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How To Pay Your Dillard’s Credit Card: Online, Phone or By Mail

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Are you an avid Dillard’s shopper? If yes, Dillard’s Credit Card is for you. With no annual fees and zero interest on financing options of 12 to 24 months within the introductory period, Dillard’s Credit Card can be an excellent addition to your wallet. 

The exciting feature of Dillard’s Credit Card is that it helps people build their credit score, which is essential in today’s finance world. In this blog, you’ll explore Dillard’s Credit Card login benefits and how to apply, register, and log in for them. So, let’s get started:

Benefits of Dillard’s Wells Fargo Credit Card

Here are some benefits of using Dillard’s Credit Card at Dillard’s stores and their online websites:

  • You earn points for each purchase you make with your Dillard’s Credit Card.
  • For every 1500 points, you can get exceptional rewards such as a 10% discount shopping pass or a $10 reward certificate.
  • You can enjoy exclusive Dillard’s offers and events.
  • You can get unique financing options for up to 24 months on qualifying purchases. 
  • You can access exceptional amenities from Dillard’s, such as travel. 
  • No annual fees or hidden charges

Note: Dillard’s Credit Card is managed and issued by Wells Fargo Bank, N.A. 

Online Account Access

If you’re a current Dillard’s credit cardholder, you can access your account online 24/7. Simply log in with your user ID and password to view your account balance, make payments, review transactions, and more. You can also take advantage of exclusive online features like paperless statements and account alerts.

With no annual fees and numerous other features, Dillard’s Credit Card is worth getting. Not yet a Dillard’s credit cardholder? Apply online today and enjoy all the benefits of being a cardholder, including special financing offers, rewards points, and more.

Follow these steps to apply:

  1. Go to this link
  2. Click on the Continue button. 
  3. On the following page, enter the required credentials such as your name, SSN, monthly income, contact info, address, and ID card number
  4. Using the camera option, capture a picture of your state or federal-approved ID
  5. Click on the Submit button. 
  6. After verifying your identity, you’ll receive your credit card kit at your mailing address. 

Dillard’s Credit Card Login

  1. Go to https://dillards.myonlineresourcecenter.com/
  2. Enter the required information, such as your User ID and Password.
  3. Click on the Sign On button, and that’s it!

Register Online

  1. Go to https://dillards.myonlineresourcecenter.com/.
  2. Click on the Enroll Now button. 
  3. On the following page, enter the required information such as your credit card number, date of birth, email address, and last 4 digits of SSN. 
  4. Click on the Continue button. 
  5. Review the terms & conditions section and click Continue. 
  6. Set up your User ID and Password and log in with it!

Forgot Password

If you forget your password, follow these steps to change it:

  1. Go to https://dillards.myonlineresourcecenter.com/
  2. Click on Forgot Password. 
  3. On the following page, enter the required information, such as your User ID and contact info.
  4. After your identity is verified, you can change your password.

Forgot User ID

If you have forgotten your credit card user ID, don’t worry. There are a few simple steps you can take to retrieve it.

  • First, look for your user ID in the welcome email you received when you opened your account. If you can’t find it there, don’t fret. You can also find your user ID on your monthly statement.
  • If you still can’t find your user ID, simply call Dillard’s credit card customer service at 800-232-8489, and a representative will be more than happy to help you out.

Now that you know how to retrieve your user ID, be sure to keep it in a safe place, so you don’t have to go through this process again.

Dillard’s Credit Card Services

Dillard’s Card services provide account holders with easy and convenient access to their credit card information. Account holders can view their account balance, make payments, and view their transaction history online. It allows customers to receive and view their monthly statements electronically instead of through the mail. 

Customers can also set up automatic payments, so their Credit Card bill is paid each month automatically. Dillard’s Credit Card Services makes it easy for customers to manage their credit card accounts.

Dillard’s Credit Card Bill Pay Phone Number

Now, you can also pay your credit card bill via phone number. Simply contact Dillard’s Credit Card Service at 800-232-8489. A representative or automated system will pick up your call and direct you to the procedure. Follow their instructions to pay your Dillard’s credit card bill. 

Dillard’s Credit Card Payment Address

You can also pay your Dillard’s Credit Card bill via a posting/mailing service. Write a check with Wells Fargo Bank’s name. Include your remittance slip, invoice, credit card, and account number. Mail it to Dillard’s Credit Card Address:

Wells Fargo Bank, N.A.

 PO Box 512189

 Los Angeles, CA 90030-0189

Customer Service Hours

If you have any concerns or queries about Dillard’s Credit Card, contact them at 1-800-643-8278. The official customer service working hours are:

Monday through Saturday, from 7:00 am to midnight Central Time, and Sunday, from 10:00 am to 8:00 pm Central Time.

How to Pay Dillard’s Credit Card?

Paying your Dillard’s credit card bill is easy and can be done a few different ways. You can choose to pay online, by phone, or by mail.


  1. Login to your account at https://dillards.myonlineresourcecenter.com/ by entering the required credentials, such as your User ID and Password. 
  2. Click on the Payments section.
  3. Click on the Make and Manage Payments option. 
  4. Enter the payment details.
  5. Click on the Confirm Payment button, and you’re done!

dillards credit card approval

By Phone

If you need to pay your Dillard’s credit card bill but don’t have time to go to the bank or post office, you can do it by phone. Here’s how:

  1. Call Dillard’s customer service at 800-232-8489.
  2. When prompted, enter your 16-digit credit card number.
  3. Enter the amount you want to pay.
  4. Follow the instructions to complete the payment.

Paying your Dillard’s credit card bill by phone is a quick and easy way to keep up with your payments. Just make sure you have your credit card number handy and follow the prompts.

By Mail

  1. Gather your payment information. You will need to provide your Dillard’s credit card number, the amount you wish to pay, and your personal information.
  2. Write a check or money order for the full amount you wish to pay, made payable to “Dillard’s.”
  3. Include your Dillard’s credit card number on the check or money order.
  4. Mail your payment to:

Dillard’s Credit Services

P.O. Box 530942

Atlanta, GA 30353-0942

  1. Allow up to two weeks for your payment to be processed. You will receive a confirmation letter once your payment has been received and processed.

Via the Mobile App

  1. Open your Dillard’s official mobile app.
  2. Go to the Manage Credit Card option. 
  3. Pay bills by clicking on Pay Card Bill option. 
  4. Enter the required credentials.
  5. Click on the Confirm button, and you’re done!

How to Avoid Late Fees?

If you’re like most people, you probably have a Dillard’s card account. And if you’re like most people, you probably have a few questions about how to avoid late fees.

Here are a few tips:

  1. Know when your payment is due. Most credit cards have a grace period of 21 days. That means you have 21 days from the end of your billing cycle to pay your bill before late fees start accruing.
  2. Pay your bill on time. This may seem like a no-brainer, but it’s worth repeating: the best way to avoid late fees is to pay your bill on time.
  3. Set up automatic payments. Many Dillard’s credit cards offer the option to set up automatic payments. This means that your bill will be paid each month automatically, so you don’t have to worry about forgetting or being late.
  4. Use online banking. Online banking can help you keep track of your finances and make sure that all of your bills are paid on time.
  5. Keep a float. If you know you’re going to be tight on cash for one month, consider keeping a “float” in your checking account. This way, if you need to make a last-minute payment, the funds will be available.
  6. Call customer service. If you’re ever unsure about something on your Dillard’s credit card statement, don’t hesitate to call customer service and ask questions. They can help clarify any confusion and may even be able to waive late fees in some cases.

Following these tips should help you avoid late fees on your Dillard’s credit card. If you fail to pay your bills within the given time, you’ll be charged an interest rate as high as 25.74%. Remember, the best way to avoid late fees is to pay your bill on time, every time. Just take a deep breath and follow these tips to get your account back on track.


Can I Use A Dillard’s Credit Card Anywhere?

The Dillard’s store credit card can only be used at Dillard’s stores. This may seem like a disadvantage, but it actually has a few advantages. 

  • First, you can only use the card at a place where you’re likely to find items that you need or want. 
  • Second, by using the card only at Dillard’s, you can rack up points that you can use for future purchases. 
  • Finally, you can take advantage of special financing offers available only to store card holders. 

So while the Dillard’s store credit card may have some limitations, it also has some definite benefits.

Where Is Security Code On Dillard’s Card?

The security code on your Dillard’s card is located on the back of the card, to the right of the signature strip. The security code is a 3-digit number that helps to ensure that only authorized users can make purchases with your card. 

When making an online purchase, you will be asked to enter this code to confirm your identity. This code should not be confused with the 4-digit PIN that you create when you first activate your card. The PIN is used for in-store transactions, while the security code is only needed for online purchases. 

How Do I Check The Balance On My Dillard’s Card?

You can check the balance on your Dillard’s card online or in-store. To check your balance online, you must create an account on the Dillard’s website. Once you have logged in, you can view your balance and transaction history. 

If you would prefer to check your balance in-store, you can do so by visiting the customer service desk. The balance on your card will be printed on your receipt after any purchase. You can also call Dillard’s customer service number to check your balance over the phone.

What Bank is Dillard’s Credit Card?

Dillard’s is a well-known department store that offers a variety of high-quality merchandise. One of the services that Dillard’s offers is a credit card. The Dillard’s credit card is issued by Wells Fargo Bank, N.A., and can be used at Dillard’s stores only. This type of card can be very helpful for people who frequently shop at Dillard’s, as it can help to save money on interest charges and provide additional rewards and benefits. 

Final Thoughts

Dillard’s Credit Card is one of the many options that Dillard’s offers their customers. It is a great way to get discounts on your purchases and also earn rewards points. You can use your Dillard’s Credit Card at any of their locations across the country. There is no annual fee for this card.

The interest rates for this card are a bit high but you will be charged only if you miss your payments. You can also take advantage of cash back rewards and other perks. Overall, the Dillard’s Credit Card is a great option for anyone who shops at Dillard’s frequently.