How To Pay Your Victoria’s Secret Credit Card: Online, Phone, or Mail

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Are you looking for new sleepwear set for comfortable sleep? If so, Victoria’s Secret is the perfect place for luxurious and comfortable clothing items! They have a wide selection of clothing items from sportswear and sleepwear to lingerie and beauty at competitive prices. Plus, their credit card program offers various benefits for those who love to wear luxury. 

In this post, we’ll take a deeper look at how to apply, log in and manage your Victoria’s Secret Credit Card online. By reading this post, you’ll also learn about various rewards and benefits Victorias Secret Cardholders can enjoy. So, whether you wish to apply for Victoria’s Secret Card or want to update your information about it, keep reading!

Benefits Of Victoria’s Secret Comenity Credit Card

Victoria’s Secret Credit Cards are issued and managed by Comenity Bank. 

  • You can use your Victorias Secret Credit Card at Victorias Secret Store, PINK, and Bath & Body Works. 
  • You earn 10 points per $1 spent on Victoria’s Secret products.
  • Victoria’s Secret Credit Card has three different reward categories-basic, silver, and gold. Cardholders receive rewards depending upon how much they spend during 12 month period. 
  • Get exclusive gifts depending upon your card points.
  • You can enjoy birthday gifts.
  • You also get outstanding offers and rewards on your card anniversary.

Online Account Access

Most people don’t use their credit cards as much as they should. Therefore they can’t enjoy the rewards that come with card usage. Why? Because using and managing credit cards looks like a hard pull. You might also be one of them. 

Therefore, Victoria’s Secret Credit Card has an online access facility. Now, you can make and manage your purchase and pay your credit card bills from the comfort of your couch. 

If you haven’t yet applied for your Victoria’s Secret Credit Card, follow this link to get a thorough guideline about the procedure:

  1. Go to
  2. Click on Apply button.
  3. Enter the required information on the following page, such as your Name, Date of Birth, SSN, Annual Income, Mailing Address, and Phone Number. 
  4. Review the terms and conditions and click on Submit Application button, and you’re done! 

Note: You’ll receive your Victoria’s Secret Credit Card within 7 to 10 days. 

Victorias Secret Credit Card Login

In order to log in to your account, simply head over to Victoria’s Secret website and click on the Sign In button at the top of the page. From here, you’ll be prompted to enter your Username and Password. Once you’ve done so, you’ll be taken to your account dashboard, where you can view your balance, make payments, and more.

Register Online

If you want to register your online Victoria’s Secret Credit Card Account, follow the given steps:

  1. Go to Victoria’s Secret Credit Card Website and click on Register Now button.  
  2. Enter the required credentials such as your Credit Card Account Number, Zip Code, and last 4 digits of SSN.
  3. Click on Find My Account.
  4. Comenity Bank will verify your identity, and your Victoria’s Secret Credit Card will be registered!

Forgot Password

If you forget your Victoria’s Secret Credit Card Account’s password, follow these steps to reset/change it:

  1. Go to Victoria’s Secret Credit Card Website.
  2. Click on the Sign In button, and a sign-in page will appear.
  3. Under the Sign In section, click on Forgot Password
  4. On the following page, enter your Username, Zip Code, and last 4 digits of SSN
  5. Click on the Find My Account button.
  6. Change your password and log in with it.

Forgot User ID

If you, unfortunately, forget your User ID, follow these steps to retrieve it:

  1. Click on Forgot Username to start.
  2. On the following page, enter your Account Number, Zip Code, and last 4 digits of SSN
  3. Click on the Find My Account button.
  4. Note down your User ID once you get it.

Victoria’s Secret Credit Card Services

Victoria’s Secret offers a credit card that comes with many benefits. You can use it to manage your account online, make payments, and earn rewards. There are many different payment options available, so you can choose the one that best suits your needs. Plus, you’ll earn rewards every time you shop with your Victoria’s Secret credit card. 

Victoria’s Secret Credit Card Bill Pay Phone Number

To make paying credit card bills easier, Comenity bank has provided a Phone service to pay your bills from the comfort of your home. 

You just need to call Comenity Bank’s phone number: 1-800-695-9478. A bank’s customer service will pick up your call and guide you thoroughly about the bill-paying process. 

Victoria’s Secret Credit Card Payment Address

Another great benefit about paying credit bills is that you can now mail it to Comenity Bank if that’s convenient. Simply write a check with the bank’s name and remittance slip. Mail it to Comenity Bank Mailing Address:

Comenity Bank

PO Box 182273

Columbus, OH 43218-2273

Note: Include your name, account number, address, and phone number for successful payment. 

Customer Service Hours

Victoria’s Secret Credit Card Customer Service is available 24 hours a day, 7 days a week. You can reach customer service by calling the number on the back of your card or by visiting the website.

If you have any questions about your account or need help with a purchase, the customer service team at Victoria’s Secret Credit Card is here to help. Give them a call today and get the answers and assistance you need.

How To Pay Victoria’s Secret Credit Card?

You’re out of town and realize you need to make a payment on your Victoria’s Secret credit card. But you’re not sure how to do it. It can be confusing trying to figure out how to pay your Victoria’s Secret credit card online, by phone, or by mail.

We’ve got you covered. Here’s how to pay your Victoria’s Secret credit card online, by phone, and by mail. 


  1. Login to your Victoria’s Secret Credit Card Account by entering your username and password.
  2. Go to the Payments section and click on the Make and Manage Payments option.
  3. Enter your bank account number and routing number
  4. Enter the payment details and click Confirm Payment button. 

victoria credit card customer service

By Phone

If you need to pay your Victoria’s Secret credit card bill but don’t have a checking account or prefer not to use online banking, you can pay by phone. Here’s how:

  1. Dial 1-800-695-9478. This is the customer service number for Victoria’s Secret credit cardholders.
  2. Enter your account number and Social Security number when prompted.
  3. Follow the automated prompts to make a payment. You will need to provide your credit card number and expiration date, as well as the amount you wish to pay.
  4. Confirm the payment and wait for confirmation from the customer service representative.
  5. Hang up the phone once the payment is complete.

You should receive a confirmation email or letter from Victoria’s Secret within two business days confirming that your payment was received. 

By Mail

If you need to make a payment on your Victoria’s Secret credit card, you can do so by mail. Here’s how:

  1. Gather your documents. You’ll need your most recent credit card statement and a check or money order for the amount you wish to pay.
  2. Write a check or money order. Make it payable to “Comenity Bank” for the full amount you want to pay.
  3. Include your account number. On the back of your check or money order, include your account number and “For Credit Card Payment.” This will ensure that your payment is properly credited to your account.
  4. Mail your payment. Send it to the following address: Comenity Bank, PO Box 182273, Columbus, OH 43218-2273
  5. Allow time for processing. Your payment will be processed within a few days, and you’ll receive a confirmation message once it has been received and applied to your account.

Via The Mobile App

If you’re a Victoria’s Secret Credit Card holder, you can use the Comenity Bank mobile app to pay your bill. The app is available for both iPhone and Android, and it’s free to download.

Once you’ve downloaded the app, simply log in with your Victoria’s Secret Credit Card account information. From there, you’ll be able to view your balance, make payments, and more. 

The Comenity Bank mobile app is a convenient way to manage your Victoria’s Secret Credit Card account on the go. So if you’re ever in a pinch and need to make a payment, simply open up the app and you’re all set.

How To Avoid Late Fees?

If you’re like most people, you probably have a few credit cards that you use on a regular basis. One of those cards is likely your Victoria’s secret credit card. While it’s great to have a card that you can use to make purchases at your favorite store, it’s important to be aware of the potential for late fees ($30-$40).

Late fees can add up quickly, and they can put a dent in your budget. To avoid paying late fees, it’s important to make your payments on time. You can do this by setting up automatic payments from your checking account or by mailing in your payment each month.

If you’re not careful, you could end up paying hundreds of dollars in late fees every year. Here are a few tips to help you avoid those pesky late fees:

  • Set up automatic payments. Many credit card issuers offer the option to set up automatic payments from your checking account. This way, you’ll never have to worry about forgetting to make a payment.
  • Pay your bill online. Most credit card issuers offer the option to pay your bill online. This is a great way to ensure that you always make your payment on time.
  • Use a service like Mint or Credit Karma. These services allow you to track all of your bills in one place. That way, you can see when each bill is due and make sure you pay it on time.
  • Set up reminders. Whether you use a service like Mint or Credit Karma or you just set up a reminder on your phone, make sure you have some kind of reminder system in place. That way, you’ll never forget to make a payment again.
  • Call your credit card issuer. If you’re ever in a situation where you might miss a payment, call your credit card issuer and explain the situation. Many issuers are willing to work with customers to help them avoid late fees.
  • It’s also a good idea to keep an eye on your credit limit. If you start to charge more than you can afford to pay off each month, you may start to accrue late fees. To avoid this, be sure to keep your balance well below your credit limit.

Following these tips should help you avoid paying late fees on your credit card account. 

Final Thoughts

If you’re a fan of Victorias Secret’s line of lingerie, cosmetics, and fragrances, then you might want to consider signing up for their credit card. With the Victorias Secret Credit Card Login, you can enjoy a number of perks and benefits that are exclusive to cardholders.

First and foremost, the Victorias Secret Credit Card Login gives you access to exclusive sales and discounts on your favorite products. You’ll also earn points for every purchase that you make, which can be redeemed for free merchandise or store credit. Plus, you’ll get special financing offers on select purchases, making it easy to keep up with your payments.