The Reflex credit card is a special product designed for those with limited to no credit card history. The Reflex credit card also helps bring back those users with bad credit so they have another opportunity to access these type of products.
The Reflex credit card is issued by Celtic Bank, operated by Continental Finance Company, and belongs to the Mastercard Inc (NYSE:MA) network.
In this article, you will learn how to make a Reflex credit card payment via the Reflex credit card login —provided you have an account online— about customer service hours, how to apply to the card, and how to have online account access, and more.
If you’re a Reflex credit cardholder, you’ll be most interested in the different payment methods and some other Reflex credit card basics.
Benefits of My Reflex Card
The Reflex credit card has several benefits for those with a bad or no credit history:
- Decent credit limit for bad credit borrowers
- The Reflex credit reports to credit bureaus to help you build credit
- Free access to your TransUnion credit score
- Mobile account access
- The Reflex credit offers an increase of automatic line of credit after 12 months
- Capability to use the card at locations where Mastercard is accepted
- Mastercard Zero Fraud Liability Protection
- Free access to the Vantage 3.0 score from Experian
Online Account Access
If you have an account online, you’ll get the best out of the card when it comes down to management and payments. However, you’ll need to log know the log-in page.
Reflex Mastercard Login
The Reflex credit card login is www.reflexcardinfo.com. There, you can either log in or apply for the card.
Reflex Celtic Bank Credit Card Services
Provided you open a checking account online, you can use your Reflex credit card at every location where Mastercard is accepted.
By belonging to Mastercard, you’re also covered by the network’s Zero Fraud Liability Protection —according to Mastercard guidelines.
Reflex Card Bill Pay Phone Number
You can make Reflex credit card payments and get assistance by dialing the phone number (1)-800-518-6142.
Reflex Credit Card Payment Address
The payments address for your Reflex credit card is:
Reflex Card
P.O. Box 6812
Carol Stream, IL 60197-6812
Customer Service Hours
To reach customer service, you must dial the above-mentioned phone number on Monday – Friday between 7 am and 10 pm (ET), and Saturdays between 9 am – 4 pm (ET).
How to Make a Reflex Credit Card Payment
Fortunately, there are several ways you can make a Reflex credit card payment. Take a look at the option below.
Online
You can make payments online via online account access and the Reflex credit card login —provided by Celtic Bank.
Just go to the Reflex credit card login and click on “login.” A pop-up will appear where you must enter your credentials —username and password— and click on “Login To My Account.” In the same window, you can also activate your card when you receive it.
By Phone
To pay your Reflex credit card by phone —regardless of whether you have an account online— just dial (1)-800-518-6142. You must have your card within reach so you can enter the information. To proceed with payment, just follow the prompts.
By Mail
If you want to pay your Reflex credit card by mail, send a money order to the following address:
Reflex Card
P.O. Box 6812
Carol Stream, IL 60197-6812
Via the Mobile App
Similar to the Reflex credit card login procedure, you can pay your Reflex credit card via the mobile app, provided by Continental Finance.
Just download the app on AppStore or Google Play, enter your login credentials, and go to the corresponding section in the dashboard.
FAQs
How to Apply for a Reflex Credit Card?
To apply for a Reflex credit card, got to www.reflexcardinfo.com, which is the same Reflex credit card login. Below the login option there is the “Apply Now” option.
Just click on this button and proceed with your application —low to no credit score won’t prevent you from getting the card.
You can get approval as soon as you apply online since Celtic Bank will immediately verify your identity and your payment ability. You will also be notified within minutes.
Also, you can check if you’re pre-qualified for the Reflex credit card, and you won’t have any impact to your credit score —as all credit types are welcome to apply.
What Bank Is Reflex Credit Card?
The Reflex credit card is issued by Celtic Bank based in Salt Lake City. Besides the Reflex credit card, it issues the Surge Mastercard, the popular Indigo, and the Platinum Mastercard.
How Do I Pay My Reflex Credit Card?
You can pay your Reflex credit card online, by phone, by mail, and via Continental Finance’s mobile app.
For online payments, go to the Reflex credit card login and enter your credentials —username and password— in the pop-up window.
To pay by phone, just dial (1)-800-518-6142 and follow the prompts. If you pay per post, send a money order to the addressed provided above.
To pay via mobile app, download the Continental Finance application on AppStore or Google Play, enter your login credentials, and got to the corresponding section in the dashboard.
What Is the Highest Credit Limit for Reflex Credit Card?
You can spend pp to $1,000 during the first 6 months, time after which the limit will double up to $2,000 if you make minimum payments on time.
Final Thoughts
The Reflex credit card will offer you the chance to rebuild —or build— your credit history depending on your situation. Through the Reflex credit card login you can manage your account, make payments, and control everything regarding your account.
Issued by Celtic Bank and online account access provided by Continental Finance, the Reflex Mastercard will help you improve your credit score should you pay on time.
