How To Pay Your Banana Republic Credit Card: Online, Phone or Mail

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Banana Republic Credit Card is a must-have if you are an avid shopper at Banana Republic. You can also use this card at other Gap Inc. Brands, including Hill City, Old Navy, and Athleta. 

This credit card is issued by Synchrony bank, and you can earn rewards and save money while shopping at the Banana Republic. It has a simple application procedure with a fair credit score requirement. Further, getting it is a no-brainer with no annual fee and other exclusive perks.

Read on to learn you can get Banana Republic Rewards Mastercard, manage your account, make payments, and earn rewards. But first, let’s dive into what benefits this card offers.

Benefits of Banana Republic Barclay Credit Card

  • Banana Republic Rewards Mastercard charges no annual fees or any hidden charges.
  • You can earn 5 points for each dollar you spend at Gap Inc.’s family of brands, including Banana Republic, Hill City, Athleta, and Old Navy, and 100 points are equal to $1. You can use this reward for in-store or online purchases.
  • You will be upgraded to icon status if you earn 5000 points in a calendar year. Icon status has additional perks and benefits. These include basic free alterations, 2-3 day free shipping on $50+ purchases, a 500-point quarterly bonus, and you can set up a “Choose Your Own Sale Day.”
  • The foreign transaction fee is just 3%, so you can send money all over the world without worrying about breaking the bank.
  • You get a sign-up bonus of 20% off on your first purchase. However, for this, you have to make your purchase within 14 days.
  • You can shop at Banana Republic’s sister brands, including Gap, Hill City, Athleta, and Old Navy, and combine the rewards from all brands in one account.
  • Receive members-only exclusive discount offers
  • The APR for the cash advance is 28.4%, which is pretty reasonable. 

Online Account Access

An online account makes your shopping experience fast and seamless. With Banana Republic card online account access, you can make payments, review your account activity, monitor your rewards, and keep up with your account status. It also saves your billing information, visited addresses, and previous orders.

The Banana Republic Credit Card Login

You can manage your Banana Republic Rewards Credit Card by logging in to your Barclays Bank online account. Go through these steps to log in to your account.

  1. Go to
  2. Fill in your Username and Password.
  1. Mark the checkbox saying “Remember username” and click Log in.
  1. Now, you can manage your Banana Republic account for payments and rewards.

Register Online

You need to set up online access to monitor and manage your account. Follow the below instructions to set up the online access.

  1. Open in your browser.
  2. Click on Set up online access.
  1. Enter the Last 4 digits of your social security number, Account number, and Current occupation to confirm your identity. Now, click on Continue.
  1. Select your login credentials, including Username and Password.
  2. Follow the prompts that come on the screen to complete your registration.

Forgot Password / Forgot User ID

Follow this guide to get back your username and reset your password.

  1. Go to the login page of the Banana Republic online account.
  2. Click on Forget username or password.
  1. Enter the Last 4 digits of your social security number, Date of birth, and Account number to verify your identity. Click on Continue.
  1. Now, Follow the commands to restore your username and reset your password.

Banana Republic Credit Card Services

If you’re a Banana Republic credit cardholder, you can enjoy various benefits and services. These include online account management, exclusive discounts and offers, and more.

To take advantage of these services, simply login to your account at From there, you’ll be able to view your account balance, make payments, view transaction history, and more.

Banana Republic Credit Card Bill Pay Phone Number

You can pay your Banana Republic Rewards Credit Card bill via an automated phone call. For billing and other assistance, call the Banana Republic customer service at 866-582-0286.

Banana Republic Credit Card Payment Address

If you are making your payment via mail, you can send checks to the following address:

Card Services

PO Box 60517

2525 Corporate Place, Suite 250

Monterey Park, CA 91754


Card Services

400 White Clay Center Drive

Newark, DE 19711

Customer Service Hours

The Banana Republic customer service is available daily, from 7 am to 1 am ET. You can call, email, or chat with them by clicking the chat icon in the right corner of the website homepage.

How to Pay Banana Republic Credit Card?


If you want to pay your Banana Republic Credit Card bill online, here is an easy guide.

  1. Go to the login page and enter your username and password
  2. Now, click Login to access your account.
  3. On your account dashboard, click on make a payment.
  4. Put in the payable amount, payment time, and where the amount is from.
  5. Follow the instructions to confirm your payment.

You can also set up automatic payments on Banana Republic Credit Card

banana republic pay my bill

By Phone

If you need to make a payment on your Banana Republic credit card, you can do so by phone. The customer service number for the Banana Republic credit card is 866-582-0286. When you call this number, you will be able to speak with a customer service representative who can help you make a payment on your account.

When you call the customer service number, you will need to have some information ready. You need to provide the representative with your account number and zip code. You must also tell the customer service representative how much you would like to pay on your account. Once you have provided this information, they will process your payment.

By Mail

Paying your Banana Republic credit card by mail is easy. Just follow these simple steps:

  1. Gather your recent Banana Republic credit card statement and a check or money order.
  2. At the bottom of the statement, you’ll see a section labeled Payment Address. It is where you’ll need to send your payment.

Card Services

400 White Clay Center Drive

Newark, DE 19711

  1. Write a check or money order payable to the Banana Republic for the amount you’d like to pay. Be sure to include your account number on the check or money order.
  2. Mail your payment to the address listed on your statement.
  3. That’s it! Your payment will be processed and applied to your account.

Via Mobile App

If you’re a Banana Republic credit card holder, you can pay your bill through the Synchrony mobile app. Here’s how:

  1. Download the Synchrony mobile app from the App Store or Google Play.
  2. Open the app and sign in with your Username and Password.
  3. Tap on the menu in the top left corner, and from the drop-down list, go to Make a Payment.
  4. Select the Banana Republic card from the list of payment methods.
  5. Enter the amount you wish to pay and continue.

You’ll receive a confirmation message once your payment is processed.

How to Avoid Late Fees?

If you’re a Banana Republic credit card holder, chances are you’ve had to pay a late fee at some point. Maybe it was because you forgot to make a payment, or maybe your payment was delayed for some reason. Either way, late fees ($40) can add up, and they’re not fun to pay.

Fortunately, here are a few things to avoid paying late fees. 

  • One of the best ways to avoid late fees is to set up automatic payments for your credit card bill. This way, you’ll never have to worry about forgetting to make a payment. You can typically set up automatic payments through your credit card issuer’s website.
  • Another helpful tip is to set up a reminder for yourself to make a payment. This can be done through a calendar program on your computer or phone, or even by setting up an email reminder. By doing this, you’ll ensure that you always remember to make your payment on time.
  • If you do miss a payment, don’t panic. Just call your credit card issuer and explain what happened. Most issuers are willing to waive late fees if you have a good reason for missing a payment. 
  • Finally, if you’re having trouble making ends meet, talk to your credit card issuer about a hardship repayment plan. It can help you get caught up on your payments without paying late fees.


What Stores Can I use my Banana Republic credit card?

The Banana Republic credit cardholders can use their cards at any Gap Inc. store, including Banana Republic, Gap, Old Navy, and Athleta. Cardholders can also use their cards at,,, and For a full list of Gap Inc. brands, please visit

Can I pay my credit card the same day I use it?

Yes, you can pay your credit card the same day you use it. However, there may be some fees associated with doing so. Check with your credit card issuer to see if there are any fees associated with same-day payments.

If you need to make a same-day payment on your credit card, the best way to do it is to use your credit card’s online bill pay feature. This will allow you to make a payment immediately, without any fees.

Does returning items affect your credit?

When you return an item, it doesn’t necessarily affect your credit. However, if you don’t have a good reason for returning the item, it could negatively impact your credit score. 

If you’re frequently returning items, it can mean that you can’t manage your finances properly, which makes it hard to get a loan or credit card. So, if you do need to return an item, be sure to have a valid reason and keep your receipts so that you can show proof if necessary.


While Banana Republic Rewards Credit Card offers enormous rewards for users, it charges a high APR of 27.49%. If you are an avid shopper of Banana Republic’s iconic fashion and can pay your bill before the due date each month, you should go for Banana Republic Rewards Credit Card. Otherwise, the card is not very beneficial if you keep a balance in your account.