Sam’s Club Synchrony Bank Credit Card Payment: Online, by Phone and By Mail

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Making a payment for your Sam’s Club credit card is easy if you have online account access. You can choose between a store card and a Mastercard, depending on the benefits you want. However, since the big-box chain’s store card and Mastercard are issued by Synchrony Bank, you must have the correct website for the online payment address on your screen to make your credit card payment.

This article will walk you through registration for a Sam’s Club Mastercard or store card, how to make a credit card payment for Sam’s Club, the phone number to call if you have any problems, the link for the payment address for secure login, the rewards, and everything else you need to know about the Sam’s Club credit card.

How to Apply for A Sam’s Club Credit Card

It’s easy to sign up for a Sam’s Club credit card online or at your local club. To apply or sign up for a Sam’s Club Mastercard or store card online, you’ll need to go to the website at this link and enter your membership information. You can also use your email and password to sign in to your online access and fill out each box on the application for the Sam’s Club credit card.

Rewards and Benefits of Sam’s Club Credit Card

Travel Benefits

There are no travel benefits with either Sam’s Club credit card, but the retailer does make travel benefits available to all members, whether or not they have one of its credit cards. To access the travel benefits, all you need to do is click here.

Sam’s Club Credit Rewards

The rewards for each Sam’s Club credit card are different, so you may want to enroll in one credit card over the other based on the published rewards. With a Sam’s Club Mastercard issued by Synchrony Bank, you get 5% cash back on gas purchases on the first $6,000 per year, and then 1% after.

You also get 3% cash back on dining and takeout and 1% cash back on other purchases. The Sam’s Club Mastercard issued by Synchrony Bank also offers 3% cash back for Sam’s Club Plus members.

Regular Club members earn 1% cash back on Sam’s Club purchases. The Mastercard from Synchrony Bank is also accepted anywhere Mastercard is accepted nationwide. There is no annual fee, and the Sam’s Club Mastercard doubles as your membership card.

The rewards offered with the Sam’s Club store card are much more limited than those offered with the Mastercard from Synchrony Bank. Like the Mastercard, the store card also doubles as your membership card and has no annual fee. It is also accepted at all Sam’s Club and Walmart locations nationwide, although you cannot use it anywhere else.

Online Account Access

Sam’s Club Mastercard Login Portal

The payment address for the Mastercard from Sam’s Club issued by Synchrony Bank can be found at the Sam’s Club website here. All you have to do is click the link to login and enter your user ID and password to make a credit card payment.

Users can also click one of the links if you forgot your user ID or password or if you want to apply to enroll in the credit card. Users can also make payments without logging in by paying as a guest, so it’s easy to make payments even without online access or a login set up.

How to Reset Sam’s Club Credit Card Login Password

To reset your username for your Sam’s Club login, click here. To reset your password for your Sam’s Club login, click here.

Customer Service

In most cases, you won’t need to contact Sam’s Club customer service, but you may need to do so in certain situations. If you have completed the registration for online services, you can do more than make payments.

Other services include requesting a credit line increase, updating your account information, and viewing recent account activity. In most cases, Sam’s Club posts bill payments to your credit card account on the same day they were made.

You can contact Sam’s Club customer service by calling this phone number: 888-746-7726. You can also access customer service via chat on the help page if you click to follow this link here.

Bill Pay Phone Number

To contact Sam’s Club and make payments on your credit card by phone, you can call the number on the back of your card or this number: 800-203-5764.

The phone number for Sam’s Club customer service is 888-746-7726.

Sam’s Credit Card Payment Address

To make a credit card payment for your Mastercard, you can send it to the payment address on your bill:

PO Box 960013

Orlando, FL 32896

It takes longer to process card payments made via the mailing payment address because the store posts them later, so keep that in mind if you decide to pay via mail.

You can also submit payments on your store card account or Mastercard at any register when you visit any Sam’s Club or Walmart.

Sam’s Club Online Customer Service Hours

Once again, the website to get help from Sam’s Club customer service via chat is here. Customer service is available via chat between the hours of 7 a.m. and 11 p.m. Central Time Monday through Saturday and 10 a.m. to 8 p.m. Central Time on Sunday.


How Do I Pay My Sam’s Club Credit Card?

The easiest way to make a payment on your Sam’s Club credit card is online here, and you don’t even need to have a login or online account access set up because you can pay as a guest. If you log in, click “Manage Your Credit Account” near the top and choose the type of card you have.

You can also pay by calling the phone number on the back of your card.

How to Use Sam’s Club Credit Card Rewards?

Cashback earned on qualifying purchases will be issued starting in February of the following year and will be automatically loaded onto your Sam’s Club membership. Unredeemed cashback rewards will expire on the date listed on the reward notification when they are issued.

To redeem cashback rewards at a Sam’s Club, you must be a current member and your card account must be open, not delinquent, and verified at the time of redemption.

What Is a Sam’s Plus Membership?

A Sam’s Plus Membership costs $100 a year instead of $45 like the standard membership and offers rewards like 2% cashback, free shipping on online orders, extended pickup and in-store shopping hours, prescription medication discounts, discounts on glasses, and access to lower-priced automotive services.

Can I Use a Walmart Gift Card at Sam’s Club without A Membership?

Sam’s Club started accepting Walmart gift cards in stores and online in 2021. You can use Walmart gift cards without a Sam’s Club membership, but you will be charged an additional fee.