How to Pay Your P.C. Richards Credit Card: Online, Phone, or Mail

P.C. Richards is the best option whether you are looking for a new mattress or electronic appliances. But if you want to save some money, you must also consider P.C. Richards Credit Card. 

While it might feel odd that a mattress company has a credit card, P.C. Richards Credit Card is worth considering due to its exclusive benefits. With no annual fee, P.C. Richards Cardholders get advance information about upcoming sales and discount offers.

Moreover, it comes up with 0$ fraud liability and severe security measures. Now let’s explore the perks of PC Richards Credit Card login and how to apply, register, and login for it. So, let’s get started! 

Benefits of P.C. Richards Synchrony Credit Card

P.C. Richards and son Credit Card is managed and issued by Synchrony Bank, and here are the benefits:

• No annual fees.
• Zero-fraud liability with multiple security measures.
• You can manage your P.C. Credit Card account online. 
• You get advance news and details about upcoming sales and discount offers. 
• You can enjoy zero APR for a certain intro period.
• Free shipping on qualifying purchases.
• You can get special financing on qualifying purchases.

Note: After the intro period, you’ll be charged an APR of 29.99%. 

Online Account Access

You might also find it challenging to get in line to pay your card bill or withdraw cash. If yes, credit cards can be your best friend. With P.C. Richards and Son’s credit card payment online, you don’t have to visit the bank to withdraw cash each time you shop at P.C. Richards. Moreover, you can also pay your card bills from your mobile phone with a few taps. 

With P.C. Richard’s online account, you can manage your purchases, pay your card bills timely and check new sale offers. If you still haven’t applied for your PC Richard Credit Card, follow these instructions:

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Complete Application button. An application form will appear. 
3. Enter the required credentials such as your Name, Mobile Number, Email, last 4 digits of SSN, and Financial Information. 
4. Click on the Continue button. 
5. Review the terms & conditions section and tick off the checkboxes.
6. Click on Submit Application button, and that’s it! 

P.C. Richards Credit Card Login

If you want to access your P.C. Richards Credit Card and pay online, follow these steps:

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Login button in the top right corner of the website. 
3. Enter your Username and Password on the following page.
4. Click on the login button, and that’s it!

Register Online

If you still haven’t registered to your online P.C. Richards Credit Card account, follow the given steps:

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Login button in the top right corner of the website. 
3. Under the login section, click on I want to Register.
4. On the next page, enter required credentials such as your Account Number, Date of Birth, and last 4 digits of SSN. 
5. Click on the Continue button. 
6. Synchrony Bank will verify your identity via mobile number or email. 
7. After verification, you can set up your Username and Password and log in!

Forgot Password

In case you forget your password, take these simple steps to change it:

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Login button in the top right corner of the website. 
3. Under the login section, click on I forgot my Password.
4. Enter the required credentials such as your Username, Date of Birth, and last 4 digits of SSN. 
5. Click on the Continue button. 
6. Setup your New Password and log in with it!

Forgot User ID

If you forget your User ID, take these few steps to recover it:

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Login button in the top right corner of the website. 
3. Under the login section, click on I forgot my User Name. 
4. Enter the required information, such as your Account Number, Date of Birth, and last 4 digits of your SSN. 
5. Click on the Continue button. 
6. Note down your User ID once you get it!

P.C. Richards Credit Card Services

No matter what your credit situation is, P.C. Richard’s online services can help you make purchases and manage your finances. They have a variety of payment options to choose from, so you can find the one that best fits your needs. 

Plus, their online account management makes it easy to keep track of your spending and make payments. And if you’re worried about making your payments on time, they offer auto-payments so you can relax and enjoy your purchase.

P.C. Richards Credit Card Bill Pay Phone Number

Want to pay your credit card bill from home? Simply call at 1-877-800-4727. A representative will further guide you about the process of bill payment via phone number. 

P.C. Richards Credit Card Payment Address

You can also pay your card bill via a posting service. Include bill payment check, remittance slip, card invoice, and your account number. Then, mail it to P.C. Richards Credit Card Adress:

Synchrony Bank

PO Box 960061 

Orlando, FL 32896-0061

Customer Service Hours

If you have any concerns about your P.C. Richards Credit Card, you can contact them at 1-877-727-1909. A representative will pick up your call and clear away all your problems. They claim to be available 24/7.

How to Pay  P.C. Richards Credit Card?

If you’re a P.C. Richards credit cardholder, you have a few different options for making payments on your account. You can pay your bill online, by mail, or by phone. 

Online

1. Go to the official P.C. Richards Credit Card management website.
2. Click on the Login button. Enter your Username and Password on the following page. 
3. Click on the Login button. 
4. Go to the Payments section. 
5. Click on the Make Payments option.
6. Enter the billing details.
7. Click on Confirm Payment button. 

By Phone

Here is how to pay your P.C. Richards credit card by phone step-by-step.

1. First, call the customer service number on the back of your credit card.
2. When prompted, enter your 16-digit credit card number.
3. You will then be asked to verify your identity by providing your name and address.
4. Once you are verified, you will be given the option to make a payment using your checking account or debit card.
5. If you choose to make a payment using your checking account, you will need to provide your bank’s routing number and your account number.
6. You will then be asked to confirm the amount of your payment and the date that you would like it to be processed.
7. Once you have confirmed your payment information, your payment will be processed and you will receive a confirmation number.

By Mail

1. Gather your P.C. Richards credit card statement and your most recent pay stub.
2. On your payment stub, locate the customer service number for P.C. Richards credit cards. This number is usually located on the back of your stub near the bottom.
3. Call the customer service number and tell the representative that you would like to pay your P.C. Richards credit card by mail.
4. The customer service representative will give you an address to which you should send your payment.
5. Gather a check or money order made out to P.C. Richards and your P.C. Richards credit card statement.
6. Write your account number on the check or money order. This number is located on the front of your statement near the top.
7. Mail your payment and documentation to the address given to you by the customer service representative.

Be sure to allow enough time for your payment to reach them before the due date listed on your statement.

Via the Mobile App

1. Open your P.C. Richards & Sons mobile app. 
2. Go to the Payments section. Click on the Card Bill Payment option. 
3. Enter the transaction details. 
4. Click on Confirm Payment button. 

How to Avoid Late Fees?

If you fail to pay your card bill timely, you will be charged with late fees of up to $39. If you’re like most people, you probably dread the thought of paying late fees. Fortunately, there are a few things you can do to avoid them.

• Pay your bill on time. This may seem obvious, but it’s the best way to avoid late fees. Make sure you know when your bill is due and plan accordingly.
• Set up autopay.  Many companies offer autopay options that will automatically deduct the amount of your bill from your bank account each month with monthly payments. This can help to ensure that you never miss a payment.
• Use a budgeting app. There are many great budgeting apps out there that can help you keep track of your finances and make sure you always have enough money to pay your bills on time.
• Stay organized. Keep all of your bills in one place and set up reminders so you don’t forget to pay them. This will help you avoid any late fees and will keep your finances in order.
• Check the grace period. If you’re worried about forgetting to pay your bill on time, consider using a credit card with flexibility. Most credit cards have grace periods of at least 21 days, so you’ll have some time to pay your bill before incurring any late fees.
• Negotiate with the company. If you’ve been a good customer and have never missed a payment, you may be able to negotiate with the company to waive any late fees. It’s always worth a try! 
• Talk to customer service. If you’re having trouble paying your bill on time, reach out to customer service and see if they can help you. Many companies are willing to work with customers who are having financial difficulties.

 Following these tips will help you avoid late fees and keep your finances in order. 

FAQs

Is it hard to get a PC Richards credit card?

It is not hard to get a PC Richards credit card if you have good credit. You can apply for the card online or in-store, and you will likely be approved if your credit score is 630. However, if your credit score is poor, you may not be approved for the card. In this case, it is best to try another lender that may be more willing to work with you.

Where Can I Use PC Richards Credit Card?

The PC Richards Credit Card can only be used at PC Richards stores. It cannot be used anywhere else. This store-specific credit card can help you save money on your purchases at PC Richards, making it a great choice for those who shop there frequently. 

What’s the Phone Number for PC Richards?

If you’re looking for the phone number for PC Richards, you can find it easily. Just head to their website and look under the “Contact Us” section. You’ll see their customer service number listed there, which is 1-631-773-4900. Give them a call and they’ll be able to help you with whatever question or issue you have.

Alternatively, you can also find PC Richard’s phone number by doing a simple search online. Just type in “PC Richard’s phone number” into your favorite search engine and you should be able to find it easily. Once you have the number, just give them a call and they’ll be able to help you out.

Final Considerations

With no annual fees and exclusive discounts, PC Richards Credit Card is a must in your wallet before shopping at PC Richards. Moreover, cardholders get advance news about upcoming sale events. Besides all the benefits, you will be charged late fees if you fail to pay your card bill on time. So, if you want to enjoy all of its perks, remember to pay your card bills timely.