American Express Gold Card

The American Express Premier Rewards Gold Card is not just a charge card with some points-building benefits. It’s a very special tool and travel companion to have at all times- wherever you go. The Gold Card acts as your very own personal concierge, and offers you peace of mind. Just some of the benefits and services that make this card as “good as gold” are the travel amenities, personal protection, financial assistance, and exclusive access.

The Gold Card helps travelling feel safe and secure with Roadside Assistance. This plan covers $50 in towing costs per call up to four times a year. Another helpful travel aid is the Baggage Insurance Plan. If you happen to arrive at your destination, but your baggage did not, you are covered if you used your American Express Gold Card to purchase your Common Carrier Conveyance. The Baggage Insurance Plan can provide up to $1,250 for carry-on baggage and up to $500 for checked baggage. The Gold Card will even get you coverage on the rental car loss or damage. You can also protect you and your family with up to $100,000 in Travel Accident Insurance.

With today’s increasing use of online banking and transactions, you need a strong ally to protect you from fraudulent charges. When you use the American Express Gold Card online or off, you will be excused from any false charges that may occur. Aside from fraudulent transactions there may be times, when you purchase an item that has been damaged or stolen. American Express Gold Card Purchase Protection can cover all eligible items for up to 90 days from the time of purchase. Plus, on those eligible items, you can be covered with an Extended Warranty for an additional year. The Gold card even offers Return Protection. This can cover eligible items within 90 days from the purchase date, if the merchant will not take it back. American Express may even refund up to $300 per item.

It’s nice to know that you have a charge card that actually cares about your financial well-being. The American Express Gold Card gives you free advice on how to manage your finances and analyzes your spending patterns with easy-to-understand graphs and reports. You can also download your data directly to Quicken or Microsoft Money and keep track of your financial records. The fun part, about spending with the American Express Gold Card, is that you get something back- a reward. You can earn points easily with the Gold Card, because American Express allows additional cards, linked to your account, to earn points as well. Keep tabs on your earned points and all of your account information from your mobile phone. Paying your monthly cable, utilities, or phone bill is just as easy with American Express Automatic Bill Pay service.

Move up to the front of the line with American Express Premier Rewards Gold Card  Exclusive Access. Stay up-to-date and informed on special deals for sporting events, Broadway Shows, and concerts delivered right to your inbox. Plus, Gold Card members get first dibs on thousands of worldwide event tickets before they go on sale to the general public. Just to say thanks, American Express has reserved special, premium seating selections for their Gold Card members.

So, as you can see, the American Express Gold Card aims to give their members something more and stand out from the rest. The Gold Card does offer a sense of relationship rather than a bank sending you a bill every month. These days, the consumer is more educated and the competition is getting stiffer, but the Gold Card seems to be staying on top of its game.