How To Pay My BJs Credit Card: Online, Phone or Mail

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Did you know that you can also use your BJ’s card to login and manage your account online? If you’re a BJ’s member and you haven’t yet registered for an account on the BJ’s website, now is the time!

It’s easy to do一simply visit the BJ’s website and click on the “Sign in” link at the top of the page. Then, enter your BJ’s membership number and password. Once you’re logged in, you’ll be able to view your account balance, make payments, see your transaction history, and more.

Take advantage of all the great features available for BJ’s credit cardholders. But for that, you’ll need proper information. So, keep reading!

Benefits Of BJ’s Credit Card

Who doesn’t love rewards and cash-backs? BJs brings ease to its user in the form of the following benefits:

  • BJ’s credit card offers many perks and rewards for its users. One of the main benefits is that cardholders earn 2% cash back on all BJ’s purchases, including gas, groceries, and dining out.
  • Plus, you’ll get 3% back on in-club and BJs.com purchases. There’s no limit to the number of rewards you can earn, so use your card for all your BJs shopping and travel needs.
  • 1% cash back on the places where they accept BJs Mastercard.
  • With the BJ’s credit card, there is no annual fee, so you can enjoy the card’s benefits without worrying about additional costs.
  • With BJ’s elite Mastercard, you won’t have to pay any annual fees, but with the credit card the annual fees is $110, which is still bare minimum. 
  • If you have any questions or concerns about your BJ’s credit card, you can contact customer service anytime, day or night. Customer service is available 24/7 to help you with any questions or concerns.

Note: The APR varies between 15% to 25%, so keep track of your payments and billing cycles.

Online Account Access

Are you tired of keeping your card with you?  Worry no more. You can access your account anytime, anywhere with the online account access of BJs Credit Card.

BJ’s credit card gives you the freedom to use your card without having to carry it around with you. With online account access, you can view your account balance, pay your bill, and even set up alerts, so you never miss a payment.

BJ’s Credit Card Login

To login to your BJ’s credit card account, simply follow these steps:

To access your account:

  • Enter your credit card number and zip code by clicking on Sign in
  • Enter a username and password
  • Once you’re logged in, you can view your account balance and transactions and make payments

It’s that easy! With online account access, you can keep track of your BJs credit card use and make sure you stay within your budget. 

Register Online

Registering your BJ’s credit card online is easy and convenient. Here’s how to do it:

  • Enter your credit card number and billing zip code.
  • Follow the prompts to complete the registration process.

Forgot Password

Forgetting a password is no big deal. Here’s how to reset your BJ’s credit card password:

  • Visit the login page for your BJ’s credit card online account. 
  • Under the Sign In section, click on the Forgot Username/Password link
  • Enter your username and Email address associated with your account. 
  • Click Find My Account
  • A password reset link will be sent to the email address on file. 

Follow the instructions in the email to reset your password. 

Forgot User ID

If you need help finding your User ID for signing in to your account, follow these steps:

  • Visit the Sign In page of the website.
  • Enter your credit card number and ZIP code.
  • Click on the Find my account button.

BJ’s Credit Card Services

BJ’s credit card services offer a great way to save money on your credit card purchases. With BJ’s, you can get up to 5% cash back on all your credit card purchases, making it one of the most rewarding credit cards. 

Have a look at the following services;

BJ’s Credit Card Bill Pay Phone Number

You can save time and money using BJ’s credit card services to pay your bill. Simply call the BJ’s credit card services phone number, 1-855-269-1622, and they will process your payment. You can also choose to set up auto-pay so that you never have to worry about missing a payment.

BJ’s Credit Card Payment Address

If you would like to mail in your payment, you can do so by sending it to the following address:

BJ’s Credit Card Services, Capital Bank at P.O. Box 650966, Dallas, TX 75265-0966.

Include your account number on your check or money order so they can apply for your payment correctly.

Customer Service Hours

Monday-Friday: 8:00am-9:00pm ET

Saturday: 9:00am-5:30pm ET

BJ’s Credit Card Services is closed on Sundays. You can still access your account and make payments using the automated phone system. Simply call 1-855-269-1622 and follow the prompts.

How To Pay BJ’s Credit Card?

When you use BJ’s credit card services to pay your bill, you can rest assured that your payment will be processed quickly and efficiently. BJ’s offers a variety of payment options so that you can choose the one that best suits your needs. You can also be sure that your personal information is safe and secure when you use BJ’s credit card services.

Here are the payment methods available for paying BJ’s credit bill:

Online

To make an online payment:

  • Log in to your account and go to the Make Payment page. 
  • From here, you can enter your payment amount and method of payment.
  • You can pay by electronic check, debit card, or credit card.

By Phone

If you need to make a payment on your BJ’s credit card, you can do so by phone. Here’s how:

  1. Call the customer service number on the back of your credit card.
  2. When prompted, enter your 16-digit credit card number.
  3. You will then be asked to verify your identity by providing your name, address, and date of birth.
  4. Once your identity is verified, you will be given the option to make a payment by phone.
  5. Follow the prompts to complete your payment.

You can also call customer support at 1-855-269-1622 to make your payment. Once a representative receives your call, they will ask for your account number and routing number. So, keep everything ready before calling to ensure a smooth process. 

By Mail

If you’re a BJ’s credit cardholder, you may be wondering how to pay your bill by mail. Here’s a step-by-step guide to help you out:

  1. Get an envelope and gather your BJ’s credit card statement.
  2. Write a check or money order for the amount you owe, made payable to BJ’s Wholesale Club.
  3. Include your BJ’s credit card account number on the check or money order.
  4. Put the check in the envelope. On the back of your envelope, write your account number followed by the amount you’re paying (for example, “1234 $50”)
  5. Mail your payment to Capital Bank at P.O. Box 650966, Dallas, TX 75265-0966.
  6. That’s it! 

Your payment will be processed and applied to your account within 5-7 business days. So, allow plenty of time for it to reach BJ’s before the due date to avoid late fee.

Via The Mobile App

There is no specific app for BJ’s credit card, but you can link your BJ’s credit card to Apple Pay and make payments through it. Or you can download the BJ’s app for shopping and then use your credit card at checkout.

How To Avoid Late Fees?

pay my bjs credit card online

No one likes paying late fees, and luckily, there are a few ways you can avoid them on your BJ’s credit card.

  • First, always pay your bill on time, which is $30 if you’re not charged in the first six months of billing. Otherwise, it is $41 and doesn’t change. 
  • Set up automatic payments if possible, so you don’t have to worry about forgetting.
  • If you miss a payment, call customer service as soon as possible and explain the situation. They may be able to waive the late fee for you.
  • Finally, keep your balance low so you’re not charged interest. Paying off your card every month is the best way to do this, but if you can’t, make sure you at least pay more than the minimum payment.

By following these tips, you can avoid late fees on your BJ’s credit card and keep your finances healthy.

FAQs

What Credit Score Is Needed For A Synchrony Mastercard?

If you’re looking for a Synchrony Mastercard, you’ll likely want to know what credit score is needed. An excellent credit score is generally considered to be a score of 750 or higher.

How Does Express Pay Work At BJs?

To use Express Pay, you’ll need a BJs membership first. 

Express Pay helps you avoid long lines and get in and out of the store quickly. When you’re ready to check out, just go to the Express Pay lane and present your phone with the barcode displayed. The barcode will be scanned, and your total will be charged to the credit or debit card that you have on file.

How Much Is A BJs Membership 2022?

BJs membership for 2022 is as follows. 

  • For Inner Circle Membership, the yearly cost is $55 with in-club and online savings. You also get a congratulatory membership for a fellow family member. Moreover, you can add 3 members to your card with a yearly $30
  • Perks Rewards Membership offers 2% cashback on BJs purchases and double to triple cash-back on special events. You also get travel benefits along with other yearly exclusive events. 
  • A Business Membership gives business-oriented benefits with resale privileges. This membership offers up to 8 additional members on your card. 

For membership details, you can also check the following referral. 

Final Thoughts

The BJs credit card login process is pretty straightforward. However, if you encounter any difficulties along the way, contact customer service for assistance. With a few clicks, you’ll be on your way to enjoying all the great benefits that come with being a BJs member!