Kohl’s can look up your charge card information. You will need to provide them with your full name, date of birth, and the last four digits of your Social Security number. They may also ask for your billing address and phone number. Once they have this information, they can look up your account and provide you with the necessary information.

How Do I Look Up My Kohl’s Credit Card Number?

You can look up your Kohl’s card number by logging in with your Username and Password on the My Kohl’s Card (MKC) website. If you don’t have online access, you can call their customer service at 855-564-5748 and ask for their assistance after verifying your identity.

Can I Pay My Kohl’s Bill At The Store?

Yes, you can pay your bill at any Kohl’s store. You must bring cash, a debit/credit card, or a Kohl’s card. Just bring your bill stub with you to the register, and they’ll be able to process your payment. If you have any questions, just ask a store associate, and they’ll be happy to help.


Kohl’s is a great store, but the prices can add up quickly if you’re not careful. It’s easy to overspend at Kohls, especially if you’re not using a Kohls credit card. With the card, you’ll get exclusive discounts and rewards that will help you save money on your next purchase.