The Visa Black Card, also known as, “The Black Card,” offers prestige and luxury, but it’s not a card for everyone. The Black Card is exclusive, and has an annual fee of $495. This includes: 24/7 concierge service, 0% APR on balances and transfers for the first 15 months, a 1% cash back rewards system, access to VIP airport lounges, $250,000 travel accident insurance, zero liability fraud protection, and even purchase security and extended warranty. It’s a smart and safe way to go, if you fit the profile for The Black Card.
Visa Black Card Benefits:
* 24/7 Concierge Service
* 0% Introductory APR on all balance transfers
* Rewards Program
* Access to VIP airport lounges
* Travel Benefits
* Zero Liability Fraud Protection
* Purchase Security and Extended Warranty on items purchased
Read more here.
Miles by Discover® is the card that does exactly what it states- it helps you earn more miles with no annual fee. Basically, every 100 travel mile earned is equivalent to $1 travel credit. You will earn 2 travel miles for every $1 spent on travel and restaurants and 1 travel mile for every $1 spent on all other purchases. For each month of the first year you will receive 1,000 bonus points, if you make one purchase every month. That’s 12,000 bonus points ($120) the first year! If you want a card to that really helps you to earn travel credit, then Miles by Discover is for you.
Miles by Discover® Benefits:
* Earn up to 12,000 Bonus Points the first year
* 0% APR introductory rate on all balance transfers
* Bonus Points do not expire
* No cap on the amount of bonus points that you can earn
* Bonus Points can be redeemed for cash, merchandise, gift cards or travel
* $500,000 travel accident insurance
Discover More is great way to beat high interest rates on other credit card accounts by offering a 0% APR on balance transfers for up to 15 months. Although, there is a 4% transfer fee on all initial balance transfers and a 5% fee for subsequent transfers, you will still come out way ahead of the interest game; if you can pay the balance off by the end of the 15 month period. This card deserves its own credit as being one the most customer-friendly, supportive, and informative credit cards out there. Discover More reminds you even before you go over your limit. Now, that’s a great partner to have for winning the war on debt.
Discover More Benefits
* No annual fee
* 0% APR introductory on all balance transfers
* 0% APR on all of purchases
* Earn 5% Cashback Bonus in rotating categories
Escape by Discover® Card is the ultimate card for travelling with earned benefits. Like the Miles by Discover card, you can earn 1,000 bonus points each month, but, instead of this being effective for the first year, you can earn bonus points for the first 25 months. That’s 25,000 bonus points ($250) earned in the first 25 months if you use your Escape by Discover card once a month. There is a $60 annual fee, but that is offset by the opportunity to earn up to 4 bonus points for every $1 spent. If you travel often, then you won’t regret using Escape by Discover.
Escape by Discover® Card Benefits:
* 0% introductory APR on purchases for the first 6 months
* 0% introductory APR on balance transfers for the first 6 months
* Earn up to 25,000 bonus points in the first 25 months
* Earn unlimited 2 bonus points for every $1 you spend on purchases
* Bonus Points do not expire
* No cap on the amount of bonus points that you can earn
* Redeem your reward miles not just for flights but also for hotels, car rentals, vacation packages and even for cash
* Excellent travel benefits and insurance
Discover® Motiva Card Card does something different for card holders that pay on time. If you make 6 straight on-time payments you will receive a reward of one month’s interest. If that’s not motivating enough for you, the Discover Motiva Card offers 0% APR on all transfers and balances for the first 15 months. In addition this card offers a 1% cash back reward after the first $3000 in purchases. It comes with great travel benefits as well, and that’s what makes the Discover Motiva Card a well- rounded credit card.
Discover® Motiva Card Benefits:
* No Annual Fee
* Get rewarded for making on-time payments
* 0% APR introductory on all balance transfers
* 0% APR on all of purchases
* Get up to 1% cash back on all other purchases
* Receive 5% to 20% cash back bonus when you shop through Discover’s online shopping site
* No limit to the amount of cash back bonus you can earn
* Up to $500,000 in flight accident insurance
* Free auto rental insurance
The Discover Student Open Road Card Card is a great way to start learning how to use a credit card wisely and being rewarded for it. As a card member, you must be a college student and have good credit. Once you obtain the Discover Student Open Road Card you can earn 2% on the first $250 spent on gas and restaurant purchases. Plus you will enjoy a 0% APR for the first 9 months on all transfers and balances and no annual fee. This is an easy no non-sense credit card that puts you in the driver’s seat.
Discover Student Open Road Card Benefits:
* 2% Cashback Bonus on your first $250 in purchases of gas and food
* 5% to 20% Cashback Bonus at our exclusive online mall
* No Annual Fee
* 0% APR on purchases for the first 9 months
With the Discover® Student More Card Card there is no annual fee and a 0% APR for the first 9 months (like the Discover Student Open Road Card). However, with this card, you can earn “more” with 5% in cash back rewards. There are categories that are given the 5% reward which change throughout the year. One month it may be gas and another month may be department stores. So, if you are a student that spends on a variety of things, then the Discover Student More Card can give you more back.
Discover® Student More Card Benefits:
* 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and department stores
* 5% to 20% Cashback Bonus at our exclusive online mall
* No Annual Fee
* 0% APR on purchases for the first 9 months
PEX Visa® Prepaid Business Card is a great way to manage your employees spending and be in control of the company’s finances. This is not a credit card- it’s a prepaid card account that is not a bank account, but it’s still FDIC insured. Once you issue the PEX Visa Prepaid Business Card to your employees you will be able to monitor and limit their spending. In addition, there will be separate statements of each card user to make it easy and traceable. This is a smart way to do business with money that’s already yours!
PEX Visa® Prepaid Business Card Benefits:
* The easy to use administrative tool provides the capability to manage all accounts on-line, in one place, in real-time.
* Cards can be reloaded.
* No transaction fees.
* No deposit fees.
* Cards are personalized with the cardholder’s name.
* The funds on deposit are corporate funds – not employee-owned.
* The PEX Card Account is not a bank account, but all funds on deposit are FDIC Insured.
* Each card has an individual balance, so you can keep employees on budget. The corporate balance is displayed separately from cards.
* Funds on deposit belong to your business until cardholders spend or service fees are posted. Funds can be transferred back to the registered business bank account at any time.
* Fees are charged to the PEX Account balance, not to card accounts.
* Cards don’t expire until three years after the issue date
For Canada Only
The MBNA Platinum Plus MasterCard offers a 0% APR introductory rate on balance transfers for the first 10 months. It also comes with 24 hour customer service, and this card can be used worldwide with no annual fee. You won’t have to worry about security with the Platinum Plus MasterCard, because it comes with enhanced Chip & Pin Security that only authorizes a transaction with your secret 4 digit pin instead of just a signature.
The MBNA Platinum Plus MasterCard Benefits:
* 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
* Around-the-clock fraud protection
* Online access to your credit card account
* Unparalleled 24-hour customer service
* International acceptance at millions of locations
* No annual fee * Enhanced security and protection with Chip & PIN technology and PayPass
MBNA also offers the TrueLine MasterCard with no annual fee and the Chip & Pin Security feature. With this card you do “not” get 0% APR for the first months. However, you get an all-time low interest rate of 9.99% on all purchases. The TrueLine MasterCard is a straight forward credit card that allows you to see the charges and terms easily.
MBNA TrueLine MasterCard® credit card Benefits:
* 9.99% annual interest rate on all your purchases
* No annual fee
* Exclusive Platinum benefits and peace of mind
* Add authorized users at no additional cost
* Around the clock fraud protection * Enhanced security and protection with Chip & Pin technology
The MBNA rewards MasterCard credit card has many benefits for its card users. It has a simple rewards system, whereas you receive 1 point for every $1 spent on retail purchases. Not only will you be given 1,000 bonus points once you sign up, you will get 1,000 bonus points on every anniversary date of your MBNA Rewards MasterCard membership. To top it all off, there is no annual fee. These same benefits apply to the Studentawards MBNA Rewards MasterCard as well.
MBNA rewards MasterCard credit card Benefits:
* No annual fee
* Earn 1,000 bonus points when signing up
* Earn 1,000 Bonus points on anniversary date every year
* Earn Point on every qualifying purchase
* Choose your rewards
