Home Credit Cards How to Make a eBay Credit Card Payment: Online, Phone or Mail

How to Make a eBay Credit Card Payment: Online, Phone or Mail

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Whether you’re an eBay fan or not, there are many reasons why you can benefit from having an eBay credit card. eBay is one of the best e-commerce platforms, and the eBay Mastercard itself is packed with several features and perks that may be enticing enough.

As an eBay Mastercard holder, you might need to know more about how to pay the bill. So, in this article, you will learn more about the eBay Mastercard login, your eBay Mastercard account, how to reach customer service, the registration page, and how to get support from the issuer, Synchrony Bank.

Benefits of eBay Credit Card Rewards Mastercard

  • 3 points for every dollar you spend on restaurants and gas. This is especially beneficial if you like to travel or eat out a lot.
  • 2 points for every dollar you spend on the platform with your eBay Mastercard. If you buy small items or make big purchases on eBay, you will enjoy this feature.
  • 1 point for every dollar you spend elsewhere. Regardless of where you use your eBay credit card, you’re getting the reward!
  • The chance to redeem your points to buy travel tickets, pay for accommodation, and even rent a car.
  • From time to time, the eBay credit card will have special financial promotions that spare you interest payments during certain months.
  • No annual fee.
  • Fast approval that you can track online.

Online Account Access

To manage and pay your eBay credit card, you must have an eBay credit card account. The account will allow you to pay your bills, check your FICO score, and sign up for paperless billing.

eBay Mastercard Login

To access your eBay Mastercard account, just click here. Through the eBay Mastercard secure login, you can register, apply, and log in to your eBay card account.

To do so, enter your user ID and click on “Secure Login” after checking the “remember user ID” box.

Register Online

You must register if you want to have online access to your eBay Mastercard account. For this, just enter your account number and zip code on the eBay Mastercard login page provided above.

Once you do this, click on “continue” and follow the prompts to finish, as the login page works as the registration page.

Forgot Password

The eBay Mastercard login also allows you to recover your login credentials in case you don’t remember credentials. To recover your password, click on “Password” in the prompt “I forgot my User ID or Password.”

Once you do this, you’ll have to enter your User ID and zip code and press “Continue.” Then, you’re requested to select a new password and proceed with the login.

Forgot User ID

If you need to recover your user ID, click on “User ID” in the prompt “I forgot my User ID or Password.” You will have to enter your eBay credit card number —or account number— and zip code.

If you don’t have access to your eBay credit card number at hand, you can reach customer service by clicking on the chat option above the “Enter Account Number” box —a chat window will pop up and Sidney, the virtual assistant will lend you a hand.

eBay Rewards Credit Card Services

You redeem all your rewards and get purchase discounts and other perks as explained above. The eBay Mastercard is issued by Synchrony Bank.

Also, you can apply for an eBay Extras Mastercard through which you can earn “3X points per $1 spent on gas and restaurant purchases, 2X points per $1 spent on eBay & PayPal purchases, and 1X points per $1 on all other Mastercard purchases.”

eBay warns that the eBay Extras Mastercard is not eligible for new applications. Still, you can apply for the eBay Mastercard at the official site ebay.com/creditcard.

If your get approval, eBay will send your card and you’ll receive it within 7–10 business days. You must, though, activate your eBay Mastercard to be able to make purchases and accumulate rewards.

eBay Card Bill Pay Phone Number

You can pay your eBay credit card via telephone by dialing 1-844-435-0237. You must enter your account number when prompted and follow the instructions.

eBay Credit Card Payment Address

To pay your eBay credit card per post, you can send your check to:

eBay Mastercard

P.O. Box 960080

Orlando, FL 32896

Customer Service Hours

If you require assistance regarding your eBay credit card, you can contact customer service via the live chat between 9:00 AM – 9:30 PM EST, 7 days a week.

How to Make an eBay Synchrony Bank Credit Card Payment

There are several options to make an eBay credit card payment. Just see below and choose the one you think it’s more convenient.


To make an eBay card payment online just use the eBay credit card login provided above, supported by Synchrony Bank —it is the official site for eBay card payments.

“You can make one-time payments or have the option to set up recurring payments,” depending on your needs.

By Phone

To make phone payments, just call the toll-free number on the back of your card, the same we provided above —1-844-435-0237.

By Mail

Send your money order to the payment address, which you can also retrieve from your billing statement.

Via the Mobile App

Synchrony Bank also supports an app, which you can use to make payments and manage your account. First, download the app if you haven’t and enter your login details.

Go to the payments section and follow the prompts to execute payments in a breeze. From the app, you can also set up recurring payments.

How to Avoid Late Fees

To avoid late fees on your eBay credit card, be mindful of the monthly due date. If you don’t pay by the payment due date, you’ll have to pay a late payment charge of 1.5% of the balance past due “or the highest amount permitted by applicable law, whichever is lower.”

The fee will be applied the following day of the payment due date. Further, “If your account becomes past due, in addition to owing late fees, your account may be suspended for non-payment, and you may be responsible for collection and related legal costs.”


Is It Hard to Get an eBay Mastercard?

You will need a credit score of 700 or above. That means people with good credit or better have a chance to secure one.

What Credit Bureau Does eBay Credit Use?

“The credit bureau used by eBay Mastercard is Synchrony Bank which is a finance company that provides money-related services to its customers.”

What Bank Is eBay Mastercard?

Synchrony Bank is a store-branded credit card issuer for the likes of eBay, Gap, and Sam’s Club. For people applying for a card from Synchrony Bank, the lender is most likely to check your credit record from TransUnion.

Final Thoughts

Issued by Synchrony Bank, the eBay card is a great opportunity to maximize your purchases. With a compelling array of perks and benefits, the eBay Extras Mastercard is one of the best cards on the market.

Still, make sure you’re aware of your balance to avoid late fees. You can pay your bills through their website, by phone, or mail. You can also use the mobile app for added convenience.

Our Editorial Standards

At ValueWalk, we’re committed to providing accurate, research-backed information. Our editors go above and beyond to ensure our content is trustworthy and transparent.

Brendan Byrne

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