How to Make a Sears Credit Card Payment: Online, Phone or Mail

Updated on

The Sears credit card is a financial product by the Sears Holdings Corp (OTCMKTS:SHLDQ) department store and issued by Citibank —Citigroup Inc (NYSE:C).

With the Sears card, you have the possibility to purchase online and at any of the thousands of Sears stores across the U.S. while enjoying the store’s points program and saving money.

Sears credit cards are pretty convenient —the company has a history of over 100 years when it started as a mail-order catalog firm, and it has expanded its brand since to names like Kmart, Kenmore, Craftsman, and DieHard.

Even though the company went through several rough patches and filed for bankruptcy in 2018, Sears remains a key resource for consumers.

In this article, you will find information about the Sears credit card, the Sears credit card login, how to manage your account online of all your Sears credit cards, how to pay your credit card bill, and much more.

Benefits Of Sears Credit Card

Sears credit cards do not charge an annual fee and have an annual interest rate of 0.00%. Some of the key benefits of the sears credit card relate to saving money and earning points on every purchase, which include:

  • 5% discount on selected sitewide purchases.
  • 12 months financing on selected sitewide purchases of $299 or more.
  • 5% in points in purchases at gas stations.
  • 3% in points at grocery stores and restaurants.
  • 2% in points on purchases at Shop Your Way Merchants.
  • 1% in points in all other eligible purchases.

Sears credit cards come packed with several benefits you would not want to miss!

Online Account Access

To manage your Sears credit card —including making consumer payments, checking your balance, and more— you must create a credit card account and access it via a Sears credit card login.

Sears Mastercard Login

To access the Sears credit card login, you can click here where you can register your card and create an online account or log in. If you don’t have an online account, just click on “Register Your Card” and enter your card number.

If you already have an account online and you just want to log in, you just have to enter your user ID and password of your Sears card.

Sears Citi Credit Card Services

Sears Bill Pay Phone Number

If you have online account access issues, you can pay your Sears credit card via phone by dialing (1) 800-669-8488.

Sears Credit Card Payment Address

You can also pay your Sears card by mail. In this case, you would have to send a check or a money order —early enough before the due date— to:  P.O. BOX 9001037, Louisville, KY- 40290-1037.

Customer Service Hours

When paying your Sears card, if you need the support of the online services department or any technical assistance, you can reach them at 1-800-917-7700, 24 hours a day, 7 days a week.

How To Make a Sears Credit Card Payment

With all this contact information, you can make Sears consumer express payments either through online account access or the several alternatives you have at your disposal.


To pay online, you just need the Sears credit card login, form where you can manage your credit card account. Via your account online, just enter your login information —username and password— on the login screen, then select the “Sign On” button.

Enter the name as it appears on the card and the last four digits of your Social Security number —if prompted. You can pay your card or access your current statement to verify your activity.

By Phone

To pay your Sears credit card by phone, dial (1) 800-669-8488 and enter your card details when prompted. Once you do this, just follow the automated instructions to execute your payment. Keep in mind that, for Sears credit cards, every payment made through a representative has a fee.

By Mail

You can also make a Sears credit card payment via mail to the mailing address provided above. For overnight mail, you can address your check to Citibank Express Payments 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213.

Via the Mobile App

You can access your online account through the Citibank mobile app to pay your Sears credit card —it is available both on iOS and Android.

Firstly, you would have to download the app if you haven’t —if so, just enter your user ID and password. The app is a pretty convenient way to have online account access.


Where to Send Sears Credit Card Payments?

If you don’t have an online account to make your Sears card payments or you don’t remember your credit card login, you can send a check to P.O. BOX 9001037, Louisville, KY- 40290-1037, or Citibank Express Payments 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213.

Final Thoughts

The Sears credit card is a convenient payment method, which, issued by Citibank, allows you to have an account online —through the Sears credit card login, you can make any payment. Also, Sears allows you to pay via post, mobile app, and phone, so these are good arguments to apply and enjoy this credit card!