7 Best Funded Trading Programs for March 2025

Funded trading programs provide additional capital, often without qualification requirements. Traders pay a nonrefundable fee, which determines the size of the funded account.

Each account has a daily and maximum loss limit, which means the funds are revoked if the limit is exceeded. Therefore, traders should only proceed when they possess the required skill set.

Read on to explore the best providers in this space. We rank the top funding programs for capital amounts, fees, loss limits, supported markets, and reputation.

Top Funded Trading Accounts Reviewed

The following reviews take a much closer look at the best trading funded accounts for 2025. We explain everything traders need to know to make an informed decision.

This includes the amount of funding available, the required upfront fees, and the daily/maximum loss limits. Read on to choose the right funded program for you.

1. OFP Funding – The Overall Best Funded Program for Online Traders

We rate OFP Funding as the overall best option. OFP Funding offers customizable funding programs, ensuring there’s a plan for all budgets and skill sets. The funding amounts range from $5,000 to $200,000. You can choose the maximum daily drawdown, from 3%, 4%, or 5%. Traders can also choose their profit-sharing percentage.

Options include 26%, 40%, 60%, and 80%. Now, the chosen parameters determine the required upfront fee. For example, suppose you want a $50,000 account size with a 3% daily drawdown and a 40% profit split. OFP Funding charges $164.50 for these requirements. The cheapest option is a $5,000 account with a 3% drawdown and 26% profit split.

This costs just $18.25, making it a great choice for entry-level traders. All accounts offer leverage of up to 1:100. Three account currencies are supported; USD, EUR, and GBP. Traders can also choose their payout frequency from monthly, biweekly, and on-demand. This metric also impacts the upfront fee. For more information, check out our detailed OFP Funding review.

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2. Trade The Pool – A Great Option for Stock Traders Seeking Instant Funding

Trade The Pool is one of the best funded trading programs for stock traders. It provides access to over 12,000 stocks and ETFs from the US markets. This includes penny stocks, which are ideal for high-risk high-return traders. What’s more, traders can go long or short, and multiple strategies are supported, including day and swing trading.

Crucially, the pattern day trading (PDT) rule doesn’t apply, meaning Trade The Pool is suitable for all budgets. Now, fees and available funding amounts depend on the strategy and plan. For example, day traders can access $20,000 or $80,000, which cost $97 and $300 respectively. Swing traders can choose from $3,000, $12,000, or $24,000. These options cost $110, $330, and $475.

Do note that the maximum loss limit is three times the daily pause allowance. The exact figures vary depending on the plan. For example, suppose you opt for the swing trading plan with $12,000 capital. You can lose no more than $700 in a day, meaning the overall loss limit is $2,100. Nonetheless, additional capital is provided when meeting trading targets.

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3. The 5%ers – Instant Funding for Forex, Metals, Indices, and Crypto

Next on this list is The 5%ers, which is a great option for trading multiple asset classes within the same account. The 5%ers supports major, minor, and exotic forex pairs – not to mention indices and metals like gold and silver. It also enables users to trade the best cryptocurrencies, such as Bitcoin and Ethereum. Unlike many funded accounts, The 5%ers allows news-based trading and even open positions over the weekend.

It also supports MetaTrader 5 (MT5), which is one of the best day trading platforms around. All accounts permit leverage of up to 1:30, which is lower than other providers. Nonetheless, The 5%ers provides instant funding without prequalification requirements. Three account sizes are available; $10,000, $20,000, and $40,000. However, you initially receive 50% of the chosen amount.

The account size doubles once you make a 10% profit. All accounts have a stop-loss level of 6% and a 3% daily pause. Traders initially receive a 50% profit share, but this increases in line with the account size. For instance, those receiving a $20,000 account will get an 80% share once the portfolio is worth $640,000. The maximum profit split is 100%, but this requires $4 million from an initial balance of $20,000.

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4. Funded Trading Plus – Get a No Evaluation Account of up to $100,000  

In addition to qualification challenges, Funded Trading Plus also offers “no evaluation” prop accounts. This means traders get instant funding without needing to meet any prerequisites. Traders pay an upfront fee, which determines how much capital they receive. The biggest account is $100,000 and this costs $4,500.

Therefore, traders are boosting their purchases by over 22 times. The most cost-effective account – which costs $225 – provides $5,000 in capital. Other options include $10,000, $25,000, and $50,000. All accounts initially offer an 80% profit share. This increases to 90% once a 20% profit is made.

After making 30% gains, traders kept 100% of the generated profits. No minimum trading days apply, but the maximum daily loss is 6%. Leverage of up to 1:30 is available, and expert advisors (EAs) are allowed. However, trades can’t be held over the weekend – and the minimum payout is $50.

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5. FTUK – Immediately Receive $10,000 in Trading Funds for Just $199   

FTUK is another prop firm offering fast funding. Four account sizes are available; $10,000, $25,000, $50,000, and $100,000. The required fees are $199, $374, $749, and $1,499 respectively. This makes FTUK one of the most competitively priced options in the market. All accounts provide instant capital, and come without a daily drawdown limit.

However, a maximum drawdown of 6% applies, based on the funding received. The scaling profit target is 10%. Hitting it increases the capital available. Traders can keep positions open over weekends and access leverage of up to 1:50. The maximum profit share is 80%, but lower splits are offered when getting started.

In terms of markets, FTUK supports dozens of forex pairs. This includes majors, minors, and exotics. It also supports commodities, covering metals, agricultural products, and energies. You can also trade Bitcoin and some of the best altcoins, including Litecoin, EOS, Dogecoin, and Ethereum. Indices are available too, including the NASDAQ 100, S&P 500, and FTSE 100.

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6. FundYourFX – Build Your Account up to $2.5 Million With a 95% Profit Share   

FundYourFX offers trading funded accounts for multiple asset classes. This includes forex, indices, crypto, and commodities. It has partnered with a low-cost brokerage, with spreads starting from 0.0 pips. Commissions of just $6 per lot are charged. FundYourFX offers instant funding, with five plans available.

The most cost-effective option offers $5,000 for just $149. The largest option offers $100,000 for $1,332. That said, successful traders receive additional funding, with up to $2.5 million available. The daily drawdown limit is 4% on all plans, which is on the low side. The maximum drawdown is 7% of the capital received.

All plans come without minimum trading days, and leverage of up to 1:100 is permitted. Best of all, traders receive a full refund when meeting their trading targets. This means top-performing traders get a free funded trading account. Another benefit is that traders keep up to 95% of the generated profits. However, the initial split is 80%. At least 10 successful payouts are needed to get the maximum.

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7. City Traders Imperium – One of the Best Funded Trading Accounts for Beginners   

City Traders Imperium offers one of the best funded trading programs for beginners. Its entry-level plan – costing just $69 – offers $2,500 in trading capital. There are no trailing drawdowns or daily limits. Instead, traders must ensure they avoid losing 6% of the capital received. What’s more, the profit target is just 10%. Once reached, the account size is doubled.

Traders can apply leverage of up to 1:30, and no time limits apply. Do note that bigger account balances are available, ranging from $5,000 to $80,000. All accounts allow positions to be held overnight and across weekends. News trading is permitted, alongside other popular strategies.

Multiple markets are supported, including commodities, forex, crypto, and indices. City Traders Imperium offers a profit share of between 70% and 100%. Moreover, successful traders can be eligible for a salary. This is paid in addition to the profit share. Traders also have access to an academy. Modules cover everything from technical analysis and trading psychology to backtesting and risk management.

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Comparing the Top Funded Trading Programs

The table below compares the top funded trader programs for 2025:

Funded Account Provider	Fees	Max. Daily Loss	Min. Funding	Max. Funding*	Profit Share
OFP Funding	From $18.25	3% – 5%	$5,000	$200,000	Up to 80%
Trade The Pool	From $97	3 times the daily pause allowance	$3,000	$160,000	Up to 70%
The 5%ers	From $260	3% (daily pause)	$10,000	$40,000	Up to 100%
Funded Trading Plus	From $225	6%	$5,000	$100,000	Up to 100%
FTUK	From $199	None (6% maximum drawdown)	$10,000	$100,000	Up to 80%
FundYourFX	From $149	4%	$5,000	$100,000	Up to 95%
City Traders Imperium	From $69	None (6% maximum drawdown)	$2,500	$80,000	Up to 100%

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How Do Funded Trading Programs Work?

There’s a lot to learn about funded trading programs. This includes the initial requirements (e.g. fees and/or challenges), maximum capital available, loss limits, and profit sharing.

We’ll now explain these terms in more detail, ensuring you have a firm grasp of the fundamentals.

Initial Qualification Requirements

First, it’s important to understand the initial qualification requirements. This is what’s required to receive the trading capital.

In general, this can be split into two categories:

Challenge-Based

Some funded programs are based on trading challenges. This means you need to meet profit targets before receiving any funds.

Moreover, the profit must be met without breaching the loss limits (more on this shortly).

For instance, you might need to:

• Make a 10% profit.
• Trade for at least three days.
• Avoid losing more than 5% of the total balance.
• Avoid losing more than 3% in a single day.

Failing to meet these terms will mean the challenge is failed, so you lose the initial fee paid.

Instant Funding

The alternative option is instant funding programs, which we’ve focused on for this guide. Put simply, this means you receive trading capital without needing to complete challenges.

This is ideal for traders who want to start making profits from day one. However, these plans still come with terms, including the loss limits and profit targets.

Account Size and Fees

Funded trading programs typically offer a range of account sizes. Each comes with a fee. This means the more capital required the higher the fee.

For example, OFP Funding offers an account size of $5,000, with fees starting from just $18.25. Conversely, fees start from $338 on account sizes of $200,000.

In most cases, the upfront fee is nonrefundable. As such, this should be built into the overall profit and loss. Additionally, account sizes are often increased when profit targets are met.

• For instance, suppose you receive $10,000.
• The profit target is 10%.
• Once you make $1,000, the account size could be increased to $20,000.

Loss Limits

Your loss limit, also known as the “drawdown,” is one of the most important metrics to understand. This is the most you can lose before the account is terminated – meaning you lose access to the funded capital.

Many providers have two loss limit figures:

• Daily Loss: The maximum loss, in percentage terms, in a single day.
• Maximum Loss: The maximum loss, in percentage terms, overall.

It’s crucial to check whether the loss limits are “fixed” or “dynamic,” which we explain in the next section.

Fixed Losses

We found that most funded accounts have a fixed-loss policy. This means the maximum losses are based on the original capital provided.

For example:

• Let’s say the daily and maximum loss limits are 5% and 10%, respectively.
• You receive $50,000 from the prop firm.
• You can’t lose more than $2,500 in one day.
• You can’t lose more than $5,000 in total.
• This is the case regardless of how big the account gets.

For instance, suppose you increase the $50,000 balance to $80,000. The daily loss limit remains at $2,500. This reduces the loss percentage from 5% to 3.125%.

Additionally, the maximum loss is still $5,000, so that’s been reduced from 10% to 6.25%. Crucially, the more you make, the lower the loss percentages. This makes it increasingly more difficult to build a large portfolio.

Dynamic Losses

The better option is to choose a prop firm with a dynamic-loss policy. This means the loss limit percentages remain constant, so you aren’t hindered when the account size gets bigger.

For example:

• You receive $100,000 in funding.
• The daily and maximum loss limits are 3% and 5%, respectively.
• This amounts to $3,000 (3%) and $5,000 (5%).
• You build the account to $300,000.
• The loss limits are now $9,000 (3%) and $15,000 (5%).

Profit Sharing

So far, we’ve explained how the qualification process works, alongside account sizes, fees, and drawdown limits. The next topic to discuss is the profit-sharing agreement.

Put simply, this is the percentage of profits that you keep. The balance is retained by the prop firm.

For example:

• The industry average is an 80/20 profit split.
• Suppose you generate a $2,000 profit in the first month.
• You’d keep $1,600.
• The prop firm keeps $400.

Additionally, we found that the profit share often increases when trading targets are met. For instance, you might initially be on a 50/50 share. But, after meeting a 10% profit, this could increase to 70/30.

Some prop firms offer a maximum profit share of 100%. However, you often need to have made a significant amount of money for the provider.

Payouts

Payouts are often made weekly, monthly, or on-demand, depending on the prop firm. This is based on the gains generated and the profit share in place.

Some providers allow you to take the full profit amount, so you’d be left with the original account balance. Others cap withdrawals.

• For instance, suppose you started with $10,000 and made $5,000 in the first month.
• You’re on an 80% profit share, so you’re left with gains of $4,000.
• However, the provider caps payouts to 50%, so you can only cash out $2,000.
• This would leave $2,000, plus the $10,000 balance, totaling $12,000 for the next month.

Payout methods also vary depending on the provider. Common methods include bank transfers, PayPal, and cryptocurrencies. Minimum withdrawals can also apply, so ensure you check everything before proceeding.

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Benefits of Funded Trading Accounts

These are the main benefits of opening a funded trading account:

Risk Is Limited to the Initial Fee

Risk is reduced substantially when using a funded account. This is because the only financial risk for the trader is the initial upfront fee. Thereon, any losses are borne by the prop firm.

Take Trade The Pool as a prime example:

• This prop firm provides $80,000 in buying power for an initial fee of $300.
• This means the buying power is increased by approximately 266 times when compared to the original payment.
• Suppose you make 10% in the first month on a 60/40 split. This results in an $8,000 profit, so you keep $4,800.
• You withdraw your profits from month one.
• In the second month, you breach the loss limit, meaning the funding account is revoked.
• You lose the original $300 payment but made $4,800 in the previous month.

Put otherwise, even if you didn’t make any profit at all, the most you could lose is $300 in this example.

Trade With a Much Larger Bankroll 

In addition to reduced risk, funded programs allow you to trade with a much larger bankroll. As mentioned, this depends on the initial upfront fee you’re prepared to pay (and lose).

For example:

• While the profit share is just 26%, you can access $200,000 for just $338 when using OFP Funding.
• This amounts to approximately 591 times the original payment.
• So, let’s say you get off to a flying start, making 15% in the first month.
• That’s a $30,000 profit on a $200,000 bankroll.
• You get a 26% split, meaning a $7,800 payout.

Now consider the required returns to make $7,800 from the original $338 payment. You’d need to generate gains of over 2,200%. Instead, using the funded account, you only needed to make 15% for the same outcome.

And, as we mentioned before, the account balance is typically increased in line with performance. Some prop firms offer funding of several million dollars, so the top traders can trade with substantial amounts.

Receive Training and Support

Funded account programs typically offer training materials, such as guides and videos on how to become a better trader. This covers every aspect of trading, such as risk management and technical analysis.

Some programs go one step further by providing one-on-one coaching, webinars, seminars, and live streams. Ultimately, prop firms want their traders to maximize gains.

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Pros & Cons of Funded Trading

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How to Pick a Funded Trading Program

Choosing the right funded trading program is crucial.

These are the most important factors to consider:

• Reputation: First, ensure the prop firm behind the program is credible. Check review sites like TrustPilot and Google. Reddit is also worth exploring.
• Fee-to-Capital Ratio: Consider choosing a program with the highest fee-to-capital ratio. For example, if you need to pay $1,000 to get a $100,000 account, you’re increasing your exposure by 100x.
• Qualification Requirements: Some prop firms have trading challenges, which must be completed before receiving capital. Others offer instant funding, albeit at a higher fee.
• Loss Limits: Ensure you understand the daily and maximum loss limits. It’s equally important to check whether it’s a fixed or dynamic structure. The latter is the most favorable option.
• Profit Share: You’ll want to keep the vast bulk of profits generated. Opt for a program with the highest profit share, preferably at least 80%.
• Supported Markets: Funded trading accounts often permit certain assets and markets. This could be anything from indices and stocks to forex, commodities, and ETFs. Ensure your preferred instruments are available.
• Trading Platforms: Another important metric is the available trading platform. This will be determined by the program, as it needs to track your performance in real-time. Popular options include MT5 and cTrader.
• Support: The best programs offer 24/7 customer service, plus ongoing support for training and guidance. Check which support channels are available, such as telephone or live chat.
• Payouts: Don’t forget to check how often payouts are made, such as weekly or monthly. The more frequent the better, as you’ll increasingly lock in the generated profits. You should also assess withdrawal minimums and supported payment methods.

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How to Sign Up to a Funded Trader Program

Ready to get started with a funded trading account? This section explains the process with OFP Funding.

It’s a good choice for beginners and experienced pros alike, with funding amounts ranging from $5,000 to $200,000.

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How Much Money Can You Make With Funded Trading Accounts?

We’ve established that the financial risk is limited to the initial upfront payment. This payment will also determine how much money you can make. After all, the higher the fee, the more you receive in funding.

For example, you might receive a $50,000 account when paying $300. And $100,000 when paying $600. In addition, the potential returns depend on the profit-sharing percentage. This averages 80%, but can be higher or lower depending on the provider and chosen plan.

Most important is your trading performance; you need to make returns to generate a profit. Failing to meet the specified terms (such as breaching the loss limit) will result in account termination. This means you lose access to the funding program.

Ultimately, it’s initially best to focus on risk management rather than how much you can make. This will ensure your funded account remains active for as long as possible.

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Conclusion

We’ve covered everything there is to know about funded accounts, including core factors like drawdown limits and profit sharing. Those ready to get started might consider OFP Funding.

It offers instant funding accounts between $5,000 and $200,000, meaning trading challenges aren’t required. Prices are reasonable, and trading terms are transparent. Just ensure you consider the risks before proceeding.

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FAQs