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How To Pay and Apply for Bobs Furniture Credit Card: Online, Phone or Mail

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Are you looking for new furniture to remodel your home? Bobs Furniture is the best platform to buy furniture at competitive prices. They offer a wide variety of furniture to cover all your requirements. Their unexceptional credit card program is a plus feature that’s worth considering!

In this article, we’ll explore various features of Bob’s Furniture credit card. You’ll also learn how to apply, log in and manage your Bobs Furniture credit card online. Keep reading, whether you’re a newbie or just wanted to update your knowledge about Bobs Furniture’s credit card. 

Benefits Of Bob’s Furniture Wells Fargo Bank Credit Card

Bobs Furniture credit cards are a perfect solution to save a massive amount on Bobs Furniture items.

  • Bob’s Furniture credit card offers several financing options for 6, 12, 30, and 60 months. It depends on purchases. 
  • You can use your Bob’s Furniture credit card at all Bob’s Furniture shops and online stores. 
  • 0% interest on 12 months or less financing option.
  • Online access facility. 
  • You can lease to own or choose any financing option to get your favorite furniture items. 

Note: Bob’s Furniture credit card is neither a VISA card nor Mastercard. Hence, it can’t be used at stores except for Bob’s Furniture. 

Online Account Access

Do you also find it challenging to use store-specific credit cards as much as you should? No wonder most people feel the same. Why? Because of the management and payment tracking responsibilities that come with credit cards.

Therefore, the Wells Fargo Bank account online has provided an online access facility to overcome these issues. With Bob’s Furniture credit card, you can:

  • Track your purchases/financing option
  • Manage your credit card
  • Use it online Bob’s Furniture stores
  • Pay your credit card bills

All from the comfort of your home! 

Do you want to apply for your Bob’s Furniture credit card? If yes, follow this thorough guide:

  1. Go to Bob’s Furniture’s official website
  2. Click on Apply Now button and select your state on the following page. 
  3. Click the Next button.
  4. Enter the required information on the next page, such as your Name, SSN, Date of Birth, ID Number, Monthly Net Income, Contact Info, Address, and Zip Code.
  5. After reviewing the Privacy Policy, Click on Continue. That’s it!

Note: You’ll receive your Bob’s Furniture Credit Card within a week or two.

Bob’s Furniture Credit Card Login

  1. Go to Bob’s Furniture credit card website.
  2. Enter your Username and Password
  3. Click the Sign On button and log in to your Bob’s Furniture credit card account.

Register Online

In case you still haven’t registered your Bob’s Furniture Credit Card Online Account, follow these steps:

  1. Go to Bob’s Furniture credit card’s official website.
  2. Click on Enroll Now button.
  3. Enter your SSN or Credit Card Number and Date of Birth on the following page.
  4. Click Continue
  5. Select your Username and Password, and you’ll be registered to your Bob’s credit card online account!

Forgot Password

In case you forgot your password, follow these instructions to change it:

  1. Go to Bob’s Furniture credit card account login page.
  2. Click on Forgot Password under the login section.
  3. Enter your SSN or Username and Security Code
  4. Click Continue.
  5. Once Wells Fargo bank has verified your identity, you can change your password and log in with it. 

Forgot User ID

If you forgot your Username/User ID, follow these steps to retrieve it:

  1. Go to Bob’s Furniture credit card account login page.
  2. Click on Forgot Username under the login section.
  3. Enter your SSN  and Security Code
  4. Click Continue.
  5. Once Wells Fargo bank has verified your identity, you can retrieve your Username/User ID and log in with it. 

Bob’s Furniture Credit Card Services

Bob’s Furniture offers a credit card service that makes it easy to pay for your purchases. You can either use the online system or the mobile app to make payments. Both options are convenient and easy to use.

With the online system, you can simply log in to your account and make a payment. You can also view your balance and transaction history. The mobile app is also easy to use. You can make payments and track your balance on the go.

Bob’s Furniture offers special financing programs and customer service. If you have any questions, you can call the customer service number or visit the website for more information.

Bob’s Furniture Credit Card Bill Pay Phone Number

Another great benefit of Bob’s Furniture Credit Card is that you can pay your credit card bill with a phone call. Simply call at 1-800-869-3557. A bank representative will pick up your call and guide you about the payment procedure. 

Bob’s Furniture Credit Card Payment Address

You can also pay your credit card bills via mailing service. Write a check in the name of Wells Fargo bank and include your remittance slip. Mail it to Wells Fargo Bank’s Address:

Wells Fargo Financial National Bank

  1. O. Box 660431

Dallas, TX 75266-0431

Note: Include your account number, name, and card number for successful bill payment.

Customer Service Hours

bob's customer care

If you have any queries related to Bob’s Furniture credit card, contact them at 860-812-1111. Their customer service hours are as follows:

  • Monday – Saturday from 6:30 AM to 11:00 PM EST
  • Sunday from 11:00 AM to 10:00 PM EST

How To Pay Bobs Credit Card?

There are a few different ways that you can pay Bob’s credit card. You can either mail in a payment, pay online, or over the phone.


  1. Login to your Bob’s Furniture credit card account.
  2. Go to the Payments section.
  3. Click on Make and Manage Payments.
  4. Enter your payment details.
  5. Click on Confirm button, and that’s it!

By Phone

You can easily pay your Bob’s credit card by phone by following these simple steps:

  1. Call 1-800-869-3557.
  2. Enter your 16-digit credit card number when prompted.
  3. Enter the amount you wish to pay.
  4. Enter your SNN or ZIP Code, whatever is required. 
  5. Follow the prompts to complete your payment.

Paying your Bob’s credit card by phone is a quick and easy way to keep your account up to date. By following these simple steps, you can ensure that your payment is made on time and without any hassle.

By Mail

If you need to pay Bob’s credit card by mail, follow these steps:

  1. Get a money order or cashier’s check for the amount you need to pay.
  2. Make it out to “Wells Fargo Financial National Bank.”
  3. Include your account number on the check. Mail it to Wells Fargo Financial National Bank, P.O. Box 660431, Dallas, TX 75266-0431
  4. Allow time for the payment to be processed and posted to your account.

Paying by mail is one option for making a payment on your Bob’s credit card account. If you need to make a payment immediately, you can also pay by phone or online. 

Via The Mobile App

In order to pay Bob’s credit card via the Wells Fargo Bank mobile app, you will need to take the following steps:

  1. Open the app and log in to your account
  2. Tap on the ‘Accounts’ tab
  3. Select the account from which you would like to make the payment
  4. Tap on the ‘Payments’ tab
  5. Enter the amount you would like to pay
  6. Select ‘Credit Cards’ as the payment type
  7. Enter Bob’s credit card number
  8. Tap on the ‘Submit’ button

You will then be able to see the status of your payment under the ‘History’ tab. You can always contact Wells Fargo customer service if you have any questions. 

How To Avoid Late Fees?

If you’re like most people, you probably have at least one credit card. And if you’re like most people, you probably don’t always pay your bill on time. If that’s the case, you may wonder how to avoid Bob’s Credit Card late fees.

There are a few things you can do to help ensure that you never have to pay a late fee again. 

  • Make sure you know when your payment is due. Many people forget to pay their minimum monthly payment on time because they don’t know the due date. Bob’s Credit Card offers a great online tool that lets you view and manage your account information, including your payment due date.
  • Make sure that you set up automatic payments for your credit card bill. This way, even if you forget to pay your bill on time, the payment will be automatically deducted from your account and applied to your balance.
  • If you’ve never been late before, or if it’s been a while since you were last late, you can try asking for a one-time waiver. Again, the customer service representative will have the final say, but it’s always worth a shot.
  • Some credit card companies offer programs that allow you to automatically waive your late fees if you make on-time payments for a certain period. If your credit card company offers such a program, be sure to sign up for it to avoid late fees in the future.
  • Bob’s Credit Card offers a grace period of 20 to 50 days, so as long as you make your payment within that time frame, you won’t be charged a late fee. 
  • If you can’t pay the full amount owed, try to make a partial payment at least. This will show Bob’s credit card that you’re trying to keep up with your payments, and they may be more lenient in waiving late fees.
  • Finally, if you’re ever in a situation where you can’t make a payment on time, call your credit card company and explain the situation. Many times, the customer service representative will be able to waive the fee for you.

Following these simple tips should help you avoid late fees on your credit card bill. So next time you’re running a little behind, don’t worry一just make sure you set up automatic payments and keep an eye on your due date, and you should be fine.


How Do I Pay My Bobs Furniture Credit Card?

If you’re wondering how to pay your Bob’s Furniture revolving credit line, there are a few different options. You can either pay online, by phone or through the mail.

  • You can go to Bobs Furniture’s credit card website, 
  • If you’d prefer to pay by phone, you can call Bob’s Furniture customer service at 1-800-869-3557. Be sure to have your account information handy when you call.
  • And, if you’d like to pay by mail, simply send your payment to Wells Fargo Financial National Bank, P.O. Box 660431, Dallas, TX 75266-0431

That’s all there is to it! Paying your Bobs Furniture credit card doesn’t have to be complicated or difficult. Simply choose the payment method that’s most convenient for you, and you’ll be all set.

Does Bob Have A Credit Card?

Yes, Bob’s Furniture offers a retail credit card through Wells Fargo Bank, N.A. This is similar to Fortiva retail credit card and can be used at any Bob’s Furniture location, as well as online. The credit card comes with a variety of benefits, including special financing options and exclusive discounts. For more information about the Bob’s Furniture credit card, visit their website.

Can I Use Bob’s Furniture Credit Card Anywhere?

If you’re wondering whether you can use your Bob’s Furniture credit card anywhere, the answer is no. You can only use this store credit card at Bob’s Furniture locations. So if you’re looking to purchase at another furniture store or retailer, you’ll need to use a different form of payment.

What Credit Score Do You Need For Bob’s Furniture?

The minimum credit score for Bob’s Furniture is 630 approved credit score, so you may not get approved if you have bad credit. However, if you have a lower score, you may still be able to qualify for financing. Bob’s Furniture offers several financing options, including no interest and low minimum monthly payments.

Final Thoughts

Regarding furniture, Bobs Furniture is a name you can trust. They offer a wide selection of quality furniture pieces that meet your needs. And with a Bobs Furniture credit card, you can take advantage of their great financing options and save money on your purchase. 

So if you’re in the market for new furniture, consider using Bob’s Furniture credit card.