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How to Pay Your Belk Credit Card: Online, Phone or Mail

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Belk Inc. is a department store that sells trendy, southern-fashion clothes, as well as cosmetics and home items. At present, the company boasts stores in 16 states and has an online platform for customers to make purchases and place orders.

If you’re a Belk regular or are interested in becoming one, you can apply for a Belk Rewards credit card, issued by Synchrony Bank (NYSE:SYF).

In this article, you’ll know more about how to pay the Belk Rewards card, how to access the Belk credit card login, how to manage your Belk account, the Belk Reward dollars, and much more!

Benefits of Belk Credit Card Rewards Mastercard

The Belk Rewards credit card is packed with enticing benefits that will help you save money on your purchases and redeem reward points in combination with great discounts:

  • 20% discount on all purchases on the day of account approval —up to 15% on home goods and shoes.
  • $10 in Belk reward dollars if you buy on the day of approval, which you can use to make purchases.
  • 3% cashback in rewards at every store and online.
  • 2% cashback on gas and grocery purchases.
  • 1% back everywhere Mastercard is accepted.
  • No annual fee.

Online Account Access

To get the best out of the Belk Rewards card, you must secure online account access by opening an account online. To do so, keep reading!

Belk Mastercard Login

To manage your Belk credit card, just go to the Belk credit card login by clicking here. There, you can log in, register for an account, and even apply for the Belk credit card.

Register Online

To register, just click on “I want to register” below the “Secure Login” button. This will take you to the registration section, where you must enter your account number and billing zip code, and click “Continue.”

Once you do this, just follow the steps and enter the required information. You’ll be soon notified when your registration is successful.

Forgot Password

If you forgot your password, do not despair. There is the “I forgot my User ID or Passwordoption so choose accordingly.

Then, you’ll be asked to enter your user ID and zip code, and then click on “Continue” below. Once you do that, follow the instructions to complete the retrieving process.

Forgot User ID

If you forgot the user ID for your Belk credit card, choose accordingly in the “I forgot my User ID or Password” option.

To retrieve your user ID, you’ll need to provide your account number and your zip code, and then click on “Continue.” Similar to the password recovery process, just follow the instructions and complete the process.

Belk Credit Card Services

With your Belk credit card, you can pay in-store and online, and make card payments via the several options at your disposal!

Belk Card Bill Pay Phone Number

To make a Belk credit card payment, by phone, you must call 800-669-6550 to reach the automated system.

Belk Credit Card Payment Address

If you want to pay per post, you must send payments to:

Synchrony Bank/Belk
P.O. Box 530940
Atlanta, GA 30553-0940

Customer Service Hours

You can contact customer service by dialing the same payments number, Monday through Friday 8:30 am-8:30 pm (EST), and Saturdays and Sundays 9 am – 7 pm (EST).

How to Make a Belk Synchrony Bank Credit Card Payment

Fittingly, there are several ways to pay your Belk credit card so just choose the one that is more convenient for you.


To pay online, you’ll need to go to the Belk credit card login and enter your credentials. Once you log in by providing your credentials and bank account information, you can submit payments.

If you don’t have an online account, just go to the credit card login to pay as a guest —as seen in the banner at the top of the page. Enter your card number, the last four digits of your Social Security number, and your billing ZIP code —then proceed with the payment.

belks pay my bill

By Phone

To pay by phone, you need to have your checking account number and bank routing number within reach.

To start, call 800-669-6550 to reach the automated system, and say or enter your Belk credit card number when prompted. Follow the system instructions to complete your payment.

By Mail

To pay per post, you can send a check or money order to the address provided above. Make sure you include the payment with the payment coupon found in the billing statement.

You can also write your account number on the check or money order if you don’t have the coupon.

Via The Mobile App

To pay via the Belk app, follow these steps:

  1. Make sure you’ve downloaded the Belk app and have registered for online account access.
  2. Enter your login credentials.
  3. Go to the “Payments” tab and follow the prompts to complete your payment.


You can pay your Belk credit card at any Belk store —which you can locate on the Belk app. Once you’ve found the closest one to you, go there and locate the customer service desk, where a staff member will assist you with the payment.

How to Avoid Late Fees

The due date is available on your billing statement and payments must be made by 5 p.m. EST. So, to avoid a late fee, bear the date and time in mind.

A late fee of $29 will apply if you don’t make it. The late fee will go up to $40 if you’ve had a late fee within the prior six billing cycles.


How to Apply for a Belk Credit Card?

It’s easy. Go to the credit card login and click on “Apply.” Alternatively, just click here to go to the applying page where you’ll have to enter the last four digits of your social security number, and your mobile phone number.

You’ll be notified of the approval immediately, in most cases, but sometimes it can take up to 4 weeks.

What Bank Issues the Belk Credit Card?

The Belk credit card issuer is Synchrony Bank, which is the issuer of the eBay credit card and the Toys R Us credit card.

How Do I Pay My Belk Credit Card?

Following the information provided above, you can pay your Belk credit card online, by phone, by mail, and via the mobile app. Just choose the one that is more convenient for you!

Final Thoughts

The Belk credit card offers several perks and will give you the chance to make payments both in-store and online. Paying is a breeze given the several methods at your disposal!