Retirement Quotes That Will Encourage You to Save

By Due
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It’s a no-brainer that planning for retirement is a serious business. The fear of outliving your savings, having to keep up with Medicare deadlines, making the decision when to take Social Security benefits, and making a will. If you’re struggling with these significant decisions take a look at these 1010 retirement quotes to motivate and guide you. Or, maybe, you’ll get enjoyment from there as well.

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Inspirational Retirement Quotes

  1. “There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it ‘retirement.’ I call it bliss.” — Betty Sullivan
  2. “Men do not quit playing because they grow old; they grow old because they quit playing.” — Oliver Wendell Holmes
  3. “Retirement is not the end of the road. It is the beginning of the open highway.” — Unknown
  4. “Half our life is spent trying to find something to do with the time we have rushed through life trying to save.” —Will Rogers
  5. “Time is more valuable than money. You can get more money, but you cannot get more time.” — Jim Rohn
  6. “Congratulations! Today is your day. You’re off to great places. You’re off and away!” — Dr. Seuss
  7. “Often when you think you’re at the end of something, you’re at the beginning of something else.” — Fred Rogers
  8. “If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough.” — Oprah Winfrey
  9. “Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different.” — Patrick Foley
  10. “For many, retirement is a time for personal growth, which becomes the path to greater freedom.” — Robert Delamontague
  11. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” — Johann Wolfgang von Goethe
  1. “Dare to live the life you have dreamed for yourself. Go forward and make your dreams come true.” — Ralph Waldo Emerson
  2. “Retire from your job, but never retire your mind.” — Unknown
  3. “Rest is not idleness, and to lie sometimes on the grass under trees on a summer’s day, listening to the murmur of the water, or watching the clouds float across the sky, is by no means a waste of time.” — J. Lubbock
  4. “Retirement is a time for personal growth, which becomes the path to greater personal freedom.”– Mark Evan Chimsky
  5. “Retirement can be an opportunity to enjoy life in a new way, the right to stop work and do the 1,001 things you’ve always wanted to do but never had time for, and a chance to give yourself over to new challenges and adventures.”– Sara Yogev
  6. “Retirement is when you stop living at work and start working at living.”– Unknown

Quotes About Money, Investments, And Retirement Savings

  1. “The question isn’t at what age I want to retire, it’s at what income.” —George Foreman
  2. “It is better to have a permanent income than to be fascinating.” — Oscar Wilde
  3. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” — Robert Kiyosaki
  4. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”– Edmund Burke
  5. “The real measure of your wealth is how much you’d be worth if you lost all your money.” — Anonymous
  6. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
  7. “Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of money.” — Jonathan Clements
  8. “I advise you to go on living solely to enrage those who are paying your annuities. It is the only pleasure I have left.” — Voltaire
  9. “For many people, being asked to solve their own retirement savings problems is like being asked to build their own cars.” — Richard Thaler
  10. “Every time you borrow money, you’re robbing your future self.” — Nathan W. Morris
  11. “You can be young without money but you can’t be old without it.” — Tennessee Williams
  12. “Money is something you got to make in case you don’t die.” — Max Asnas
  13. “Cessation of work is not accompanied by cessation of expenses.” — Cato
  14. “Know what you own, and know why you own it.” — Peter Lynch
  15. “How you invest during retirement is as critical as how you invest in preparing for retirement. Things are never as simple and automatic as they once may have been — you worked hard, saved, and then sat back and collected your benefits. You can’t rely on someone else coming up with the cash you’ll need once you stop working.” — Daniel R. Solin
  16. “Not having to worry about money is almost like not having to worry about dying.” — Mario Puzo

Planning For Retirement Quotes

  1. “Preparation for old age should begin not later than one’s teens. A life which is empty of purpose until 65 will not suddenly become filled on retirement.” — Arthur E. Morgan
  2. “The best time to start thinking about your retirement is before the boss does.” — Unknown
  3. “A goal without a plan is just a wish.” — Antoine de Saint Exupery
  4. “Planning is bringing the future into the present so that you can do something about it now.” — Alan Lakein
  5. “If you’re just starting out in the workforce, the very best thing you can do for yourself is to get started in your workplace retirement plan. Contribute enough to grab any matching dollars your employer is offering (aka the last free money on earth).” — Jean Chatzky
  6. Save for retirement. Start from your first paycheck.” — Chanda Kaushik
  7. “Without goals and plans to reach them, you are like a ship that has set sail with no destination.” — Fitzhugh Dodson
  8. “At the young age of thirty-two, retirement is not much of a consideration, but when considering a thirty-year transaction it should be.” — Dale Vermillion
  9. “Always have a plan, and believe in it. Nothing happens by accident.” — Chuck Knox
  10. “As in all successful ventures, the foundation of a good retirement is planning.” –– Earl Nightingale
  11. “Don’t simply retire from something; have something to retire to.” — Harry Emerson Fosdick
  12. “Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.” — William A. Ward
  13. Budgeting your money is the key to having enough.” — Elizabeth Warren
  14. “Stop thinking about what your money can buy. Start thinking about what your money can earn.” — J.L. Collins
  15. “If you understand how money can work for and against you, you can make better decisions. Financial literacy is not about wealth but about understanding money regardless of the amount. It’s about how you treat it and how you maximize opportunities.” — Mellody Hobson
  16. “When it is obvious that the goals cannot be reached, don’t adjust the goals; adjust the action steps.” — Confucious

Enjoying Life And Leisure Quotes

  1. “To me, retirement means doing what you have fun doing.”– Dick Van Dyke
  2. “Spend your free time the way you like, not the way you think you’re supposed to.” — Susan Cain
  3. “Retirement is wonderful if you have two essentials: much to live on and much to live for.”– Unknown
  4. “To be able to fill leisure intelligently is the last product of civilization, and at present, very few people have reached this level.” — Bertrand Russell
  5. “Retirement is not a life without purpose; it is the ongoing purpose that provides meaningfulness.” — Robert Rivers
  6. “Don’t act your age in retirement. Act like the inner young person you always have been.” — J.A. West
  7. “Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different.” — Patrick Foley
  8. “A lot of friends complain about their retirement. We tell ’em to get a life.” — Vince Lombardi
  9. “Retirement gives you the time literally to recreate yourself through a sport, game or hobby that you always wanted to try or that you haven’t done in years.” — Steven Price
  10. “I see retirement as just another of these reinventions, another chance to do new things and be a new version of myself.” — Walt Mossberg
  11. “What you get by achieving your goals is not as important as what you become by achieving your goals.” — Henry David Thoreau
  12. “Retire from work, but not from life.” — M.K. Soni
  13. “Say goodbye to tension and hello to your pension.” —Unknown
  14. “Retirement, a time to enjoy all the things you never had time to do when you worked.” — Catherine Pulsifer
  15. “Retirement: No job, no stress, no pay!” — Unknown
  16. “The best part about being retired is never having to request time off.” — Unknown

Age-Related Quotes

  1. “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” — Mark Twain
  2. “You are never too old to set another goal or to dream a new dream.” — C.S. Lewis
  3. “A man is not old until regrets take the place of dreams.” — John Barrymore
  4. “Stay young at heart, kind in spirit, and enjoy retirement living.” — Danielle Duckery
  5. “You know you’re getting old when you stoop to tie your shoelaces and wonder what else you could do while you’re down there.” — George Burns
  6. “You have to put off being young until you can retire.” — Unknown
  7. “Retirement: When you stop lying about your age and start lying around the house.” — Unknown
  8. “You don’t stop laughing when you grow old, you grow old when you stop laughing.” — George Bernard Shaw
  9. “How old would you be if you didn’t know how old you were?” — Satchel Paige
  10. Age is just a number, but retirement is one of the greatest gifts to mankind.” — Unknown
  11. “The really frightening thing about middle age is that you know you’ll grow out of it.” — Doris Day
  12. “Retirement at sixty-five is ridiculous. When I was sixty-five I still had pimples.” — George Burns

Funny Retirement Quotes

  1. “The trouble with retirement is that you never get a day off.” — Abe Lemons
  2. “Retirement is not in my vocabulary. They aren’t going to get rid of me that way.” — Betty White
  3. “Except for an occasional heart attack I feel as young as I ever did.” — Robert Benchley
  4. “If people concentrated on the really important things in life, there’d be a shortage of fishing poles.” — Doug Larson
  5. “Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese.” — Gene Perret
  6. “What do you call someone who’s happy on Mondays? Retired!” — Unknown
  7. “When a man retires and time is no longer a matter of urgent importance, his colleagues generally present him with a watch.” — R.C. Sherriff
  8. “I’m not just retiring from the company. I’m also retiring from my stress, my commute, my alarm clock, and my iron.” — Hartman Jule
  9. “I never had the sense that there was an end: that there was a retirement or that there was a jackpot.” — Leonard Cohen
  10. “Retirement is when you stop lying about your age and start lying around the house.” — Unknown
  11. “The company gave me an aptitude test and I found out the work I was best suited for was retirement.” — Unknown
  12. “Retired and happy… spending my kids’ inheritance!” — Unknown
  13. “Sometimes it’s hard to tell if retirement is a reward for a lifetime of hard work or a punishment.” — Terri Guillemets
  14. “You can’t retire from being great.” — Unknown
  15. “Retirement: the pay sucks, but the hours are really good!” — Unknown
  16. “I can’t wait to retire so I can get up at 6 o’clock in the morning and go drive around really slow and make everybody late for work.” — Unknown
  17. My retirement plan is to get thrown into a minimum-security prison in Hawaii.” — Julius Sharpe
  18. “I have long been of the opinion that if work were such a splendid thing the rich would have kept more of it for themselves” — Bruce Grocott
  19. “The longer you work, the more money you’ll have for retirement. But the longer you work, the less time you’ll have to enjoy that retirement.” — Unknown
  20. “You know you’re ready to retire when you remember where your office is, but not exactly what you do there.” — Unknown
  21. “Gainfully unemployed, very proud of it, too.” — Charles Baxter
  22. “Your best retirement plan for retiring happy and prosperous – don’t be a burden on others.” — Ernie J Zelinski
  23. “I have never liked working. To me, a job is an invasion of privacy.” — Danny McGoorty
  24. “Working people have a lot of bad habits, but the worst of these is work.” — Clarence Darrow

Article by Albert Costill, Due

About the Author

Albert Costill graduated from Rowan University with a History degree. He has been a senior finance writer for Due since 2015. His financial advice has been featured in Money Magazine, Fool, The Street, Forbes, CNBC and MarketWatch. He loves to give personal finance advice to millennials.