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The New Administration’s Good Move On Housing

One of the first actions of the new administration — to suspend indefinitely the scheduled Federal Housing Administration mortgage insurance premium cut — is good news. While the premium cut may have saved the typical borrower around $40 per month […]

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Is The US Credit Cycle Nearing Its End?

The US credit cycle is entering its ninth year. That doesn’t mean it will end tomorrow. But it will end—and possibly sooner than markets think. Fortunately, there are ways to de-risk and maintain exposure to high-income assets. Judging by the […]