Tag: credit risks

OFR Says Financial Stability Threat Is Medium

OFR Says Financial Stability Threat Is Medium

The federal Office of Financial Research was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The Director of the OFR, Richard Berner, recently spoke to a meeting of actuaries, and provided some interesting insights into […]

Underwriting Standards Continue To Ease: OCC Survey

Underwriting Standards Continue To Ease: OCC Survey

Responding to competitive pressures, abundant liquidity, and the desire for yield in the low interest rate regime, banks have eased underwriting standards and enhanced levels of credit risks, reports an OCC survey. The Office of the Comptroller of the Currency’s […]