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How Much Money Can You Send on Facebook a Day?

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Facebook pay is a great way to pay for things without entering your credit card information. You can just send the money right from your Facebook account. But how much can you send? And what are the fees? 

You can send a maximum of $9,999 on Facebook pay. This is a great way to send money to friends and family on Facebook. You can also use Facebook pay to make purchases from businesses that accept this form of payment. Keep an eye on your transactions so you don’t exceed the limit. 

This article will examine how Facebook Pay works and how much you can send through it. It will also give you tips on making the most of this convenient payment option. So whether you’re just getting started or are already familiar with the platform, keep reading the article for some helpful tips!

What is Facebook Pay?

Facebook Pay is a new payment platform that allows users to make payments on the Facebook platform. With Facebook Pay, you can quickly and securely send money to friends and family on Facebook, regardless of whether they use an iPhone, iPad, or Android device. You can also use Facebook Pay to make in-app purchases on mobile apps that accept Facebook payments. 

Is Facebook Pay A Secure Payment Method?

Yes, Facebook pay is a safe and secure payment method.  Let’s look at how it works and what security measures are in place to protect users’ information.

When you set up Facebook Pay, you’ll be asked to add a payment method. Currently, Facebook supports debit and credit cards from Visa, Mastercard, American Express, and Discover. You can also add PayPal as a payment method. Once a payment method is added, you can use it across Facebook, Messenger, Instagram, and WhatsApp.

When you make a payment, Facebook will use security measures to protect your information. Your full card number is never revealed to the recipient or merchant. Instead, Facebook uses a token system that replaces your card number with a unique code. This code is then used to process the payment.

Facebook also uses a fraud monitoring system to help detect and prevent unauthorized transactions. You may be asked to provide additional information to verify your identity if suspicious activity is detected.


While Facebook Pay is a convenient way to make payments, there are some limitations.

  • First, Facebook Pay is only available to users in certain countries. At the time, the list of supported countries included 19 countries. 
  • Second, Facebook Pay is only available to users with valid debit or credit cards. Facebook Pay does not support other payment methods like PayPal or bank transfers.
  • Third, there are limits on how much money you can send and receive through Facebook Pay. For example, the limit for sending money in the United States is $10,000 per transaction.
  • Fourth, Facebook Pay transactions are not reversible. Once you have sent or received money through Facebook Pay, you cannot refund it. 
  • Finally, keep in mind that Facebook Pay is subject to the same terms and conditions as other Facebook products and services. If you violate the Facebook Terms of Service, your account could be suspended or permanently banned.

These are some things you need to be aware of these before using the service. Make sure you understand the limitations and terms of service before using Facebook Pay.

Transaction Fee

Facebook Pay is a free service that allows you to send and receive money through the Facebook platform. Unlike other payment services, Facebook Pay will have no transaction fees, making it an attractive option for many users.

This means you can use Facebook Pay to send money to friends or make purchases without paying any fees. It’s still early days for Facebook Pay, but it looks like it could be a beneficial service for those who use Facebook regularly.

Transaction Amount Limit

There is a limit to the amount of money you can send using Facebook Pay. For Visa debit cards, the limit is $10,000. For MasterCard debit cards, the limit is $5,000. These limits are in place to protect users from fraudulent activity and to prevent overspending.

Users can add multiple payment methods to their Facebook accounts, including debit cards, credit cards, and PayPal. They can also set up a default payment method, which will be used when making purchases on Facebook or sending money to friends. To change the default payment method, go to the “Payments” section of the settings menu.

If a user attempts to make a purchase that exceeds the limit for their payment method, they will be prompted to add a new payment method or increase their limit. 

How to Use Facebook Pay?

To use Facebook Pay, you first need to link your account to a payment method, such as a debit, credit card, or PayPal account. You can do this by going to the Facebook Pay settings page and adding a payment method. Once your account is linked to a payment method, you can start making transactions

Here is how to use Facebook pay.

Linking Your Account

If you’re like most people, you probably use Facebook every day. And if you’re like most people, you probably have a credit or debit card for online purchases. So why not link the two and make your life a little easier? With Facebook Pay, you can easily and securely make payments for goods and services by linking a credit or debit card to your Facebook account.

Here’s how to link your account with Facebook Pay. 

  1. Open the Facebook app on your mobile device and tap the Menu icon in the screen’s upper-right corner.
  2. Tap on Settings, then scroll down and tap on Payments.
  3. Tap on Link a New Card and enter your credit or debit card information.
  4. Once you’ve entered your card information, tap on the blue Link Card button.
  5. You may be asked to verify your identity with a one-time passcode that will be sent to your mobile device via text message. Enter the code and tap on the Verify button.
  6. That’s it! You’re now ready to use Facebook Pay.

Sending Money

Facebook Pay is a convenient way to send money to friends and family. It is a fast and easy way to send money to your loved ones immediately. There are two ways to send money using Facebook Pay. The first is through the Facebook app, and the second is through the Messenger app.

Sending Money using the Facebook App

Here’s a step-by-step guide on how to use the Facebook app to send money:

  1. Open the Facebook app on your iPhone or iPad.
  2. Tap the menu icon in the bottom right corner of the screen.
  3. Scroll down and tap on the Settings icon.
  4. You will then see the Payment Settings. Tap on it.
  5. Now click on the Add Payment Method.
  6. After tapping on the Add Payment Method, the Facebook Pay icon will appear on the screen. Choose the option to proceed further. 
  7. Enter your payment information and tap done.
  8. To send money, tap the menu icon in the top right corner of the screen and tap Payments.
  9. You will see the Send Money icon, tap on it. 
  10. Enter the amount you want to send and tap Send.

Sending Money using the Messenger App

You can also send money using the Messenger app. If you want to send money using the Messenger app, follow the steps mentioned below:

  1. Open the Messenger app on your iPhone or iPad.
  2. Go to a conversation and tap the “Plus” sign. 
  3. You will see there is a “Payments” option. Tap on it. 
  4. Enter the amount of money you want to send, and then tap “Pay.” 
  5. You’ll be prompted to enter your payment information
  6. Once you’ve entered your information, tap “Continue.”
  7. You’ll be asked to review your payment before it’s sent. 
  8. Tap “Confirm” to send the payment.

That’s all there is to it! Sending money using Facebook Pay is quick, easy, and secure.

Receiving Money

There are a few different ways to receive money using Facebook Pay. You can either add a Payment Method to your Facebook account or use the Facebook Messenger app to request or send money.

To add a Payment Method, follow these steps:

  1. Go to your Settings page 
  2. Click on the Payments tab
  3. Click on the Add Payment Method button
  4. Enter your payment information and click on the Save button

To request or send money using the Facebook Messenger app:

  1. Open a conversation with the person you want to ask or send money to
  2. Click on the payments icon
  3.  Enter the amount you want to request or send and click on the Send button

Buy Event Tickets

Facebook Pay allows users to purchase event tickets directly from Facebook. This is a convenient way to buy tickets, as you can do it all within the Facebook app. Plus, you can use your existing payment methods, such as credit cards or PayPal, so there’s no need to set up a new account.

Purchase Products

Facebook Pay is a great way to purchase products and services on Facebook. It is quick, easy, and secure. With Facebook Pay, you can:

  • Make purchases on Facebook with just a few clicks
  • Pay for products and services with your existing Facebook account
  • Enjoy peace of mind knowing that your payment information is safe and secure

Make Donations

Facebook Pay is an excellent way to donate to your favorite causes. You can specify how much you want to contribute, and Facebook will process your donation. Plus, you can be sure your donation will go to the right place – Facebook only works with verified charities. So donate today and make a difference!

How to Set Up Facebook Pay?

To set up Facebook Pay, you’ll need to add a payment method, such as a credit or debit card. Once you’ve added a payment method, you can use Facebook Pay immediately.

Setting up Facebook pay is simple and only takes a few minutes. Here’s how:

  1. Open the Facebook app and tap on the three lines in the top right corner.
  2. Scroll down and tap on settings.
  3. Tap on payments under the “Your Facebook Information category.
  4. Tap on add payment method.
  5. Select your preferred payment method and enter the required information.
  6. That’s it! You can now use Facebook pay to send and receive money, make in-app purchases, or donate to fundraisers.

Once you’ve added a payment method, you can use Facebook Pay immediately

Current List of Countries with Facebook Pay

Facebook Pay is currently available in a limited number of countries. The service is available on both the Facebook app and website, as well as the Instagram app. However, Facebook plans to roll out the service to more countries in the coming months.

Here is a list of countries where Facebook pay is currently available:

  • United States
  • United Kingdom
  • Germany
  • France
  • Austria
  • Belgium
  • Cyprus
  • Finland
  • Greece
  • Italy
  • Ireland
  • Luxembourg
  • Netherlands
  • Monaco
  • Malta
  • Slovakia
  • Portugal
  • Spain
  • Slovenia

Why Facebook Pay Is Not Available In All Countries

Facebook Pay is unavailable in all countries due to regulatory requirements and testing. Each country has its own regulations regarding online payments, and Facebook is working to ensure that Facebook Pay complies with all applicable laws. In some cases, Facebook Pay may not be available in a particular country until it has been thoroughly tested and approved by the relevant authorities.

For example, in the European Union, payment services are regulated by the Payment Services Directive (PSD2), which requires certain companies to obtain a license from the European Central Bank before providing payment services.

Because Facebook Pay is still in its early stages and is not yet licensed by the European Central Bank, it is unavailable in most European countries. However, Facebook is working on getting the necessary licenses and approvals so that Facebook Pay can be available in more countries in the future.

Pros of Facebook Pay

Like everything, Facebook Pay has some pros and cons. Let’s discuss the pros first: 

what is the limit on facebook pay

Security and privacy

Facebook Pay is a secure way to send and receive money on Facebook. All payments are encrypted and processed through a secure platform. You can also add a PIN or fingerprint authentication to secure your transactions further.


Facebook Pay is a convenient way to send money to friends and family or make payments for goods and services. You can use Facebook Pay anywhere on the Facebook platform, including Messenger, WhatsApp, and Instagram.

No fees

Facebook Pay is free to use. There are no fees for making or receiving payments. This is one of the most significant advantages of making transactions using Facebook Pay. 

Access to Facebook Credit

If you have a credit balance in your Facebook account, you can use it to make payments with Facebook Pay. This can be a convenient way to make purchases without linking a bank account or credit card.

Rewards and discounts

Facebook Pay may offer rewards and discounts when you use it to make certain types of payments. For example, you may get a purchase discount when using Facebook Pay.

Cons of Facebook Pay

Although Facebook Pay can be a convenient way to send money to friends and family, there are some potential drawbacks to using this service. Following are the cons of Facebook Pay. 

Limited reach

One of the most significant drawbacks of Facebook Pay is its limited reach. Currently, the service is only available in a handful of countries, such as the United States and the United Kingdom. This means that if you’re located outside of these countries, you won’t be able to use Facebook Pay to send or receive payments. 

Limited payment options

Another downside of Facebook Pay is that it only supports a limited number of payment options. Currently, the service only allows you to use your debit or credit card to make payments. If you don’t have a card or prefer another payment method, such as PayPal or Venmo, you’ll be out of luck.

Potential Privacy And Security Concerns

One key concern is privacy – Facebook has a long history of collecting user data, and it’s unclear how this information will be used concerning Facebook Pay. Additionally, if Facebook ever decides to share your payment information with third parties, such as advertisers, there is a risk that your financial information could be used without your consent. 

Another potential downside of Facebook Pay is that it could lead to security concerns. There’s the potential for fraud, as scammers could use the platform to target unsuspecting users. Since the service links your payment information to your Facebook account, there is a risk that your payment information could be compromised if your Facebook account is ever hacked

Longer Sales Deposit Time

The sales deposit time is one of the critical factors businesses consider when considering whether to use Facebook Pay. Facebook Pay may not be the ideal solution for businesses requiring longer sales deposit time.

When it comes to making payments, one of the potential drawbacks of using Facebook Pay is that it may take longer for your deposit to clear. This is because Facebook needs to verify each transaction before processing it. This can be a minor inconvenience, but it’s something to keep in mind if you expect to receive payment quickly.

Finally, there’s the possibility that Facebook Pay could become a monopoly, stifling competition and preventing other payment platforms from gaining traction. While Facebook Pay may have some advantages, there are also significant risks to consider before using this service.

Is Facebook Pay Safe?

Generally speaking, yes, Facebook Pay is a safe and secure way to send and receive money on Facebook. You can use Facebook Pay to send money to friends and family or make purchases in Facebook apps and games. When you make a payment, your financial information is never shared with the recipient. Strong security measures also protect Facebook Pay, so you can rest assured that your money is safe.

How Has Facebook Made Facebook Pay A Safe Method?

When it comes to making payments online, security is always a top concern. By encrypting your payment information and offering extra security measures, such as PIN verification, Facebook Pay makes it easy to shop and pay confidently.

Here’s how Facebook Pay works and how it makes payments more secure:

  • When you set up Facebook Pay, you’ll add your payment information, such as your credit or debit card number. This information is encrypted and stored on secure servers. When you make a payment using Facebook Pay, the data is sent to the merchant through a secure connection.
  • When you pay with Facebook Pay, you’ll also be asked to enter a PIN or use your fingerprint to confirm the transaction. This helps to prevent unauthorized payments.
  • Facebook Pay also offers the option to set up notifications for payments. This way, you can be alerted if a payment is made to your account. You can also receive receipts for payments via email or text message..

Tips to Keep Your Finances Safe on FB

Regarding financial safety, Facebook is no different than any other online platform. You can take steps to protect your information and keep your finances safe.

Be Cautious About What You Post

Personal information like your addresses, phone numbers, email addresses, and financial information like your bank account or credit card number should never be shared on Facebook. If you must share this type of information, make sure you do so privately and only with people you trust.

Be Aware Of Scams

Many scams circulate on Facebook, so it’s important to be aware of them. Don’t click on links from people or companies you don’t know, and don’t give out personal or financial information to anyone you don’t know.

Use Facebook’s Security Features

Facebook offers several security features that you can use to protect your account and information. For example, you can enable two-factor authentication, which adds an extra layer of security to your account. You can also use Facebook’s privacy settings to control who can see your information.

Keep Your Software Up To Date

Keeping your web browser and operating system up to date is important for security. Facebook also offers a security checkup feature that you can use to check your account’s security and ensure everything is up to date.

Be Careful About What You Install

Be cautious about the apps and programs you install on your computer, as they can be used to access your Facebook account. Only install apps from trusted developers; make sure you read the permissions they request before installing them.


How Do I Withdraw Money from Facebook Pay?

Assuming you have already added a payment method to your Facebook account, withdrawing money from Facebook Pay is easy. Simply follow these steps:

  1. Open the Facebook app on your mobile device and tap the three lines in the top-right corner.
  2. Scroll down and tap ‘Settings & Privacy.’
  3. Tap ‘Settings.’
  4. Scroll down and tap ‘Facebook Pay.’
  5. Tap ‘Withdraw Money.’
  6. Enter the amount of money you want to withdraw and tap ‘Withdraw.’

You’ll receive a confirmation notification once the withdrawal is complete. Remember that it may take a few days for the money to appear in your account.

Does FB Pay accept prepaid cards?

Yes, Facebook Pay does accept prepaid cards. You can add a prepaid card to your account and use it to make payments, just like any other payment method. To add a prepaid card, simply go to your Payment Settings and select the “Add Payment Method” option. From there, you’ll be able to enter your card information and start using it immediately. 

How Long Does it Take Facebook Pay to Process a Payment?

Facebook Pay is a fast, convenient way to send and receive payments on the platform. Most payments are processed within 24 hours, but some may take longer depending on the payment method used and your country. If you’re concerned about a payment not being processed, don’t hesitate to contact Facebook Pay support.

Does Facebook Accept Visa Giftcards?

Facebook does not accept Visa gift cards as payment for their products and services. This may be subject to change in the future, so it’s best to check with Facebook directly to see if they are accepting gift cards as payment. However, you may be able to use a Visa gift card to purchase advertising on the site. For more information on using gift cards for advertising, please visit Facebook’s Help Center.


Facebook Pay is a convenient and easy way to send or receive money without leaving the Facebook app. You can use it to pay friends, family, or businesses right on Facebook. All you need is a debit card or PayPal account. However, it’s still in its early days, so there are some things you should know before you start using it. 

You can easily and securely make payments with just a few taps by linking a credit or debit card to your account. So next time you’re looking to make a purchase, whether it’s for something big or small, consider using Facebook Pay.