Costco Membership Card: Can My Husband/Wife Use My Costco Card Without Me?

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As a Costco member, you know the best way to save money is to use your Costco card whenever possible. But what if you’re out of town and need to buy something at Costco? Can you use someone else’s card, or do you have to go without it?

No, you cannot use someone else’s Costco card. Each card is linked to a specific individual and can only be used by that person. If you try to use someone else’s card, you will be denied access to the store. However, there are a few ways to access a Costco membership.

This post will tell you everything you need to know about using someone else’s Costco card. Keep reading to learn more!

What is Costco?

Costco is a wholesale retailer that offers low prices on various items, including groceries, electronics, home goods, and more. Costco also provides services such as travel, finance, and automotive.

According to Forbes, Costco is the third largest retailer in the world after Walmart and Amazon in the United States. In 2016, Costco was the world’s largest retailer of organic foods, rotisserie chicken, and wine.

Costco’s business model is based on offering its members a reasonable discount on various items. Members can purchase items online or in-store. Costco has been successful in part due to its focus on customer service.

What is a Costco Card?

A Costco card is a membership card that allows you to shop at any Costco store. By using this card, you will receive exclusive discounts and deals on various items. You will also be able to take advantage of unique financing options and earn cash back rewards.

If you’ve ever shopped at Costco, you know it can be a great place to save money on bulk items. But what exactly is Costco membership?

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In short, a Costco membership is an annual subscription that gives shoppers access to exclusive deals and discounts on a wide range of merchandise, from groceries to electronics. Costco members also enjoy free shipping on some items, early access to special sales, and more.

What Are The Benefits Of A Costco Membership?

As a Costco member, you’ll enjoy a variety of exclusive benefits, including:

  • Access to special deals and discounts on bundles of merchandise
  • Free shipping for the order above or equal to 75 dollar
  • Early access to special sales events
  • Exclusive coupons and savings offers
  • A free subscription to the Costco Connection Magazine

How to Get Costco Household Card?

If you’re a member of Costco, you may be wondering how to get a Household Card. This card allows additional household members to shop at Costco without membership. There are two ways to get a Costco Household Card: either by requesting online or by contacting customer service:

Through Website

To request online, go to Costco’s website and navigate to the “Household Card” section. From there, you will be prompted to enter your membership information and the names and birthdates of the members of your household who will be using the card. Once you have submitted the form, you should receive your Household Card within 7-10 business days.

By Customer Service

If you would prefer to contact customer service, you can do so by calling 1-800-955-2292. When you call, be sure to have your membership information handy so that the representative can quickly look up your account. They will then ask for the names and birthdates of all members of your household who will be using the card.

Once they have all the necessary information, they can generate your Household Card and mail it to you.

Who Can Use my Costco Card?

Your Costco membership card is non-transferable and is valid only for the purchaser or authorized user. You may be required to present your card to the Costco member services representative to verify that you are eligible to use the card.

You may designate one more authorized user on your account if you are a primary user. Authorized users must be 18 years or older and have a valid photo ID. To add or remove an authorized user, visit any Costco membership counter. If you are no longer a Costco member, you will no longer be able to use your Costco membership card.

How to Add Someone to Your Costco Membership?

Do you want to add someone to your Costco membership? Here’s how:

  1. Log in to your Costco account.
  2. Click on “My Account.
  3. Click on “Manage Membership.”
  4. Scroll down to the “Add a Cardholder” section.
  5. Enter the person’s information.
  6. Click on “Add Cardholder.

That’s it! The person you added will now be able to shop with you at Costco.

adding members to costco membership

How Many Can Family Members Be on a Costco Card?

You can have up to two people on your Costco card. This means you and another person can use the card to purchase items from Costco. Additionally, cardholders must be over 18 and have a valid photo ID. Costco cards are non-transferable, so each family member will need their card. You can sign up for a Costco membership online or in person.

Can You Use Someone Else’s, Costco Card?

Costco memberships are personal. However, there are some ways that you can use someone else’s Costco card. Here’s have a look at which can use your Costco card!


If you are under 18, you can use your parents’ Costco membership card as long as they are present with you. If you are over the age of 18, you can use your parents’ Costco membership card if you have their permission.


You can also use your spouse’s Costco card, but there are a few things to remember. First, you’ll need to have your spouse present when you go to the store. Moreover, you may be asked to show proof of your relationships, such as a marriage certificate or joint tax return.

If you’re using your spouse’s Costco card to get a membership for yourself, you’ll need to sign up for a separate membership. This is because each person can only have one Costco membership in their name.

Business Purpose

Additionally, some businesses may have a corporate membership with Costco that allows employees to use the card for business purposes. If you have questions about whether or not you can use someone else’s Costco card, it is best to ask the cardholder or a Costco representative.

How To Shop At Costco Without A Card?

There is always a way you can shop at Costco without a card. Read more to find a few of these!

Use a Costco Gift Card

You can still shop at the store using a Costco gift card if you don’t have a Costco membership. You can purchase gift cards from Costco or third-party retailers and use them to buy items in-store or online.

Simply present your gift card to the cashier at checkout when shopping in-store. You can also use your gift card to shop online at by entering the gift card number and PIN during the checkout process.

Keep in mind that some items may not be available for purchase with a gift card, such as alcohol, cigarettes, and gasoline. And while you can use a Costco gift card to buy food items from the food court, you cannot use it to purchase hot food items to go.

Buy a Drug Prescription

You don’t need to be a Costco member to purchase Costco Pharmacy prescriptions online. You can get discounts on your prescriptions by using the Drug Prescription. The process is straightforward. All you have to do is present the drug prescription at the time of purchase.

This will entitle you to get a discount on your total bill. So, next time you visit Costco, don’t forget to use the Drug Prescription and save on your prescriptions.

Shop Together with a Member

You can also shop at the store with a member if you’re not a Costco member. You’ll just need to get a few things in order first. First, you’ll need to find a Costco member willing to let you shop with them. Once you’ve found a member, they’ll need to add you to their account as an authorized user.

Authorized users can shop at Costco without a card, but they must provide the member’s card number when making purchases. Once you’re an authorized user, you can start shopping at Costco with the member. Remember that you’ll need to pay the member back for any purchases.

You can also ask the member to put your purchases on their Costco Cash Card, which can be used as a debit card. Shopping at Costco with a member is a great way to save money on groceries and other items. Just be sure to follow the rules and pay the member back for your purchases.

Shop Online

If you want to shop online at Costco without a membership, there are a few ways. You can sign up for a free trial membership, allowing you to shop online and access all of Costco’s features for a limited time. You can also buy a Costco Cash Card, enabling you to shop online without a membership. Finally, you can use a coupon code to shop without a membership.

With a free trial membership, you’ll be able to shop online and access all of Costco’s features for a limited time. Once you’ve signed up for a free trial membership, you’ll be able to shop online and access all of Costco’s features for a limited time.

If you want to shop online at Costco without a membership, you can also use a Costco coupon code. A Costco coupon code is a code that you can use to shop online at Costco. You can find a Costco coupon code by visiting Costco’s website and clicking on the “Coupons” link. Once you’ve found a Costco coupon code, you’ll be able to shop online without a membership.

Use a Delivery Service

Delivery is free for all Costco Cash Card holders, no matter how much you spend. So if you’re not a member but still want to take advantage of Costco’s delivery service, sign up for a Costco Cash Card today.

If you’re not a Costco member, you can still use their delivery service by signing up for a Costco Cash Card. This card allows non-members to shop at Costco and use their services, including delivery.

To get a Costco Cash Card, visit the customer service desk at any Costco location. You’ll need to provide your name, address, and date of birth. The card costs $60 and is valid for one year.

Once you have your Costco Cash Card, you can use it to shop online at or through the Costco app. When checking out, simply enter your card number and expiration date. Your order will be delivered to your home or business within 2-5 business days.

Costco Business Card

There’s also a way to use your Costco Business Card at the store without having your physical card. It turns out that there is a way to do this! To do this, you’ll need the account number for your Costco Business Card. You can find this number on your statement or online account.

Next, you’ll need to create an online account with Costco. Once logged in, go to the “My Profile” page and select “Credit Cards.” You should see an option to add a new credit card. Enter your Costco Business Card account number in the “Card Number” field and click “Add Credit Card.”

Now that your Costco Business Card is linked to your online account, you can use it just like any other credit card when shopping at Costco. Enter your account number at checkout, and you’ll be all set!

So there you have it – now you know how to use Costco Business Card at Costco without a Card. Enjoy your shopping!

Costco Membership Rules

Here are some ground rules of membership at Costco:

  1. You must be a Costco member to purchase items from the warehouse.
  2. Membership fees are non-refundable.
  3. All sales are final. No returns or exchanges except as stated in the return policy.
  4. Cash, checks, ATM cards, and all major credit cards are accepted as forms of payment.
  5. The primary member must be present to sign for all transactions made on their membership account, including those made by additional members on the account.
  6. Membership cards are non-transferable and should be treated like cash.
  7. You may cancel memberships anytime by visiting or contacting Customer Service.


How Long Does it take to Get Costco Membership?

A Costco membership can take a few days to a couple of weeks to process. Once you have submitted your application, it will be reviewed by the Costco membership team. If everything looks good, you should receive your membership card in the mail within a few days. If there are any issues with your application, it may take longer to process.

Can I Use My Dad’s Costco Card without Him?

You cannot use your dad’s Costco membership card without him being present. The individual named on the card must be the one using it, as the card is non-transferable. This rule also applies to family members, so you cannot use your dad’s Costco card if he is not with you. However, there are some exceptions to this rule.

For example, if your dad has passed away, you may be able to use his Costco membership card if you have proof of death and a letter from the executor of his estate authorizing you to do so. Additionally, suppose your dad cannot physically accompany you to Costco. In that case, he may be able to provide you with written authorization that would allow you to use his membership card without him present.

Does Costco Have a Senior Membership?

As of right now, Costco does not offer a senior membership discount. However, this could change in the future, so it’s always worth checking back to see if any new discounts have been added.

In the meantime, seniors can take advantage of Costco’s executive and business membership. Executive members receive 2% cash back on most Costco purchases, while business members receive !% cash back on all purchases.

Is the $120 Costco Membership Worth it?

This depends on how often you visit Costco and what you purchase there. If you spend more than $500 a month, or $6,000 a year, on eligible purchases, then the answer is yes – the Executive Membership will save you money. If you spend less than that, you might want to consider a different membership option or simply continue shopping at Costco without a membership.


So, can you use someone else’s Costco card? Not a complete no but require some conditions. You just need to be aware of a few things first. Make sure you know the rules and regulations of Costco membership before trying to use someone else’s card, as they are often enforced.

And finally, always be respectful of the member who owns the card—after all, it is their account! Using someone else’s Costco membership should be a breeze if you follow these guidelines. Have you tried using a friend or family member’s card before? How did it go? Let us know in the comments below!

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