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How To Pay Your Raymour and Flanigan Credit Card: Online, Phone, or Mail

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Are you looking for a new furniture set for your home? If so, Raymour and Flanigan is the perfect place to shop! Not only do they have a wide selection of furniture, but they also offer competitive prices. Plus, their credit card program makes it easy to finance your purchase. 

In this post, we’ll show you how to log in to your Raymour and Flanigan credit card account. We’ll also go over the benefits of having the card and some of the restrictions. So whether you’re a first-time applicant or just need to update your information, keep reading for everything you need to know about the Raymour and Flanigan credit card!

Benefits Of Raymour And Flanigan TD Bank Credit Card

Raymour and Flanigan Credit Cards are managed and issued by TD Bank. 

  • No annual fees.
  • You can purchase anything from Raymour and Flanigan and pay in installments with zero percent APR. 
  • It doesn’t require a specific minimum purchase which is beneficial if you purchase something under 500$.
  • With no minimum purchase or down payment required and more than two years to pay off your purchase, the Raymour and Flanigan Credit Card can help make your dream furniture a reality. 
  • With financing options available, you can tailor your payments to fit your budget. 

Note: If you fail to pay total payments within the intro period, you’ll have an accumulated interest of 27.99% APR.

Online Account Access

It is a fact that people find it a hustle to use credit cards as much as they should. YOu might also be one of them. Why? Because using and managing the payments of credit cards seems like a hard pull. But it doesn’t mean you can completely disregard your credit card payments and management. 

Therefore, Raymour and Flanigan Credit Card also have an online access facility to overcome this problem. Now you can keep track of your purchase, pay your payments and worry about the interest rates from the comfort of your homes anytime and anywhere!

You can simply go to TB Bank’s online access website. Enter your login account credentials for Raymour and Flanigan accounts and click on sign in. You will be directed to the card management and credit card details page if you already have it. 

Raymour and Flanigan Credit Card Login

Follow these steps to access your Raymour and Flanigan Credit Card Account:

  1. Go to this link to access your Raymour and Flanigan Credit Card Account.
  2. On the login page, enter your Username and Password
  3. Click on Sign In, and that’s it!

Now, you can manage and access your Raymour and Flanigan Credit Card payments.

Register Online

If you are not registered to  Raymour and Flanigan Credit Card online account, follow the given instructions:

  1. Enter https://onlineaccessplus.com/TDBank/webapp/#/login in your device browser. 
  2. On the following page, click on Not Enrolled? Register Now
  3. On the next page, you’ll be required to enter your credit cards essentials, such as account and card numbers
  4. Click on the create account button to continue.
  5. Then, TB Bank will verify your identity on the next page via text message or email. 
  6. Click Verify after entering the security code.
  7. After checking the terms & conditions checkbox, click on Submit

Forgot Password

If case of forgotten password, follow these steps to recover it:

  1. Go to this link and click on Forgot Password phrase under the login section. 
  2. On the next page, enter your Username and click Continue.
  3. Then enter your SSN and Date of Birth. Click Next.
  4. Select a new password for your Raymour and Flanigan Credit Card account and log in with it. 

Forgot User ID

In case you forgot your online User ID, follow these instructions to recover it:

  1. Click on Forgot Username under the login section.
  2. Enter your Account Number and click Next
  3. Enter required credentials on the following page, such as your SSN and Date of Birth. Click Next.
  4. Note down your Raymour and Flanigan Credit Card Account’s Username once you get it. 

Raymour and Flanigan Credit Card Services

Raymour and Flanigan Credit Card Services offer easy payment options and online access to account information. Their credit card services are designed to make it easy for Flanigan credit card holder to manage their finances. 

They offer a variety of payment options, including online bill pay, automatic payments, and paperless statements. They also offer customer support 24/7. In addition, their credit card services offer fraud protection and security features to keep your information safe.

Raymour and Flanigan Credit Card Bill Pay Phone Number

TB bank account has made it easier for you to pay your Raymour and Flanigan Credit Card bill via mobile phone. Simply call Raymour and Flanigan Credit Card Payment Phone Number: 888-382-6665. A representative or automated system will pick up your call. Follow their instructions to pay your credit card bill via call.

Raymour and Flanigan Credit Card Payment Address

You can also pay your Raymour and Flanigan Card bill through your mailing address. Send your remittance slip and check/money with your account number to: 

Raymour & Flanigan Credit Card

  1. O. Box 100114

Columbia, SC 29202-3114

It will take around 5 days to process your payment. 

Customer Service Hours

In case of any queries or concerns, you can contact the customer service facility at 888-382-6665. They claim to be available 24/7, so you can receive customer service whenever you are in a pinch.

How to Pay Raymour and Flanigan Credit Card?

There are a few different ways to pay your Raymour and Flanigan credit card. You can do so through a credit card account online, by mail, or by phone.


  1. Login to your Raymour and Flanigan Credit Card Account.
  2. Click on the Payments option and select View and Make Payments.
  3. Enter the Payment account details and Click on Confirm Payment, and that’s it!

raymour and flanigan credit card log in

By Phone

Call at 888-382-6665. A representative will further guide you about the payment process. Follow the steps and keep your account number and remittance slip beside you to make the process quick. 

By Mail

Paying your Raymour & Flanigan credit card by mail is easy and convenient. Simply follow these steps:

  1. Gather your credit card statement, envelope, and a pen or pencil.
  2. Make your check or money order payable to Raymour & Flanigan Credit Card. Be sure to sign the check.
  3. On the envelope, write the required information, including your account number, name, and address.
  4. Mail your payment to Raymour & Flanigan Credit Card, P. O. Box 100114, Columbia, SC 29202-3114
  5. That’s it! Your payment will be processed and applied to your account within a few days.

Be sure to allow enough time for the payment to reach them by the due date. To ensure that they receive your payment on time, please mail it at least 5 business days before the due date.

Via The Mobile App

Raymour and Flanigan Credit Card does not have its official mobile app, but you can download the TD bank app to pay this credit card’s bill. Just add Raymour and Flanigan Credit Card as a payment method and then you can pay its bill with one tap whenever you want.

How To Avoid Late Fees?

If you’re like most people, you probably dread getting hit with late fees on your credit card. Late fees can add up quickly, and they can be tough to avoid if you’re not careful. Fortunately, there are a few things you can do to help avoid late fees ($40) on your Raymour and Flanigan credit card.

Track Your Payments’ Due Date 

First, make sure you keep track of when your payments are due. This may seem obvious, but it’s easy to forget or lose track of when your payment is due if you don’t have a system in place.

One way to keep track of when your payments are due is to set up reminders in your calendar or electronic device. That way, you’ll always know when your payment is coming up and you can plan accordingly.

Make Payments Early 

Second, try to make your payments early. If you know you’re going to be tight on cash for one month, try to make your payment a few days early. That way, even if you do end up missing the due date, you’ll only be a few days late instead of a week or more.

Benefit From The Grace Period 

Some credit card companies offer grace periods for payments. This means that if you make your payment within a certain number of days after the due date, you will not be charged a late fee. For instance, Raymour and Flanigan offer a grace period of 25 days, so you can pay your credit card bill within this period to avoid paying high interest and late fees. 

Contact Customer Support

Finally, if you do find yourself in a situation where you can’t avoid being late on your payment, call Raymour and Flanigan customer service as soon as possible for further assistance. They may be able to work with you to waive the late fee or give you an extension. It’s always worth a shot to call and ask! 

By following these simple tips, you can help avoid late fees on your Raymour and Flanigan credit card. Keep track of when your payments are due, try to make your payments early, and call customer service if you find yourself in a situation where you’re going to be late.


What Credit Score Do You Need For A Raymour And Flanigan Credit Card?

If you’re looking to finance your new furniture purchases from Raymour and Flanigan, you may be wondering what kind of credit score you need to qualify for their store credit card.

Well, the good news is that you don’t need perfect credit to be approved for the Raymour and Flanigan credit card. In fact, as long as you have a credit score of 640 or higher, you should have no problem getting approved for this card.

So if you’re ready to take advantage of Raymour and Flanigan’s interest-free financing offers, make sure your credit score is in good shape before applying for their store credit card. 

Is Raymour And Flanigan TD Bank?

Yes, Raymour and Flanigan do use TD Bank. They have a financing option available through TD Bank that can help you make your purchase. You can apply for financing online service or in-store, and if approved, you’ll receive a credit limit that you can use to make your purchase. 

With financing, you can make small monthly payments over time, making it easier to budget for your new furniture. Plus, there’s no interest charged on purchases made with your TD Bank credit limit, so you can save money on your purchase overall.

What Credit Card Company Does Raymour And Flanigan Use?

Yes, Raymour and Flanigan do use TD Bank. TD Bank is one of the largest banks in the United States and offers a variety of financing options for customers. Raymour and Flanigan has a long history of working with TD Bank and has established a strong relationship with the bank

Can I Use My Raymour And Flanigan Credit Card Anywhere?

The Raymour and Flanigan credit card can only be used at Raymour and Flanigan stores, both online and offline. You cannot use it at any other store.

While this may seem like a drawback, there are actually some advantages to using a store credit card that can only be used in one place. 

  • First, you’ll usually get a better interest rate on your purchases if you use a store credit card instead of a general-purpose credit card. 
  • Second, you may get special financing offers from time to time that can save you a lot of money. 

So, if you’re a frequent shopper at Raymour and Flanigan, the store credit card may be a good option for you.

Final Thoughts

Raymour and Flanigan Credit Card can be a great addition to your wallets if you consider redecorating your home. With no interest fee and more extended financing options on larger purchases, Raymour and Flanigan Credit Card is worth considering.