Paypal Account: How to Withdraw Cash With or Without Your Debit Card

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Do you need to get money from your PayPal account but don’t have your debit or credit card on hand? Don’t worry! There are a few ways to do this.

You can use an e-check, which is basically an electronic version of a paper check. This method usually takes a few days for the funds to clear, but it is free and easy to do. You can also link your PayPal account to a bank account and transfer funds.

Whichever method you choose, getting money off of PayPal without a card is easy and convenient. This blog post will walk you through the different methods and help you choose the best option. Let’s get started!

What Is Paypal?

Paypal is a digital payment platform that allows users to send and receive money online. It is one of the most popular payment platforms in the world, with over 429 million active users. Paypal offers a variety of features, including the ability to send and receive payments, create and manage your account balance, and withdraw funds to your bank account.

It is a safe and secure way to send and receive money and is an affordable payment option for many people. You can also use PayPal to shop online, send money to friends and family, or make charitable donations.

How To Withdraw Money From Paypal Online?

Withdrawing money from your PayPal account is easy. You can also transfer funds to your bank account or withdraw cash at an ATM. It may take a few days for the money to appear in your bank account. If you need access to the funds immediately, you can withdraw cash at an ATM using your PayPal debit card.

In the next section, we will discuss how to withdraw money from Paypal to a bank account!

From Paypal to Bank Account

If you want to withdraw money from your Paypal account to your bank account, you must have a linked bank account. You can link a bank account to your Paypal account by following this procedure:

  1. Go to your account’s “Wallet” section and click “Link a bank account.” 
  2. Once you have linked your bank account, you can withdraw money from Paypal by selecting “Withdraw Money” from the “Money” tab.
  3. Then select “Transfer to Bank Account.

If you prefer to receive a check from Paypal rather than withdrawing money to your bank account or using a debit card, you can request a check by going to the “Money” tab and selecting “Withdraw Money.” Then, select “Request a Check” from the drop-down menu. Paypal will mail a check within 5-7 business days.

Link Your Bank Account With Paypal

Like many people, you probably use Paypal to send and receive money online. But did you know that you can also link your bank account with Paypal? Doing so can make managing your finances and keeping track of your money more effortless.

There are two processes to link your bank account with Paypal, one is an instant process, and another one is a manual process. Let’s discuss both one by one:

Instant Process

If you want to link your bank account with PayPal for an instant transfer, simply follow the steps below. With just a few clicks, you’ll be on your way to transferring funds quickly and easily.

Here’s what you need to do:

  1. Log in to your PayPal account.
  2. Click on the “Wallet” tab.
  3. Select the bank account you want to link from the options provided.
  4. Enter the amount you wish to transfer, and hit “Next.”
  5. Confirm the details of your transfer, and then click “Submit.”

And that’s it! Your bank account is now linked with PayPal, and you can begin transferring funds instantly. 

Manual Process

Here’s how to link your bank account with Paypal manually:

  1. Log in to your Paypal account.
  2. Click on the “Settings” gear icon in the top right-hand corner of the screen.
  3. Select “Linked Accounts” from the menu that appears.
  4. Click on the “Link a Bank Account” button.
  5. Enter your bank account information and follow the instructions on the screen.

That’s all there is to it! Linking your bank account with Paypal is a quick and easy way to simplify managing your finances.

how to get cash from paypal without bank account

Paypal Debit Card

If you’re looking for a debit card that gives you the flexibility and convenience of PayPal, look no further than the PayPal Debit Card. With this card, you can shop online or in-store anywhere Mastercard is accepted. Plus, there’s no annual fee, and you can get your cash back rewards deposited right into your PayPal account.

With this card, you’ll get cash back on eligible purchases, which is perfect for those who want to save money. You can also withdraw cash at MoneyPass ATMs, so you’ll never be far from your money. Plus, there’s no monthly fee and no minimum balance, so you can use your card without worry. And if you ever need to add money to your account, you can do so at 90,000+ retail locations

The PayPal Debit Card is a safe and secure way to access the funds in your PayPal account. With features like 24/7 fraud monitoring and zero liability for unauthorized transactions, you can rest assured that your money is safe. Plus, there’s no credit check required, so you can get started using your card right away. Best of all, you can add money to your account day or night, so you’re always prepared. 

Adding a debit card is easy if you already have a PayPal account. Simply log in to your account and add the card to your wallet. Once you have the card, you can start using it immediately at any store that accepts Mastercard.

The PayPal Debit Card has a few drawbacks that customers should be aware of before using the card. First, there is a 2.5% foreign transaction fee charged on all transactions made outside of the United States. Additionally, withdrawals from non-MoneyPass ATMs will incur a $2.50 fee. Finally, customers should be aware that the PayPal Debit Card is not a credit card, so it does not offer any type of special financing.

Paypal Standard & Transfer Fees

If you’re considering using Paypal to send or receive payments, you’ll need to be aware of the fees that come with it. Here’s an overview of what you can expect when using Paypal Standard or transferring funds.

Account Opening Charge

When you open a PayPal account, you’ll be charged a small fee to set up your account. This charge is called the “account opening charge.”Creating a Paypal account is free

Personal Payments

Once your account is open, you can start making personal payments. When you make a payment using PayPal, there’s a small fee that PayPal charges. This fee is called the “personal payment fee.” Paypal charges a minimum of $0.99 for personal transactions and a maximum of $4.99 for individual international transactions.  

Sending & Receiving Money

You’ll need a PayPal balance or linked bank account to send or receive money. When you add money to your PayPal balance, there’s a small fee that PayPal charges. This fee is called the “balance transfer fee.” Paypal charges a 2.9% fee for sending and receiving money. 

Purchase Payments

If you’re making a payment for an online purchase, you may be charged a small fee by PayPal. This fee is called the “purchase payment fee. This includes a fixed fee of  $0.49 plus 2.89% of the purchase payments

International Transactions

When you make an international transaction, you’ll be charged a small fee by PayPal. This fee is called the “international transaction fee.” Paypal charges 5% of every international transaction. 

Withdrawing Money

If you withdraw money from your PayPal account, you may be charged a small fee of $2.5 by PayPal. This fee is called the “withdrawal fee.

Paypal Exchange Rate

Do you need to convert currency for a Paypal transaction? Here’s what you need to know about the Paypal exchange rate. Paypal charges a currency conversion fee of 3.5% for US or Canadian dollars transactions. For other currencies, the fee is 4%.

Here’s how the Paypal exchange rate works. Paypal will use the current exchange rate to convert the amount to US dollars when you make a payment in a foreign currency. The conversion will happen automatically, and you’ll see the converted amount on your statement. If you’re receiving a payment in a foreign currency, Paypal will also convert the amount to US dollars.

However, you can keep the funds in your account in foreign currency. Paypal will hold the funds in a separate balance, and you can use them to make payments in that currency. So if you’re planning on converting currency through Paypal, it’s essential to factor in these fees. Otherwise, you may end up paying more than you anticipated.

Contact Paypal

If you need to contact Paypal for any reason, there are a few ways. You can reach them by phone, email, or through their website. To contact Paypal by phone, you can call 1-888-221-1161. This number is available 24 hours a day, seven days a week.

If you prefer to email Paypal, you can do so by filling out a form on their website. To access this form, go to and click “Contact Us” at the bottom of the page. You can also reach Paypal through their live chat feature. To access this, log in to your Paypal account and click on the “Contact Us” link. Then, click on the “Live Chat” option.

Paypal also has a robust help center that can answer many of your questions. To access this, go to and click on the “Help” link at the bottom of the page.


Can You Send Money From PayPal to Venmo?

The answer is yes! You can quickly transfer funds from your PayPal account to your Venmo account using the PayPal or Venmo app. Simply log in and select the “Send Money” option. From there, you will be prompted to enter the amount of money you wish to send and the recipient’s Venmo username. Once you have entered this information, simply hit “Send,” and the funds will be transferred instantly.

Can I Transfer Money from PayPal to Zelle?

No, you cannot send money from PayPal to Zelle directly. However, you can send money to your connected bank account and forward it to Zelle. Simply log into your PayPal account, select the “Send Money” option, and enter the recipient’s information. Then, choose your bank account as the funding source and enter the amount you wish to send. 

Once the transaction is complete, you can log into your bank’s online banking platform and transfer the funds to Zelle. This process may vary slightly depending on your bank, but it is generally a quick and easy way to send money from PayPal to Zelle. 

Can I Transfer Money from PayPal to Chime?

You can transfer money from PayPal to Chime! It’s a pretty straightforward process. All you need to do is log into your PayPal account and then link your Chime account as a recipient. Once done, you can choose Chime as the withdrawal method when transferring money from PayPal. The money will show up in your Chime account within minutes!

What is PayPal Compatible With?

PayPal is generally compatible with most major credit and debit cards and bank accounts. Additionally, PayPal offers several payment methods, including e-checks and credit lines. Moreover, PayPal accepts all major credit cards from Visa, Mastercard, Discover, and American Express. 


So, there you have it! You now know different ways to get money from PayPal without a card. We hope one of these methods works for you and helps reduce your next purchase’s stress. Remember that each option has its pros and cons, so weigh the benefits and drawbacks before deciding which route to take. 

Have you ever used these methods to extract money from your PayPal account? If so, we’d love to hear about your experience in the comments section below.