Retirement is no longer a sure thing, no matter how hard or long you work. Many people are working longer years to afford retirement, and many expect to continue working for the rest of their lives. Only 8% of Americans delayed retirement to age 65 in 1991. As of 2014, that figure has doubled to more than 16%, according to data from the Employee Benefit Research Institute’s annual “Retirement Confidence Survey.”

WalletHub

In it’s September 3rd report on the best places to retire in the U.S., WalletHub points out that over 20% of American workers approaching retirement age haven’t saved for it, according to the Federal Reserve. Furthermore, over half of workers surveyed by the EBRI highlighted cost of living and daily expenses as the main reasons for not being able to save for retirement. So if workers can’t earn enough to save a big nest egg for the future, what options are left for those of retirement age? WalletHub suggests one solution is to relocate to an area where you can stretch out your money and live as comfortably as possible.

Best Places For Retirement

To assist you in finding an ideal retirement spot, WalletHub analyzed 25 quality of life metrics in the 150 largest cities in the U.S. to find the 2014 best places to retire. The metrics include the cost of living, job prospects for workers over 65, health care and available recreational activities.

Best Places For Retirement

2014 best places for retirement

Not surprisingly, sunny Florida dominates the 2014 best places to retire list, with three of the top five cities, including the No. 1 2014 best place to retire — Tampa.

Best Places Fro Retirement

No. 1 — Tampa, Florida came in first on WalletHub’s 2014 best cities to retire list. Tampa came in 9th in affordability, 92nd in job rank, 3rd in activities rank, 19th in quality of life rank and 46th in health care rank.

No. 2. — Grand Prairie, Texas came in second on the 2014 best places to retire list. Grand Prairie ranked 26th in affordability, 58th in jobs, 70th in activities, 20th in quality of life and 2nd in health care.

No. 3 — Orlando, Florida came in third on the best cities to retire list. Orlando came in 7th in affordability, 98nd in job rank, 2nd in activities rank, 93rd in quality of life rank and 30th in health care rank.

2014 worst U.S. cities for retirement

Best Places Fro Retirement

No. 148 — Philadelphia, Pennsylvania came in 147th on the best places to retire list. Philadelphia ranked 2123rd in affordability, 126th in jobs, 97th in activities, 84th in quality of life and 148th in health care.

No. 149 — Newark, New Jersey came in 148th on this year’s best cities to retire list. Newark came in 112th in affordability, 146th in job rank, 122nd in activities rank, 142nd in quality of life rank and 89th in health care rank.

No. 150 — Providence, Rhode Island is the worst place for retirees on a budget in 2014, according to WalletHub. Providence came in 150th on the best cities to retire list ranked 117th in affordability, 139th in jobs, 116th in activities, 138th in quality of life and 117th in health care rank.