How To Pay Your Pandora Credit Card: Online, Phone or Mail

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Looking for a new credit card? The Pandora credit card is the perfect choice for anyone who loves beauty and fashion. You can use it at the Pandora Beauty marketplace, as well as at any store that accepts Mastercard. Plus, you’ll earn rewards every time you use your card, so you can get the products you love even faster.

With the Pandora credit card, you’ll have all the power of Mastercard behind you – so you can shop with confidence wherever you go. And to make your life easier, you can manage your credit card online.

In this blog post, we will walk you through the steps of logging in to your Pandora account and using your credit card to pay for premium services. We’ll also provide some tips on how to get the most out of your Pandora experience. Let’s get started!

Benefits of Pandora Credit Card

Pandora Credit Card is a great way to get big discounts on special occasions to make your occasion more vital. 

  • You can enjoy 10% off on your first purchase with Pandora Credit Card. 
  • No annual fee.
  • Exclusive birthday offer with huge discounts and offers, so surprise yourself with exclusive birthday deals.
  • Feel like a VIP when you get access to special sales and events. 
  • You will receive free Pandora Jewelry cleaning and enjoy the peace of mind that comes with knowing your jewelry is always clean.
  • You can purchase anything from the Pandora marketplace and pay in easy installments with 0% interest on purchases of 225$ to 500$.

Note: If you fail to pay full payment within the installment period, you will be charged with an accumulated interest of 29.99%.

Online Account Access

You can manage your Pandora Credit Card anytime and anywhere with the online access facility. With this service, you can view your account balance, transactions, and statements. You can also make payments online. To avail of this service, you need to register for an account.

To register for an account, you need to provide your personal information such as name, email address, and phone number. You will also be asked to create a username and password. Once you have registered, you can log in to your account using your username and password. 

After login, you will be able to view your account balance, make payments, check transaction history, and more. You can also view your statements online and set up auto-payments for added convenience.

Pandora Credit Card Login

Here is how to access your Pandora Credit Card online:

  1. Click on this link and enter your Username and Password in the respective boxes.
  2. Now, click on the Log In button to continue.
  3. That’s it! Now, you can easily access and manage your Pandora Credit Card online. 

Register Online

If you want to register for Pandora Credit Card, here’s how to do it:

  1. Go to Synchrony website and click on the I want to Register button.
  2. Enter the required credentials, such as the last 4 digits of your SSN/ITIN and Mobile Number. Then click the Continue button.
  3. In the last step, set up your username and password to finally access your credit card account online

Forgot Password

If you forgot your password, then follow these steps to change it:

  1. Go to this link and click on the Login button in the header bar.
  2. Under the Login button, click on I forgot my Password.
  3. On the following page, enter required details such as Username, last 4 digits of SSN, and your Date of Birth
  4. Click the Continue button. 
  5. On the next page, select your new Password and log in with it.

Forgot User ID

If you forget your User ID, here is how to recover it:

  1. Click on I forgot my User ID as an initial step. 
  2. Enter your Account Number, the last four digits of your SSN, and your date of birth. Click the Continue button. 
  3. Note down your User ID, once you get it. 

Pandora Credit Card Services

Pandora Credit Card is one of the best private label credit cards that provides an easy way for you to manage your credit card account. You can view your account balance, make payments, and more. If you’re looking for a credit card that offers great rewards and features, look no further than Pandora Credit Card for their retail stores.

Pandora Credit Card Bill Pay Phone Number

Another big hustle for credit card owners is paying bills timely. Now you can also pay your credit card bill by calling Synchrony Bank Phone Number: 1-866-396-8254. A bank representative or automated system will pick up your call and guide you about the process. 

Pandora Credit Card Payment Address

You can also mail your payment to Synchrony Bank with your money/check and remittance slip. Here is the address:

Pandora / Synchrony Financial

P.O. Box 960061

Orlando, FL 32896-0061

You can ensure that your Pandora Credit Card payment is paid by writing your account number on your check.

Customer Service Hours

If you have questions about your Pandora Credit Card account or need assistance with your credit card, their customer service team is available to help you 24 hours a day, 7 days a week.

How to Pay Pandora Credit Card?

If you’re a Pandora Credit Card holder, you can make payments online, by phone, or by mail.


  1. Go to the Synchrony site and enter your credentials to perform secure login.
  2. Now, go to the Payments option and click on Make Payments.
  3. From the given options, select Pay Current Balance.
  4. Here, select the date of transaction and enter your Account number.
  5. Click Submit, and you are all done!

pandora pay bill

By Phone

If you’d like to pay your Pandora Credit Card bill by phone, you can do so by calling customer service at 1-866-419-4096. Here are the steps you’ll need to follow:

  1. Dial 1-866-419-4096 and wait for the automated voice to come on.
  2. When prompted, enter your 16-digit credit card number.
  3. You will then be asked to verify your identity by entering your 3-digit security code (located on the back of your credit card).
  4. Once your identity is verified, you will be able to choose how much you’d like to pay towards your balance. 
  5. After confirming your payment amount, your payment will be processed, and you will receive a confirmation number for your records.
  6. That’s it! You’ve successfully paid your Pandora Credit Card bill by phone.

By Mail

If you need to pay your Pandora Credit Card bill by mail, follow these simple steps:

  1. Get an envelope and find your most recent statement from Pandora. 
  2. Write a check payable to Pandora for the amount you need to pay. Include your account number on the check.
  3. Now, put everything in the envelope, seal it and stamp it.
  4. Mail your payment to: Pandora / Synchrony Financial, P. O. Box 960061, Orlando, FL 32896-0061
  5. That’s it! Your payment will be processed and applied to your account balance within a few days.

Just be sure to allow enough time for your payment to arrive before the due date. Late payments may result in fees and interest charges.

Via the Mobile App

If you’re a Pandora credit card holder, you can use the synchrony bank app to make your payments. Just download the app and follow the instructions. You’ll need to enter your Pandora credit card number and billing information. 

Once you’re set-up, you can use the app to manage your account, make payments, view your balance, and more. The synchrony bank app is available for both iOS and Android devices. Pandora credit card holders can also access their accounts online at the synchrony bank website.

How to Avoid Late Fees?

If you’re like most people, you probably have a credit card or two that you use on a regular basis. And if you’re like most people, you probably don’t always pay your bill on time. If that’s the case, then you’re probably familiar with late fees – those pesky charges that show up when you don’t pay your bill on time.

If you have a Pandora credit card, you may be wondering how late fees work with this particular card. Here’s what you need to know:

Late fees on Pandora credit cards are $38. These fees are charged if you don’t pay your bill by the due date. The late fee will be applied to your account balance and will accrue interest until it is paid off.

If you’re ever in danger of missing a payment, you can do the following things:

  1. Set up automatic payments – By setting up automatic payments, you can ensure that your bill will be paid on time each month. Simply log in to your account and update your payment information.
  2. Use online banking – Most banks offer online bill pay services that allow you to schedule payments in advance. This is a great way to make sure your Pandora Credit Card bill is paid on time, every time.
  3. Keep track of due dates – Make a note of when your Pandora Credit Card bill is due each month and be sure to pay it before the due date. You can find your due date on your monthly statement. And make sure to pay the minimum monthly payments required to avoid late fees.
  4. Contact customer service – If you’re ever unsure about your account or have questions about your bill, don’t hesitate to reach out to Pandora Credit Card customer service. They’ll be happy to help you resolve any issues.

By following these simple tips, you can avoid late fees and keep your Pandora Credit Card account in good standing.


How To Apply For Pandora Jewelry Credit Card?

Here is how to apply for Pandora credit card and get credit approval:

  1. Go to this link and enter your Social Security Number and Phone Number.
  2. Click Continue.
  3. Now, enter your Initial Purchase Amount, First Name, Last Name, Address, Postal Code, State & City, Primary Number, Email, SSN, Date of Birth, and Monthly Income.
  4. Click Continue.
  5. Submit your application, and that’s it!

How To Get An Activation Code For Pandora?

  • Open the Pandora application on the device you want to activate the Pandora marketplace.
  • Select New User.
  • An activation code will appear on the device’s screen.

What Is Syncb/PPC On My Credit Report?

SYNCB/PPC is a short form of Synchrony Bank/PayPal Credit. It means that PayPal account holders can also apply for Synchrony Bank Account. In 2018, synchrony Bank purchased PayPal credits; that’s why it is included in your Credit Report. 

Final Thoughts

If you’re a fan of Pandora, the new Pandora credit card may be a good option for you. The card can be used wherever Mastercard is accepted, which includes Pandora Beauty. So if you’re looking for new beauty products and want to earn rewards while you shop, the Pandora credit card may be a good choice for you.