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How To Pay Your Value City Credit Card: Online, Phone, or Mail

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Are you looking for the best and most affordable place to buy home furniture? If yes, Value City Stores can be a good option. 

They offer a wide variety of modern yet classic furniture items. Moreover, you have many opportunities for discounts at Value City Furniture Stores. The best feature is Value City Credit Card Program. Value City Credit Card is worth considering with no annual fees and multiple discount offers. 

In this blog, you’ll learn about the application, registration, and online access procedures of Value City Credit Card. You’ll also know why Value City Credit Card is best for you.

Benefits of Value City Furniture Synchrony Credit Card

Value City Credit Cards are issued and managed by Synchrony Bank.

  •  You can enjoy unique financing options of up to 12, 36, and even 60 months.
  • No annual fee.
  • Value City Credit Card reports to multiple credit bureaus, which benefits your credit score.
  • You can easily qualify for Value City Credit Card with a fair credit of 630 or more.

Note: If you fail to pay your card bill on time, you’ll be charged an APR as high as 29.99%. 

Online Account Access

The best feature of Value City Credit Card is its online accessibility. You can manage your card from your mobile phone anytime and anywhere. Whether you want to pay your credit card bill or manage your card purchases, with online accessibility, everything is just a few taps (clicks) away.

If you still haven’t applied for your Value City Credit Card, follow these steps:

  1. Go to this link.
  2. Enter the required credentials such as your Name, Account Number, Email, Mobile Number, Financial details, and last 4 digits of your SSN.
  3. Review the terms & conditions and Click on Submit Application button.
  4. You’ll get your Value City Credit Card Kit within 7 to 10 days.

Value City Furniture Credit Card Login

Follow the given steps to access your account:

  1. Go to the official Value City Credit Card website.
  2. Click on the Login button.
  3. Enter the required credentials, such as your User ID and Password.
  4. Click on the Login button, and you’re done!

Register Online

In case you still haven’t registered for your online Value City Credit Card account, follow the given instructions:

  1. Go to the official Value City Credit Card Login Website.
  2. Under the login section, click on the I want to Register option.
  3. On the following page, enter the required information, such as your Date of Birth, Account Number, and last 4 digits of SSN.
  4. Click on the Continue button.
  5. After verifying your identity, you can set up your User ID and Password and log in to your online account!

Forgot Password

If by chance you forget your password, follow these steps to change it:

  1. Go to the official Value City Credit Card Login Website.
  2. Under the login section, click on I forgot my Password
  3. On the following page, enter the required credentials such as your Username, Date of Birth, and last 4 digits of SSN
  4. Click on the Continue button.
  5. After verifying your identity, you can change your password and log in with it!

Forgot User ID

If you forget your User ID, follow these steps to retrieve it:

  1. Go to the official Value City Credit Card Login Website.
  2. Under the login section, click on I forgot my Username
  3. On the following page, enter the required information, such as your Account Number, Date of Birth, and the 4 digits of SSN
  4. Click Continue
  5. Note down your username once you get it!

Value City Furniture Credit Card Services

Value City Furniture Credit Card Services is a credit card service that helps you manage your account and make payments. You can use the Value City Furniture Credit Card Services to make purchases at any of the participating Value City Furniture stores or online.

 The service also allows you to track your account balance, view your statement history, and set up automatic payments. You can also use the Value City Furniture Credit Card Services to pay your bill by phone.

Value City Credit Card Bill Pay Phone Number

You can also pay your Value City Credit Card bill via phone number. Simply call at (888) 428-8818. An automated system or representative will pick up your call and guide you about the process. Follow their instructions to pay your card bill successfully. 

Value City Credit Card Payment Address

Another way to pay your Value City Credit Card is by posting service. Write a check in the name of Synchrony Bank. Include your remittance slip and invoice. Post all these documents along with check/money to Value City Credit Card address:

Synchrony Bank  

P.O. Box 960061 

Orlando, FL 32896-0061

Customer Service Hours

The Value City credit card customer service team is available to help you 24 hours a day, 7 days a week. Whether you have a question about your account, need help making a payment, or want to report a lost or stolen card, their customer service representatives are there to help. 

How to Pay Value City Credit Card?

If you’re a Value City credit cardholder, you have a few different options when it comes to making payments on your account. You can pay online, by phone, or by mail. Read on to learn more about each of these payment methods.

Online

  1. Go to this link
  2. Click on Manage your Account button.
  3. Login to your account.
  4. Click on the Make Payments option. 
  5. Enter billing details. 
  6. Click on Confirm Transaction button. 

By Phone

If you need to make a payment on your Value City credit card, you can do so by phone. Follow these steps to pay your bill over the phone:

  1. Call the customer service number on the back of your credit card.
  2. When prompted, enter your 16-digit credit card number.
  3. Enter the amount you would like to pay.
  4. Confirm the payment by providing verbal confirmation to the operator.
  5. Follow the prompts to complete your payment.
  6. Hang up the phone once the transaction is complete. Your payment will be processed immediately and applied to your account balance.

You should receive a confirmation number for your payment. Keep this number for your records. If you have any questions, please call the customer service number on the back of your credit card. Representatives are available 24/7 to assist you. 

By Mail

To pay your Value City credit card bill by mail, follow these steps:

  1. Gather your most recent Value City credit card statement and a pen or pencil.
  2. Find the address for customer service on the back of your statement. This is where you will need to send your payment.
  3. On a blank sheet of paper, write out a personal check or money order for the amount you owe. Be sure to include your account number on the check.
  4. Mail your payment to the address on your statement using a stamp and envelope. 
  5. Allow plenty of time for it to reach customer service before the due date to avoid late fees.

Paying your Value City credit card bill by mail is a simple process that only requires a few steps. By following these instructions, you can ensure that your payment is received on time and avoid any late fees.

Via the Mobile App

There isn’t a specific mobile app for Vale City Card Payment. But Synchrony bank offers its app to manage all your credit cards. Watch this video to pay your card bill via Synchrony App. 

How to Avoid Late Fees?

To avoid a late fee (up to $39), pay the minimum amount each month or, you’ll be charged with a high APR. Here are some tips to avoid getting charged with recurring late fees: 

Understand Your Value City Credit Card Agreement

Read through the agreement carefully and make note of the due date for your payments, as well as any late payment penalties that may apply. If you have any questions about the terms of your agreement, be sure to contact Value City customer service for clarification.

Know When Your Payment Is Due

Your credit card statement will list the due date for your payment, so be sure to make a note of it. You can also set up automatic payments through your bank or credit card issuer, which will ensure that your payments are made on time each month.

Set Up Automatic Payments

You can set up automatic payments through your bank or credit card issuer, which will ensure that your payments are made on time each month. Simply contact Value City customer service to arrange for automatic payments, and be sure to have your bank account or credit card information handy.

Use a Credit Card Payment Calculator

A credit card payment calculator can help you stay organized and keep track of your spending. This tool allows you to enter your monthly income and expenses, as well as your current credit card balance, and then calculate how long it will take you to pay off the balance if you make only the minimum payment each month. This can help you budget your money and avoid late payment fees.

Keep Track of Your Spending

Staying organized and keeping track of your spending is important to avoid late payment fees. Be sure to keep all of your credit card statements and bills in one place, so you can easily see what you need to pay each month. You can also set up automatic payments through your bank or credit card issuer, which will help you keep track of your payments.

Pay Off Your Balance in Full Each Month

The best way to avoid late payment fees is to pay off your balance in full each month. If you can’t do this, be sure to make at least the minimum payment by the due date each month. Keeping a high balance on your credit card can result in costly fees and penalties, so it’s important to stay on top of your payments.

Keep an Eye on Your Credit Score

If you’re ever in danger of missing a payment or making a late payment, be sure to check your credit score. This will help you catch any late payments before they become a problem. You can get your free credit score from many different sources, including the major credit bureaus.

Contact Value City Customer Service

If you have any questions about your Value City credit card agreement, or about avoiding late payment fees, be sure to contact Value City customer service. They can help you understand the terms of your agreement and offer helpful payment tips.

FAQs

What Credit Score Is Needed for Value City Furniture?

If you’re looking to finance your furniture purchase with a Value City Furniture credit card, you’ll need a minimum credit score of 630. This is on the lower end for store-branded cards and has lower approval requirements than general-purpose cards. With a score of 630, you’ll likely have good approval odds as long as you don’t have any major negative marks on your credit report.

If you’re not sure what your credit score is, you can check it for free on sites like Credit Karma or NerdWallet or following credit reporting agencies. And if it’s not as high as you’d like, there are plenty of things you can do to improve it. Just remember that it takes time to build up your credit, so don’t get discouraged if you don’t see a major jump right away.

How Do I Pay My Value City Bill Online?

If you’re a Value City credit card holder, you can pay your bill online by logging into your account on the Value City website. Go to the Make Payments option. Enter billing details. Click on Confirm Transaction button, and that’s it! 

You can also choose to set up automatic payments so that your bill is paid automatically each month. If you have any questions about paying your Value City bill online, you can contact customer service for assistance.

What Bank Is Value City Furniture Credit Card?

Value City Furniture’s credit card is issued by Synchrony Bank. Synchrony Bank is one of the largest issuers of retail store credit cards in the United States. They offer credit cards for many popular retailers, including Amazon, eBay, and Walmart. 

With this card, you can enjoy special financing offers, which can help you save money on your purchase. You can also earn rewards points for every purchase you make, which can be redeemed for discounts on future purchases.

Who Is Value City Credit Card Through?

The Value City Credit Card is a store credit card that can only be used at Value City Department Stores. It is issued by Synchrony Bank, one of the largest bank issuers of store credit cards in the United States.

If you are a frequent shopper at Value City, having this credit card can save you money with exclusive discounts and promotional offers. You’ll also earn rewards points every time you use your card which can be redeemed for future purchases.

To qualify for the Value City Credit Card, you must have good to excellent credit. If you’re not sure where your credit stands, you can check your latest credit score for free online. 

Final Considerations

If you are an avid furniture buyer, the Value City credit card can be a great option for you. The card offers a number of benefits that can make your shopping experience more convenient and enjoyable.

You will not have to pay any annual fee for using this card, which can save you a significant amount of money over time. Another great benefit of the Value City credit card is its financing options. You can get up to 12 months of interest-free financing on your purchases, which can help you save a lot of money. So why wait? Apply today and start saving!