How to Make a Target Credit Card Payment: Online, Phone or Mail

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Target Corporation (NYSE:TGT) is a department store chain founded in Minneapolis in 1962. It is the sixth-largest retail company in the U.S. behind Walmart Inc (NYSE:WMT), The Home Depot Inc (NYSE:HD), Kroger Co (NYSE:KR), Sears Holdings Corp )OTCMKTS: SHLDQ), and Costco Wholesale Corporation (NASDAQ:COST).

In this article, you’re going to learn about how to pay your Target Redcard, the Target card services, the Target credit card login, the Target online account access, and much more!

Benefits of Target Redcard

The Target card has a great deal of benefits, among them:

  • A 5% off each time you use the card —you can combine it with Target coupons and other special offers.
  • Free shipping at —receive free shipping on any order you order at Target online.
  • 30-Day Extra Cash Back at Target
  • No annual fee —which makes it one of the best cards to open your credit.

Online Account Access

The Target REDcard gives you the opportunity to manage all your transactions through online account access here.

REDcard Credit Card Login

The Redcard credit card login is pretty simple, you just have to follow this login process:

  1. Go to the homepage of REDcard.
  2. Click on the “Sign In” tab on the top right of the portal.
  3. In the emerging drop-down menu, you can access your account or create a new one.
  4. Click on the “Sign In” button which appears as the first option under the drop-down menu.
  5. Add your login credentials —email or mobile phone number.
  6. Check the “Remember me” option when only using a personal device.

Target Card Services

Among the Target card services, you get a 5% discount on all your purchases, as well as free two-day shipping. It is also possible to have no annual fee.

Target TD Bank Credit Card Bill Pay Phone Number

To make your Target credit card payments, you can dial the Target credit card payment phone number 1-800-659-2396, or call the Target REDcard customer service team at 1-800-424-6888 where you can follow the prompts and finish your payment.

However, if you need any assistance, you can ask for a Target guest services representative, who will assist you in the process.

Target Mastercard Credit Card Payment Address

If you want to make a payment by mail, you can contact the following address, which is also available on your billing statement: P.O. BOX 660170 Dallas, TX. 75266-0170.

Customer Service Hours

The customer service team is available between 7 am and 11 pm CST, every day.

How to Make a Target Credit Card Payment


To make a payment online, you need to do it through the Target credit card login. The online account will also allow you to manage all the features of your card —card alerts, setting up pins, etc.

So, to make an online payment just log in to your account on the homepage of REDcard, and follow the above-mentioned steps.

If you cannot access your Target credit card login —or the login process is too cumbersome for you— you can also pay at Target stores by visiting the guest service counter —every Target store has one.

By Phone

To pay by phone, just dial the Target credit card payment phone number  1-800-659-2396. Also, you can call the Target REDcard customer service team at 1-800-424-6888.

By Mail

Just send your payment including the Target account number on your check to P.O. BOX 660170 Dallas, TX. 75266-0170.

Via the Mobile App

For mobile app payments, you must download the Target smartphone app and get the best out of the Wallet feature. You just have to enter your credentials to login and start the process, similarly to the online payment described above.


How to Check Target Credit Card Balance?

With the Target REDcard online management service, you can check your card’s balance and obtain all your account information. You can do so by accessing your online account on the app, and the REDcard homepage where you make payments.

How to Get Approved for Target Credit Card?

Normally, a person would need a credit score above 600 to be approved for a charge card or credit card—there are some stores that approve cards with lower scores.

“If your credit score is below 600, you will likely get charged a higher interest rate and have a lower credit limit if approved.”

Besides the score, you need to be at least 18 years old, have U.S. citizenship, and be able to demonstrate enough income to afford monthly payments.

What Bank Does Target Credit Card Use?

The REDCard credit cards are issued by TD Bank USA, N.A., while the REDCard debit card is issued by Target Corporation.

How Do I Cancel My Target Red Card?

You cannot cancel your account online. If you want to cancel your Target card you must call 1-800- 659-2396, enter your account information and follow the prompts to reach a customer service representative who will help you.

How to Get a Target Debit Card?

“The Target REDCard is available as a store charge card, a Target Mastercard, and a debit card.” To apply, you can visit the Target website where you can choose the option of your liking.

Final Thoughts

The Target credit card is one of the best ways to shop at this store because you get several benefits and special discounts. It is one of the most popular credit cards because it offers several benefits when shopping in-store or online.